Cole Sheets - Northwestern Mutual

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West Des Moines, IA
Cole Sheets - Northwestern Mutual

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Connecting personally and professionally with individuals to provide a clear vision for your future

11/02/2026

Retirement Is More Than a Number

Retirement planning isn't simply about reaching a target account balance.

It's about creating:

✅ Reliable income ✅ Tax efficiency ✅ Financial confidence ✅ Lifestyle flexibility

The goal isn't retirement.

The goal is freedom.

10/30/2026

Three Tax Questions to Ask

Before year-end, ask yourself:

1. Am I using all available retirement accounts?
2. Are my investments located in the most tax-efficient accounts?
3. Have I reviewed potential tax-saving opportunities this year?

Small decisions today may create meaningful savings tomorrow.

10/29/2026

Interviewing for a financial advisor career? Preparation makes all the difference. Research the role, practice your answers, and reflect on what you want in a career. Connect with a recruiter to learn more and explore whether the role is the right fit for you. http://spr.ly/6188BGscFg

10/26/2026

Are Taxes Your Largest Expense?

Many investors focus on returns.

Few focus on taxes.

Over time, reducing unnecessary taxes can have a substantial impact on your net wealth.

Tax planning isn't just a year-end activity.

It's a year-round strategy.

10/23/2026

The Cost of Waiting

Many financial decisions become more expensive with age.

Insurance costs rise.

Health can change.

Opportunities become limited.

The best time to create a plan is before you need one.

Your future self will thank you.

10/22/2026

It's easy to get excited when you see the level of training, coaching, and support available as you build your career. Let's chat about how this opportunity might align with your goals and aspirations.

10/19/2026

Long-Term Care Isn't Just for Retirees

Many people assume long-term care planning begins at retirement.

In reality, planning earlier often provides: ✔ More options ✔ Better pricing ✔ Stronger protection

The question isn't whether you'll age.

The question is whether you've prepared for the potential costs that come with it.

10/14/2026

A role as a financial advisor has a lot to offer. From having a daily impact on your clients to growing a business long-term to moving into leadership. Success can look like whatever you want it to look like. And I can help.

10/12/2026

The Hidden Risk to Your Income

Your greatest asset isn't your home.

It isn't your retirement account.

It's your ability to earn an income.

If an illness or injury prevented you from working, how long could you maintain your lifestyle?

Disability income protection helps safeguard the paycheck that funds every other financial goal.

10/09/2026

Term vs. Permanent Insurance

One of the most common questions I hear:

"Should I buy term insurance or permanent insurance?"

That's a little like asking:

"Should I own a pickup truck or a sedan?"

The answer depends on what you're trying to accomplish.

✅ Term Life

Affordable protection
Income replacement
Family security

✅ Permanent Life

Lifetime coverage
Cash value potential
Estate planning benefits

The right solution depends on the job you're asking it to do.

Address

4601 Westown Pkwy Suite 342
West Des Moines, IA
50266

Telephone

+15152914633

Website

https://www.northwesternmutual.com/financial/advisor/cole-sheets/

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