PENNYMAC TPO

PENNYMAC TPO A Top 3 Wholesale Lender
Tech Forward + Human Focused
EHO Lender | NMLS 35953
PENNYMAC TPO is a division of PennyMac Loan Services, LLC. NMLS ID # 35953.

Pennymac TPO is a Top 3 Wholesale Lender committed to helping our Broker and Non-Delegated Partners succeed and grow their business. We are tech-forward and human-focused, providing our TPO Partners with the best tools, technology, and the most dedicated team in wholesale. This is not intended for distribution to consumers. Equal Housing Opportunity © Equal Housing Opportunity, PennyMac Loan Servi

ces, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. For licensing information go to www.nmlsconsumeraccess.org. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender License # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review tpo.pennymac.com/state-licenses. Not all property types qualify. Some loan products may not be available in all states. Information, property type eligibility, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. © 2025 Private National Mortgage Acceptance Company, LLC.

06/09/2026

Keeping a pulse on the housing market is essential for navigating today’s real estate landscape.

Check out this quick breakdown from Dr. Jessica Lautz, Deputy Chief Economist and VP of Research at the National Association of REALTORS®, as she shares the latest data-driven trends shaping the market.

What market trend are you keeping the closest eye on this month? Let us know in the comments! 👇

Join us on Tuesday, June 16th for a deep dive into Pennymac’s DSCR product offering.Designed specifically for investors,...
06/09/2026

Join us on Tuesday, June 16th for a deep dive into Pennymac’s DSCR product offering.

Designed specifically for investors, our DSCR solutions help your clients grow their real estate portfolios using the subject property’s cash flow, completely bypassing the hassle of traditional income documentation.

What we'll cover:
- The DSCR Formula
- Streamlined Qualification
- Program Guidelines

Don't miss this inside look at our Non-QM framework.

📅 Date: June 16th @ 10 AM PT/1 PM ET
🔗 Link to register: https://bit.ly/3Q6xeAV

Real estate investors are sitting on record home equity, but they don’t want to sacrifice their low first-lien interest ...
06/08/2026

Real estate investors are sitting on record home equity, but they don’t want to sacrifice their low first-lien interest rates .

With Pennymac’s new Non-Owner Occupied Home Equity Loans, you can help them utilize that capital while keeping their current financing untouched!

What you need to know:
🔹 Up to 70% LTV to $250,000
🔹 Fixed-rate options: 10, 15, 20 & 30-year terms
🔹 Min 700 FICO | Max 45% DTI

Start here: https://bit.ly/4tCvKff

Note: All NOO Home Equity loans will require an attestation as to whether the proceeds will be used entirely for business purposes or for other purposes. Proceeds may be used for other real estate acquisitions including primary residence. Comparable Rent Schedule (1007) required when utilizing rental income for qualification.

Splash into Summer with Pennymac TPO! ☀️🌊For the rest of June, enjoy an exclusive bps credit on all Conventional Cash-Ou...
06/05/2026

Splash into Summer with Pennymac TPO! ☀️🌊

For the rest of June, enjoy an exclusive bps credit on all Conventional Cash-Out Refinances:
+25 BPS Credit - Broker & NonDel+
+15 BPS Credit - NonDel Core

Use this limited-time special to lower your upfront loan costs, beat out the competition, and give past clients a compelling reason to move forward on their financial goals.

Log into the portal to access your updated rate sheets and lock your deals today. Click here to get started: https://bit.ly/4odkBAE

Note: Special not available on Jumbo, NonQM, or Closed End Second loans. Not combinable with other promotions. Valid through June 30, 2026. This special will be displayed as an LLPA in the POWER+ portal.

06/04/2026

Are you spending more time with design tools than you are closing deals?

Discover how you can easily customize and publish high-impact marketing materials in just a few clicks with Design Central. On the latest episode of In the Know with TPO, Drew Dyet talks Design Central, our exclusive library pre-loaded with product details, allowing you to quickly drop in your logo and even co-brand with your agents. Zero design experience required.

Not a partner yet? Sign up and start marketing smarter, not harder: https://bit.ly/41unsuB

"Almost five years in the industry, I’ve never done something this fast. My record was nine days, truly remarkable."Rica...
06/04/2026

"Almost five years in the industry, I’ve never done something this fast. My record was nine days, truly remarkable."

Ricardo just set a new personal record with an 8-calendar-day Clear to Close on a Non-QM loan. When the pressure is on and the timeline is tight, you need a partner who can move as fast as you do. We’re proud to provide the efficiency and support that turns high-pressure files into major wins.

Click here to get started: https://bit.ly/4tCvKff

We are honored to be recognized by Scotsman Guide as a Top National Leader in Wholesale, FHA, and VA lending.This recogn...
06/03/2026

We are honored to be recognized by Scotsman Guide as a Top National Leader in Wholesale, FHA, and VA lending.

This recognition is proof of our commitment to giving you the reliable pricing, deep product lineup, and fast service you need to lock more loans and beat the competition. A massive thank you to our incredible broker and correspondent partners who make this shared success possible!

Not a partner yet? Accelerate your business with a verified national leader today: https://bit.ly/41unsuB

*Based on the 2026 Scotsman Guide Top Mortgage Lenders Rankings

A huge congratulations to our 2026 Circle of Greatness award recipients! This inaugural retreat in Napa Valley was creat...
06/02/2026

A huge congratulations to our 2026 Circle of Greatness award recipients! This inaugural retreat in Napa Valley was created to honor the Pennymac TPO production professionals who reached the pinnacle of achievement this year.

Thank you to this elite group for your relentless commitment to our partners and for defining what excellence looks like at Pennymac TPO. We’re proud to have you leading the way.

Think that non-warrantable condo deal is dead? Think again.Join tomorrow’s webinar on Non-Warrantable Condo Tips to lear...
06/01/2026

Think that non-warrantable condo deal is dead? Think again.

Join tomorrow’s webinar on Non-Warrantable Condo Tips to learn how to finance these unique properties and keep your pipeline moving. If you’re tired of hitting roadblocks with standard guidelines, this session is for you.

📅 Date: June 2nd @ 10 AM PT/1 PM ET
🔗 Register here: https://bit.ly/4u6pVXT

05/30/2026

Education is the ultimate advocate.

We recently sat down with Gay Veale, Mortgage Loan Originator, a 30-year military veteran and loan officer, to discuss the vital role of educating veteran homebuyers. Gay shares her personal insights on navigating VA loan products, alongside the incredible value of tapping into dedicated professional groups like VettedVa for peer-to-peer support and shared mortgage expertise.

What's one piece of advice you always give a veteran homebuyer before they start shopping? Share your thoughts below. 👇

Address

3043 Townsgate Road, Suite 200
Westlake Village, CA
91361

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