Brian Smyth at New American Funding

11/03/2026

5.0 star review received on Experience.com for Brian Smyth by Kirsten R K - The level of communication and personal attention shown by all. Brian was great to work with and we will 100% work with him again.

Read more: https://experience.com/reviews/brian-smyth/f7e32494-554d-445e-b320-6c970c11c6d2?V=1793748734&utm_source=facebook&utm_medium=autopost&utm_content=13805932

11/03/2026

“I have my down payment” is a great start. It is also the start of the conversation.

You deserve to understand closing costs, prepaid expenses, and what you want left in savings after closing. We’ll walk through your estimated cash to close and what can change.

Message me “CASH” and let’s talk through the full picture.

Brian Smyth | Sales Manager & Loan Originator | NMLS #1508971
New American Funding | NMLS #6606 | Equal Housing Opportunity.
All loans subject to credit approval. Terms and eligibility apply.
https://www.newamericanfunding.com/legal/state-licensing/
https://www.nmlsconsumeraccess.org/

11/03/2026

5.0 star review received on Experience.com for Brian Smyth by Chadwick J K - Brian was very courteous, respectful of our time, and kept in constant communication regarding the stages of our loan. He is great!

Read more: https://experience.com/reviews/brian-smyth/c7b190bf-8599-41ed-8274-1a98da9fac1f?V=1793725327&utm_source=facebook&utm_medium=autopost&utm_content=13805242

11/03/2026

Save the house. Start the conversation.

That home you saved might be worth a showing. First, let’s talk about your payment goals, cash needs, and financing options. A little preparation gives your house hunt a clearer direction.

Follow Brian Smyth for practical Wisconsin mortgage guidance that makes the next step easier to understand.

Message me “START” to talk through your starting point. No pressure.

Brian Smyth | Sales Manager & Loan Originator | NMLS #1508971
New American Funding | NMLS #6606 | Equal Housing Opportunity.
All loans subject to credit approval. Terms and eligibility apply.
https://www.newamericanfunding.com/legal/state-licensing/
https://www.nmlsconsumeraccess.org/

11/02/2026

The most useful home search filter might be the one you write down.

Pick three things before your next showing: the payment range you want to explore, the cash you want to have available, and the features that matter in daily life. Bring that list to your Realtor and loan team.

Follow Brian Smyth for practical Wisconsin mortgage planning.

Message me “LIST” to start the conversation.

Brian Smyth | Sales Manager & Loan Originator | NMLS #1508971
New American Funding | NMLS #6606 | Equal Housing Opportunity.
All loans subject to credit approval. Terms and eligibility apply.
https://www.newamericanfunding.com/legal/state-licensing/
https://www.nmlsconsumeraccess.org/

11/02/2026

11/02/2026

Do you want your mortgage professional to tell you what you want to hear, or what you need to hear?

My job is to help you understand the payment, the costs, and the tradeoffs, even when the answer takes a longer conversation. You deserve to know why a loan fits your goals.

Message me “TRUTH” and let’s talk through your next move. No pressure. Clear options.

Brian Smyth | Sales Manager & Loan Originator | NMLS #1508971
New American Funding | NMLS #6606 | Equal Housing Opportunity.
All loans subject to credit approval. Terms and eligibility apply.
https://www.newamericanfunding.com/legal/state-licensing/
https://www.nmlsconsumeraccess.org/

11/02/2026

At his press conference following the Fed rate decision, Chairman Kevin Warsh once again refused to give forward guidance. Inflation remains well above the Fed's 2% YoY target for "core" PCE (the latest reading was +3.1% YoY!) Mercifully, however, we did get some rate relief this week, with US treasury yields and mortgage rates moving lower.

https://www.listreports.com/share/shareables/social?sid=JGIFmd2Se

National news and local views for the week

11/01/2026

Before you ask “What’s the rate?” ask these four questions.

When comparing a HELOC, home equity loan, or cash-out refinance:

1. Does this replace my current mortgage?
2. How and when do I receive the money?
3. Can the rate or payment change?
4. What will borrowing cost over my expected repayment timeline?

A rate tells you something.
These answers help you understand the decision.

Bring your goal and your questions. We’ll start there.

Save this for your home equity conversation.

Brian Smyth | New American Funding
NMLS #1508971 | NAF NMLS #6606
Equal Housing Opportunity
Subject to approval. Your home secures the financing.

Comment “EQUITY” for more information about the differences.

11/01/2026

The house is only half the decision.

Before your next move, think about the monthly cost, the cash you want to keep, and how the property fits your plan.

My Wisconsin Home Loan Guide is a useful starting point. Your questions are the next step.

Message me “GUIDE” for the link, and tell me whether you are buying, planning a refinance, or exploring an investment property.

Follow Brian Smyth for practical Wisconsin mortgage guidance.



Brian Smyth | Sales Manager and Mortgage Loan Originator | NMLS #1508971
New American Funding | NMLS #6606
(414) 732-7501 | https://bksmyth.com/

Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © 2026 New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. www.newamericanfunding.com. State licensing information: https://www.newamericanfunding.com/legal/state-licensing/. Phone: (800) 450-2010. 6/2026.

Music: "Life of Riley" by Kevin MacLeod (https://incompetech.com/). Licensed under Creative Commons Attribution 4.0: https://creativecommons.org/licenses/by/4.0/. Excerpt trimmed, faded, and volume adjusted.