Sarah Benigni LO

Sarah Benigni LO Veteran | Mortgage Loan Originator 🇺🇸
Honoring service through homeownership. Service-driven approach. Trusted guidance from application to closing. NMLS # 1956029

I help buyers and investors navigate financing with clarity, integrity, and results.

🏡 In Case You Missed the News: OHFA Rates Have Been Updated!Thinking about buying a home but concerned about your down p...
06/02/2026

🏡 In Case You Missed the News: OHFA Rates Have Been Updated!

Thinking about buying a home but concerned about your down payment? Eligible buyers may qualify for OHFA programs that offer down payment assistance and mortgage financing options.
✅ Down Payment Assistance Available
✅ First-Time Homebuyer Programs
✅ FHA, VA, USDA & Conventional Loan Options

Curious about your options? Send me a message to discuss your home financing goals and determine whether you may qualify.

Disclaimer: Program eligibility, rates, terms, and conditions are subject to change without notice. Income, credit, and purchase price limits may apply. Not all applicants will qualify. For current rates and program information, visit:

OHFA Mortgage Rates & Program Information

05/01/2026

🏡 Mortgage Rate Update – May 1, 2026

If you’ve been keeping an eye on rates, here’s where things stand right now:

➡️ 30-year fixed: ~6.3%–6.4%
➡️ 15-year fixed: ~5.7%–5.8%

Rates have been moving a bit, but overall they’ve been holding pretty steady in the mid-6% range.

💡 What this means for you as a buyer:

• You don’t have to “time the market” perfectly to buy
• There are more homes available right now than earlier this year
• You can always refinance later if rates drop

👉 The biggest mistake I’m seeing? Buyers waiting… and then being surprised when home prices keep rising or competition picks back up.

The right move isn’t guessing rates — it’s knowing your numbers.

I can help you:
✔️ Break down your monthly payment options
✔️ Show different price points that fit your budget
✔️ Get you fully pre-approved so you can move quickly when the right home pops up

If you’re even thinking about buying this year, let’s run the numbers so you know exactly where you stand 📩

Address

25021 Center Ridge Road Suite 200
Westlake, OH
44145

Telephone

+13308882208

Website

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