PENNYMAC TPO

Call Directions Website

A Top 3 Wholesale Lender
Tech Forward + Human Focused
EHO Lender | NMLS 35953
PENNYMAC TPO is a division of PennyMac Loan Services, LLC. NMLS ID # 35953.

Pennymac TPO is a Top 3 Wholesale Lender committed to helping our Broker and Non-Delegated Partners succeed and grow their business. We are tech-forward and human-focused, providing our TPO Partners with the best tools, technology, and the most dedicated team in wholesale. This is not intended for distribution to consumers. Equal Housing Opportunity © Equal Housing Opportunity, PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. For licensing information go to www.nmlsconsumeraccess.org. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender License # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review tpo.pennymac.com/state-licenses. Not all property types qualify. Some loan products may not be available in all states. Information, property type eligibility, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. © 2025 Private National Mortgage Acceptance Company, LLC.

11/04/2026

Non-traditional income shouldn’t hold back your production.

Here’s how Pennymac TPO helps you close your next Non-QM deal:

➡️ Flexible doc options: DSCR, Bank Statement, Asset-Based (Depletion & Qualifier), WVOE, 1099, and Full Doc

�➡️ Direct access to expert scenario support, from application to close

�➡️ On-demand access to our Non-QM Deep Dive webinar recordings

➕ New partners get a 15 bps credit on any eligible Non-QM scenario locked before December 31st.*

Log into POWER+ or reach out to your AE to get started: https://bit.ly/4tCvKff

*Exclusions apply. Must be an approved TPO partner at lock. Cannot be combined with other offers. On consumer loans, 15 bps credit must be applied as a direct lender credit toward borrower closing costs or rate reduction. DSCR/business-purpose loans exempt. NMLS #35953.

11/03/2026

More flexibility to qualify your borrowers, starting now.

Pennymac TPO has expanded eligibility for the VantageScore® 4.0 credit score model on GSE loan transactions:

✅ VantageScore® 4.0 is now eligible on primary residence transactions with LTVs greater than 80%

✅ Classic FICO credit scores remain eligible for all transaction types

It’s another way to find a path for your borrowers. Check the updated product profiles for complete requirements, or reach out to your AE with questions.

*Second home and investment property transactions remain ineligible.

11/03/2026

We’re recognizing Lender Price, a sponsor of the Pennymac TPO Partner Forum.

Lender Price is a cloud-native product, pricing, and eligibility engine built for modern mortgage lending. Its broker-facing platform, Lender Price Marketplace, lets brokers price a scenario once and see results from their existing lender relationships and Marketplace lenders side by side, all in one place, without jumping between portals or re-entering loan details. It’s free for brokers to use.

As CEO and Founder Dawar Alimi put it: “Brokers win on speed and accuracy. We’re proud to support the Pennymac TPO Partner Forum and the broker community it serves, and to show how Lender Price Marketplace helps LOs price faster and with confidence.”

Explore Lender Price Marketplace: lenderprice.com/marketplace

Thank you to Lender Price for sponsoring the Pennymac TPO Partner Forum.

11/03/2026

We’re recognizing Class Valuation, a sponsor of the Pennymac TPO Partner Forum.

Class Valuation is a nationwide valuation partner for mortgage brokers and lenders, with a large network of licensed appraisers covering the markets you lend in. Their dedicated support team sets them apart: you can reach a real person directly, someone who knows your name and your files.

More brokers and lenders are ordering UAD 3.6 hybrid appraisals. Here’s what Class Valuation shared about making the switch:

1. Start with eligibility. Over 90% of loans are eligible for a hybrid, based on the GSEs’ own public data, so it’s worth checking first.

2. Keep your process. You order a hybrid like any appraisal, no new workflow to learn.

3. Lower cost. Class Valuation’s UAD 3.6 hybrid appraisals cost less than their 3.6 traditional appraisals.

4. Independent value. A licensed appraiser still forms the independent opinion of value.

Learn more about hybrid appraisals: classvaluation.com/hybrid-appraisal

Thank you to Class Valuation for sponsoring the Pennymac TPO Partner Forum.

11/02/2026

We’re recognizing MMI, a sponsor of the Pennymac TPO Partner Forum.

MMI One is a platform for mortgage professionals that brings mortgage data, automated communication, AI, and borrower monitoring into one connected system, combining MMI’s market intelligence, Bonzo’s engagement tools, and MonitorBase’s borrower alerts in a single place.

Its AI tools include Bonzai, which transcribes conversations and surfaces potential opportunities, and On Demand, which helps prioritize borrower outreach while managing soft-pull activity.

Connect with the MMI One team at the Partner Forum to learn more, or visit https://mmione.io/pennymac/.

Thank you to MMI One for sponsoring the Pennymac TPO Partner Forum.

11/02/2026

We’re recognizing ARIVE, a sponsor of the Pennymac TPO Partner Forum.

ARIVE is a mortgage origination platform built for independent mortgage brokers, bringing the LOS, POS, product and pricing engine, and a connected lender marketplace into one system. It also includes AI-assisted chatbots for instant answers on product guidelines and system.

Connect with the ARIVE team at the Pennymac TPO Partner Forum to learn more about the platform, or visit arive.com.

Thank you to ARIVE for sponsoring the Pennymac TPO Partner Forum.

11/02/2026

Appraisal turnaround times and valuation workflows remain top priorities for originators navigating today’s purchase and refi markets.

We are pleased to recognize AMC Encore as an educational sponsor of the upcoming Pennymac TPO Partner Forum. An appraiser-led appraisal management company, Encore provides nationwide coverage, escalation management, and dedicated operational support for mortgage lenders and brokers.

As President of Sales Jordan Chapman notes: “Our focus is helping originators better understand the valuation landscape so they never feel like they’re navigating that part of the transaction alone.”

Connect with the Encore team at the Pennymac TPO Partner Forum to discuss current appraisal trends, or learn more at amcencore.com.

10/28/2026

Tired of telling condo buyers 'no' just because the building isn't FHA-approved?

Find out how you can better serve your condo clients with our FHA Single-Unit Spot Approvals on our latest episode of In the Know With TPO with Drew Dyet.

Not a partner yet? Click here to sign up: https://bit.ly/41unsuB

10/27/2026

We’re honored to welcome two-time U.S. Paralympic Gold Medalist to the upcoming Pennymac TPO Partner Forum for a fireside chat on resilience, and what it takes to keep moving forward when conditions change.

From his service as a Marine to the moments he reached the podium, Josh understands what it truly takes to adapt under pressure. It’s a conversation you won’t want to miss.

See you there, November 4th. 🤝

10/27/2026

Big things are coming to Westlake Village.

The Pennymac TPO Partner Forum is almost here, and we've lined up the sharpest minds in the business to help you get ahead.

Swipe through to meet our speaker lineup.

Address

3043 Townsgate Road, Suite 200
Westlake Village, CA
91361

Telephone

+18337693710

Website

http://tpo.pennymac.com/, https://linktr.ee/admin/links

Alerts

Be the first to know and let us send you an email when PENNYMAC TPO posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.