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Monday 7am - 9pm Tuesday 7am - 9pm Wednesday 7am - 9pm Thursday 7am - 9pm Friday 7am - 9pm Saturday 7am - 9pm Sunday 7am - 9pm

Ricky Sepulveda - Mortgage Loan Officer

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United States
Westminster, CA
Ricky Sepulveda - Mortgage Loan Officer

"Specializing in Complex Loan Scenarios." Available 24/7! Mortgage Loan Officer - NMLS #2420724
24/7 Mortgage Corp - NMLS #1860778

Mortgage Loan Officer- NMLS #2420724
24/7 Mortgage Corporation NMLS #1860778
Disclaimer & State Notices: www.24-7mortgage.com/licenses-and-disclaimers/

12/25/2025

Merry Christmas from the Sepulveda’s

04/04/2025

🏡 Just Funded – Carson, CA

Just helped an amazing couple purchase a beautiful 3 bed / 2 bath home in Carson!
They were first-time buyers, we locked in the best rate possible, and closed the deal in under 30 days 🙌

🔹 Location: Carson, CA
🔹 Loan Type: Conventional
🔹 Buyers: First-time homebuyers
🔹 Close Time: Less than 30 days
🔹 Win: Smooth process + great rate ✅

It’s always an honor to help clients hit major milestones like this.
If you’re thinking about buying, refinancing, or just exploring your options — I’m here to help!

📩 Send me a message or give me a call to get started.

12/19/2024

🏡 Just Closed Escrow in 21 Days! 🎉
Thrilled to announce we closed another escrow in just 21 days for a first-time homebuyer!

✨ Highlights:

🛏️ 3 Bedrooms | 🛁 2 Bathrooms
☀️ Solar Panels
🚗 2-car garage + RV/boat parking
🌳 Covered patio & spacious backyard

📢 Helping clients achieve their homeownership dreams is what I do best as a Mortgage Loan Officer!

🌟 Ready to make your dream home a reality? Let’s chat! 📩

11/27/2024

🎉🏡 Just Funded in Norwalk, CA Before Thanksgiving! 🦃✨

📢 Big News! Helped my amazing client close on this beautiful 3-bedroom, 1-bath home in Norwalk, CA:
✅ First-Time Homebuyer
✅ 20% down payment
✅ 21 days in Escrow
✅ Smooth and stress-free process

Thanks to incredible teamwork with my real estate partner, we made it happen just in time for the holiday season! 🌟🏠

11/14/2024

🏡 Congrats to This Amazing Family on Their New Home! 🏡

Thrilled to share that a wonderful family just became first-time homeowners in Bakersfield! With a smooth and stress-free process, they secured their dream home in no time! 🌞✨

Highlights:

- First-time homeowners in Bakersfield 🎉
- Only 5% down with a conventional loan 💰
- Home includes energy-saving solar panels 🌞
- Located in a welcoming community with no HOA fees 💸
- Seamless and fast loan process from start to finish 🕒💪

Curious about qualifying for a home loan in under five minutes? Let’s connect! 📞

Ricky Sepulveda - Loan Officer
NMLS #2420724
Direct: (562) 335-4728
📧 [email protected]

Here’s to many happy memories in this beautiful new home! 🎉🥂

05/15/2024

🔑 Just unlocked the door to homeownership for first-time buyers! 🏡💼
• 🎉 Successfully funded and closed another property for thrilled clients.
• 💰 Secured approval through a game-changing Non-QM VOE Program.
• 💼 Verified income and employment directly with the employer - hassle-free!
• 🏠 20% down payment achieved for their dream home, making it their primary residence.
• 🚪🔑

03/21/2024

🎉👶✨ We’ve been hiding a sweet secret! Our first bundle of joy is on the way! Baby Sepulveda is set to arrive in August 2024! Brace yourselves for endless love and laughter! 💖

08/31/2023

🏡 Exciting News in Real Estate 🎉! As a dedicated , I'm thrilled to share a recent success story 🏠. Just funded a fantastic property in Visalia, CA, and helped my first-time homebuyer achieve their dream 🏡.

🌟 Making Homeownership Possible: With a caring and professional approach, I guided my client, who was self-employed, through the loan process. 🤝 Despite the unique situation, we secured approval with an impressive 20% down payment 💰.

📊 Creative Financing Solutions: Leveraging innovation, we used 24-month bank statements as income verification. 💼 This allowed my client to showcase their financial stability in a flexible way.

💡 Turning Assets into Opportunities: By creatively using rent as a credit tradeline, we maximized benefits for my client, contributing to their homebuying journey 📈.

⏳ Swift and Efficient: Within just 30 days ⌛, we successfully closed the deal, turning dreams into reality. 🎊

Your dreams of homeownership are within reach! If you're looking for personalized financial solutions, I'm here to help. Contact me today for a consultation that cares about your future. 📞🏡 Let's make your homeownership journey a success! 🌟

07/17/2023

🏠 Exciting News! 🏠 Just funded this beautiful Townhouse in Santa Ana with the help of my fantastic real estate partner, Michael Huynh!

🔥 This deal was made possible through a unique loan type - a Non-Qualified Mortgage (Non-QM) - with some amazing features:

✅ No Income Tax / No Pay-stub required! Making it easier for the borrowers to qualify based on alternative methods.
✅ No-Appraisal contingency to win the offer! Smooth sailing without the usual appraisal hurdles.
✅ Borrowers qualified with the Verification of Employment (VOE) Program! An efficient and innovative way to verify employment details.
✅ These borrowers had faced rejections elsewhere, but we made their dreams come true!
✅ Loan Type: NON-QM - 20% DOWN. Tailored for those who may not meet conventional lending criteria.
✅ Difficulty: Medium - 6 out of 10. We navigated through challenges with expertise!
✅ Close of Escrow in just 21 DAYS! Swift and seamless closing process.

👉 Congratulations to the First Time Home Buyers! 🎉

If you're looking for your dream home or need help with unique financing solutions, Michael Huynh and I are here to assist you every step of the way. Don't let obstacles hold you back from homeownership - let's make your dreams a reality too! 🌟💼

05/25/2023

🎉 We are absolutely thrilled to share some incredible news with all of you! 🌟 Our amazing clients have successfully closed on a mortgage loan for their dream home, marking a major milestone in their lives. 🏡💫 By diligently working with our team and making strategic decisions, they turned their aspirations into a beautiful reality. 💪💰

🔑 Unlocking the doors to their new primary residence was not an easy feat. It required them to sell their current house and wisely utilize the proceeds from the sale to complete the transaction. 💸💼 But their unwavering determination and trust in our expertise paved the way for this fantastic achievement! 🙌✨

🌟 We couldn't be prouder to have played a crucial role in helping our clients secure their dream home. Witnessing their joy and excitement as they step into a new chapter of their lives is truly inspiring. 😊🔐

📞 Are you also dreaming of owning your perfect home? Let us guide you on your homeownership journey and provide you with expert advice every step of the way. 🤝💼 With our dedicated team and extensive knowledge of the real estate market, we'll help you turn your dreams into a tangible reality. Don't wait any longer – contact us today and let's make your homeownership dreams come true! 🏡💫

Address

9741 Bolsa Avenue, Suite 215
Westminster, CA
92683

Opening Hours

Monday	7am - 9pm
Tuesday	7am - 9pm
Wednesday	7am - 9pm
Thursday	7am - 9pm
Friday	7am - 9pm
Saturday	7am - 9pm
Sunday	7am - 9pm

Website

https://calendly.com/ricky-24-7mortgage/30min

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