Nora MacKay, Northpoint Mortgage, NMLS 704479

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Nora MacKay, Northpoint Mortgage, NMLS 704479 Mortgage guru with 20+ years experience. www.YourMortgageOG.com
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Wishing everyone a spooktacular Halloween from everyone at Northpoint Mortgage! Whether you’re out trick-or-treating or ...
10/31/2026

Wishing everyone a spooktacular Halloween from everyone at Northpoint Mortgage! Whether you’re out trick-or-treating or enjoying a cozy night at home, we hope your day is filled with fun, laughter, and plenty of sweet treats!

We can’t guarantee your mortgage will come with whipped cream and cinnamon sprinkles, but we can help you make sense of ...
10/27/2026

We can’t guarantee your mortgage will come with whipped cream and cinnamon sprinkles, but we can help you make sense of your home financing options.

Whether you’re buying your first home, moving up, refinancing, or just wondering what today’s options look like, Northpoint Mortgage is here to help.

You can look at all the beautiful homes, imagine your furniture inside, and even fall in love, but without knowing what ...
10/20/2026

You can look at all the beautiful homes, imagine your furniture inside, and even fall in love, but without knowing what you can truly afford, it’s hard to take that next step. Getting pre-approved turns “just looking” into a real opportunity. It gives you a clear budget, strengthens your offer, and shows sellers you mean business.

Northpoint Mortgage will guide you through the pre-approval process so when you find the one, you’re ready to move forward with confidence.

Don’t just window shop. Shop with purpose.

You ask the wrong person what escrow is and somehow end up more confused than before. We see it all the time where escro...
10/13/2026

You ask the wrong person what escrow is and somehow end up more confused than before. We see it all the time where escrow gets overcomplicated when it really doesn’t have to be. At Northpoint Mortgage, we make sure you understand what’s actually happening in your loan so you’re never left relying on “that one friend” again.

No jargon. No guesswork. Just clarity from people who do this every day.

What’s all the buzz about mortgage buydowns? 🏡 For buyers, they can offer more breathing room in the monthly budget. For...
10/07/2026

What’s all the buzz about mortgage buydowns? 🏡 For buyers, they can offer more breathing room in the monthly budget. For sellers, they can help a listing stand out.

But how do they work, and what’s the catch? Our latest blog breaks down temporary and permanent buydowns, their benefits, and what to consider before deciding.

Read “The Buzz About Buydowns” here: https://loom.ly/5Oz9Nss

When you’re buying a home, the monthly payment matters just as much as the price tag, and when mortgage rates are higher, that payment can make a big difference in what feels comfortable for your budget. Even without a change in a home’s price, a higher interest rate can increase the monthly cos...

Your mortgage is set… and now the only thing you’re stressing about is your short game. At Northpoint Mortgage, that’s t...
10/06/2026

Your mortgage is set… and now the only thing you’re stressing about is your short game. At Northpoint Mortgage, that’s the goal. When your home financing is structured right, you’re not second-guessing payments or stressing over paperwork. You’re enjoying your home, your time, and maybe a Saturday on the course.

Less mortgage stress. More time for what you actually enjoy.

You’re deciding between renting and buying and assume renting is always cheaper. That’s one of the biggest misconception...
09/29/2026

You’re deciding between renting and buying and assume renting is always cheaper. That’s one of the biggest misconceptions we see. With homeownership, your payment can become an investment in stability, equity, and long-term wealth instead of a recurring expense that never comes back.

At Northpoint Mortgage, we help you compare the real numbers so you can make a decision based on facts, not assumptions.

Homebuying comes with a lot of advice, but not all of it is accurate. At Northpoint Mortgage, we believe better decision...
09/22/2026

Homebuying comes with a lot of advice, but not all of it is accurate. At Northpoint Mortgage, we believe better decisions start with better information. That means separating myths from facts, clearly and honestly.

Let’s make the process simpler.

Waiting for rates to drop before buying a home? The truth is that waiting isn't a strategy. The reality is that the righ...
09/15/2026

Waiting for rates to drop before buying a home? The truth is that waiting isn't a strategy. The reality is that the right time is when you're financially ready, not when the market feels "perfect". At Northpoint Mortgage, we help you make a plan that works for you now. Because the goal isn’t to time the market perfectly, it’s to get you home with a strategy that actually works.

Let’s build your path forward.

The views feel right. The space feels right. It just fits. That’s what finding your home should feel like. With Northpoi...
09/08/2026

The views feel right. The space feels right. It just fits. That’s what finding your home should feel like. With Northpoint Mortgage, you’re not just finding a house. You’re claiming your spot for life’s best moments.

You found your place. Now let’s make it home.

Address

8 Chestnut Street
West Springfield, MA
01089

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