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Steadfast Insurance We are an Independent Insurance Agency solving problems and providing peace of mind.

10/08/2026

How do you know when an aging parent or loved one may need more help at home?

Sometimes it’s a major event, like a fall or hospitalization, that makes the need for care obvious. But often, the first signs are much more subtle. Unpaid bills, expired food in the refrigerator, or everyday tasks starting to slip can signal that something is changing.

Caleb Anderson of Visiting Angels has seen this play out with thousands of families. He shares what families should be watching for, why the person who needs help is rarely the one to recognize it first, and how noticing the signs earlier can lead to better outcomes.

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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care and Steadfast Insurance .

10/06/2026

Long-term care decisions are some of the most important and most overlooked parts of planning for our families and ourselves.

In this conversation with Caleb Anderson from Visiting Angels, we unpack the warning signs families miss, the difference proactive planning makes, and the financial moves that create real options as we age.

Don't let crisis dictate your future.

Start the conversation early, involve the right support, and invest now for the quality of life you want later. Remember, planning ahead isn't just smart; it's empowering.

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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care and Steadfast Insurance .

09/22/2026

Is long-term care insurance really any different than setting money aside for future care?

It's a question Frank Iozzo, fiduciary financial planner and founder of FMI Financial , poses to Kelly Augspurger, and the answer goes far beyond simply having enough money. From leverage and guarantees to tax advantages and support during a claim, there are benefits many people never consider until they need them.

If you've ever thought, "I'll just use my savings," this conversation may give you a different perspective.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care Austin and Steadfast Insurance .

09/17/2026

Traditional long-term care insurance has been around for decades—but is it still the best option?

Kelly Augspurger and Frank Iozzo, a fiduciary financial planner and founder of FMI Financial , take a closer look at why standalone long-term care insurance remains a valuable solution for many families. With customizable benefits, potential asset protection, and features many people have never heard of, traditional coverage may deserve another look.

If you've assumed newer products have replaced traditional long-term care insurance, this conversation may surprise you.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care Austin and Steadfast Insurance .

09/15/2026

What if your long-term care policy could provide value—even if you never need care?

Frank Iozzo, fiduciary financial planner and founder of FMI Financial , asks Kelly Augspurger why life and long-term care hybrid policies have become one of the fastest-growing planning strategies. From built-in flexibility to potential leverage and residual value, these policies offer features that many people don't realize exist.

Could a hybrid policy be a better fit than traditional long-term care insurance? The answer may depend on more than you think.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care Austin and Steadfast Insurance .

09/10/2026

Think your life insurance policy already includes long-term care coverage? You may want to take a closer look.

Frank Iozzo, fiduciary financial planner and founder of FMI Financial , asks Kelly Augspurger why chronic illness riders are so often mistaken for true long-term care protection. While they can appear similar, the differences could have a major impact when you actually need care.

Before assuming you're covered, make sure you understand what your policy does—and doesn't—provide.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care Austin and Steadfast Insurance .

09/08/2026

Frank Iozzo, fiduciary financial planner and founder of FMI Financial , asks Kelly Augspurger about one long-term care funding strategy that doesn't get nearly as much attention as it deserves.

Annuities with long-term care benefits can offer a unique combination of protection and flexibility, but they're not the right fit for everyone. Kelly explains why this option has become increasingly popular, who it may benefit most, and one important advantage that often surprises financial advisors and consumers alike.

If you've wondered whether an annuity could play a role in your long-term care plan, this conversation is worth a listen.



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🎙Steadfast Care Planning podcast is made possible by Senior Care and Insurance LLC.

09/03/2026

Most people have a long-term care plan, they just don't realize what it is.

Kelly Augspurger challenges one of the biggest assumptions in retirement planning: "We'll just pay for it ourselves." While self-funding may seem straightforward, there are important questions most people never stop to ask until care is actually needed.

What happens to your lifestyle? Your retirement income? Your spouse? And is having substantial assets really the whole story?

If you've ever assumed your investments alone will cover future care expenses, this conversation with Frank Iozzo of FMI Financial may cause you to rethink that strategy.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care Austin and Steadfast Insurance .

09/01/2026

What if self-funding long-term care isn't the best strategy, even if you have the assets?

Frank Iozzo, fiduciary financial planner and founder of FMI Financial , joined Kelly Augspurger to explore some of the biggest misconceptions surrounding long-term care planning and the financial decisions that could impact your future.

Not every insurance solution works the same. Waiting too long can change your options. And relying solely on your portfolio may come with risks many people never consider.

Whether you're planning for yourself, helping aging parents, or advising clients, this conversation offers practical insights that could change the way you think about protecting your family, finances, and legacy.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care Austin and Steadfast Insurance .

08/27/2026

Is dementia just memory loss?

Many people think so—but there's much more to the story.

Kelly sits down with Adria Thompson of Be Light Care Consulting to explain what dementia really is, why it's more than forgetting names or appointments, and why understanding the basics matters for every family.

If you want a clearer understanding of dementia, this is a great place to start.

🎧 Listen wherever you get your podcasts or watch on YouTube.



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🎙Steadfast Care Planning podcast is made possible by Amada Senior Care and Steadfast Insurance .

Address

167 S State St #175
Westerville, OH
43081

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Monday 8am - 5pm
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Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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