Compass Financial Services

10/15/2026

If you have a Health Savings Account, do you know what role it plays in your financial plan?

Depending on your eligibility and individual circumstances, an HSA may be used for qualified current medical expenses while also supporting longer-term healthcare planning. It may be useful to review:

✅ Your contribution decisions
✅ How and when you use the account
✅ Whether receipts and records are organized
✅ How future healthcare costs fit into your broader plan

Review your HSA as part of your financial plan:
https://www.compassiowa.com/connect

10/09/2026

Long-term care planning involves more than deciding whether to purchase a particular type of insurance.

It may include where you would prefer to receive care, who could help coordinate it, which resources may be available, and how care expenses could affect a spouse or family member.

These questions can be harder to work through during an urgent situation. Discussing them earlier gives your family more time to understand the choices and decide what may need further review.

Build long-term care into your financial plan:
https://www.compassiowa.com/connect

10/07/2026

If you have seen headlines about government debt and rising Treasury yields, you may be wondering how concerned you should be.

LPL Research’s latest commentary offers some helpful context. There are signs of pressure in the Treasury market, but the conditions the research team would associate with a full-fledged crisis are not currently in place.

The report explains what is happening, what deserves attention, and which signals LPL Research is watching next.

Read the commentary: https://www.compassiowa.com/weekly-market-commentary

10/06/2026

Turning 65 is not the only time Medicare questions come up.

You may be wondering whether enrollment is automatic, if you can delay Medicare while you or your spouse continues working, what Original Medicare covers, or how Medicare Supplement, Part D, and Medicare Advantage options differ. These are among the questions we will address at our free Medicare Educational Seminar.

Lynn Schreder, Medicare & Marketplace Specialist with KHI Solutions, will walk through the Medicare basics and leave time for audience questions.

📍 Compass Financial Services Office
🗓️ October 8
⏰ Noon CST

Save your seat for the free Medicare seminar:
https://www.compassiowa.com/events/educational-medicare-seminar-in-person

10/03/2026

Medicare costs are changing again in 2027, and whether you’ll pay more depends largely on your coverage.

Want to learn more? Be sure to register for our upcoming educational Medicare seminar. Virtual and in-person options available here: https://www.compassiowa.com/events

Medicare costs are changing again in 2027, and whether you’ll pay more depends largely on your coverage.

10/02/2026

Your financial plan may need a second look when life looks different than it did a year ago.

A job change, a shift in family responsibilities, rising expenses, or a new retirement timeline can affect the decisions in front of you. Financial Planning Month is an opportunity to review what has changed and determine whether your current plan still supports where you are headed.

Review your financial plan with Compass:
https://www.compassiowa.com/connect

10/01/2026

Medicare comes with important decisions about when to enroll, what the different parts cover, and how the available options compare.

Join us at the Compass Financial Services office for a free Medicare Educational Seminar presented by Christy Cline, Medicare & Marketplace Specialist with KHI Solutions.

The seminar will cover Medicare eligibility, enrollment, costs, delaying Medicare while working, what Original Medicare covers, and options that may help fill the gaps. There will also be time for questions.

📍 Compass Financial Services Office
🗓️ October 8
⏰ Noon CST

Reserve your seat for the free Medicare seminar:
https://www.compassiowa.com/events/educational-medicare-seminar-in-person

09/30/2026

Is money the last taboo subject?

A failure to talk about family money—what will become of it, and what’s expected of heirs—is one of the most common behavioral mistakes financial advisors see among their clients.

Check out this article from Barron's to learn more!

Failing to talk with heirs, properly diversify investments, or learn to enjoy their wealth are common client behaviors that advisors try to correct.

09/29/2026

It’s easy to compare your financial decisions to the choices made by coworkers, neighbors, and other families.

But a useful financial plan should reflect your priorities and the life you want to build. In his latest blog, Caleb Pearson shares why focusing on your own goals can help you prepare for the future without losing sight of what matters today.

Read Caleb’s perspective: https://www.compassiowa.com/blog/playing-the-inning-youre-in-why-the-best-financial-plan-starts-right-now

09/25/2026

Football season is back, and Justin Van Houten sees plenty of connections between what happens on the field and the work of financial planning.

One of the most important is consistency. Teams spend practice after practice working on the fundamentals because progress rarely depends on one spectacular play.

In his latest blog, Justin shares three lessons from his years as a football coach and explains how they shape his perspective at Compass.

Read the full blog:
https://www.compassiowa.com/blog/building-a-winning-team-lessons-from-the-gridiron-to-compass-financial

One of my passions outside of work is coaching football. I’ve spent 19 years coaching the sport at the high school and college levels. Full-time, part-time and now as life gets busier, volunteering at Waukee Northwest High School....