Javier Valdez. RATE Mortgage NMLS 1470049

Javier Valdez. RATE Mortgage NMLS 1470049 Producing Branch Manager at Rate. Personal NMLS # 1470049. Rate #2611.

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6180vp3pj

05/19/2026

Tu camino a casa debería sentirseclaro, acompañado y completamente en español. Con Rate, puedes avanzar con la confianza de tener una experiencia hecha para ayudarte en cadapaso. http://rate.com/javiervaldez

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6188vRHjr

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6184vueZw

05/12/2026

Think you’ve found your dream home? I’ll help you make sure the numbers are in sync. The appraisal is where value gets verified and where strategy matters most. I’ll guide you through your options so nothing catches you off guard.

Let's connect: http://ms.spr.ly/6180vPN04

If you’re on the hunt for your next home, I’ve got some great news. In short, sales are shifting in buyers’ favor and mo...
05/11/2026

If you’re on the hunt for your next home, I’ve got some great news. In short, sales are shifting in buyers’ favor and mortgage rates are down from last year. The next step is to use these conditions to your advantage, and I’m here to help with that.

Let’s talk: http://ms.spr.ly/6182vPwOK

05/07/2026

At Rate, we're committed to serving those who served, offering VA loan benefits including no minimum FICO and multiple loan options. You may have more opportunities than you think. Buy or refi** with us today.

Learn more: http://ms.spr.ly/6189vM7gX

05/06/2026

Most buyers don’t have 20% down, they just think they need it. That assumption keeps people waiting longer than they have to. If that’s what’s holding you back, let’s talk through what may actually be possible.

Learn more: http://ms.spr.ly/6186vMMfa

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have...
05/05/2026

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have strong equity to work with. At the same time, typical monthly mortgage payments were down from last quarter and last year, giving buyers a little more room to plan their next move.

See what the latest data could mean for you: http://ms.spr.ly/6185vzaAJ

05/04/2026

Cypto hasn’t always counted in mortgage qualification. Not anymore. RateFi may help you qualify without selling your position, so you can stay aligned with your long-term strategy and move forward with asset freedom.

Explore what’s possible: http://ms.spr.ly/6186vKQUK

Address

1776 22nd Street Suite 201
West Des Moines, IA
50266

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