Chris Hartzell UCM

Chris Hartzell UCM Providing mortgage financing to clients for over 25 years!

Open houses are exciting, but smart buyers look beyond the layout and finishes.Use these questions to uncover potential ...
05/30/2026

Open houses are exciting, but smart buyers look beyond the layout and finishes.

Use these questions to uncover potential ongoing costs before you get too attached. Save this for your next home tour, and visit Union Capital Mortgage’s website for more home-shopping tips to help you plan with confidence.

A strong offer is about more than just the purchase price.Your timing, paperwork, financing, and terms can all impact ho...
05/28/2026

A strong offer is about more than just the purchase price.

Your timing, paperwork, financing, and terms can all impact how competitive your offer feels to a seller. Save this before your next weekend of showings, and visit Union Capital Mortgage’s website for practical tips to help you feel more offer-ready.

Choosing between a condo and a single-family home comes down to more than lifestyle — the financing details can look dif...
05/26/2026

Choosing between a condo and a single-family home comes down to more than lifestyle — the financing details can look different, too.

Swipe through for a simple breakdown of what to keep in mind, then visit Union Capital Mortgage’s website before you start shopping so you can compare your options with a clearer financial picture.

If you’re hoping to move this summer, May is the time to start getting prepared.This 30-60-90 day countdown walks throug...
05/23/2026

If you’re hoping to move this summer, May is the time to start getting prepared.

This 30-60-90 day countdown walks through the key steps for financing, home shopping, and getting offer-ready — so the process feels more organized and less overwhelming.

Save this post and visit Union Capital Mortgage’s website to start planning your next move before the summer rush.

One cost buyers don’t always expect? Your down payment isn’t the only amount needed at closing.This carousel breaks down...
05/21/2026

One cost buyers don’t always expect? Your down payment isn’t the only amount needed at closing.

This carousel breaks down the difference between your down payment and cash-to-close, so you can plan ahead, understand the full picture, and feel more prepared before you buy.

Save this post, share it with your co-buyer, and visit Union Capital Mortgage’s website to start building a clearer estimate for your home purchase.

If you’re self-employed, homeownership is still within reach — you just need to plan ahead.This carousel breaks down wha...
05/19/2026

If you’re self-employed, homeownership is still within reach — you just need to plan ahead.

This carousel breaks down what lenders typically look for, so you can get organized early, feel more prepared, and avoid surprises during the mortgage process.

Mortgage points can lower your rate — but they aren’t automatically the best move for every buyer.Swipe for the simple v...
05/16/2026

Mortgage points can lower your rate — but they aren’t automatically the best move for every buyer.

Swipe for the simple version, then use our website to compare rate scenarios based on how long you expect to keep the home. Save this before you talk numbers.

The right time to buy isn’t only about the market — it’s also about your readiness.These four questions can help you thi...
05/14/2026

The right time to buy isn’t only about the market — it’s also about your readiness.

These four questions can help you think through timing with less pressure and more clarity. Save this post, then compare your budget and payment scenarios on our website.

These two steps sound similar, but they answer completely different questions.An inspection helps you understand the hom...
05/12/2026

These two steps sound similar, but they answer completely different questions.

An inspection helps you understand the home. An appraisal helps the lender confirm value. Save this so you can keep the process straight, and visit our website for more buyer basics before you make an offer.

Too many buyers delay their plans because of outdated credit advice.Swipe through the myths that create unnecessary stre...
05/09/2026

Too many buyers delay their plans because of outdated credit advice.

Swipe through the myths that create unnecessary stress — and save this carousel if you want a clearer, more realistic approach to preparing for a mortgage. More credit prep tips are available on our website.

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26021 Center Ridge Road
Westlake, OH
44145

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