Brian Smyth at New American Funding

09/08/2026

Will the Fed raise rates or stay pat on 9/16? The markets think it's a 50/50 call. Yet the latest ADP data was even weaker than the previous month, and inflation has been fairly tame. What could tip the balance? The CPI report coming out on 9/11.

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National news and local views for the week

09/05/2026

Changing your status from “renter” to “owner” can be intimidating, but it comes with a lot of long-term and short-term benefits. And at the end of the day it is so nice to come home to a place that’s yours. If you’re ready to get started, I’m ready to help!

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09/04/2026

August's jobs report came in much stronger than expected, with the economy adding 162,000 jobs – about triple forecasts. Previous payroll estimates were also revised higher, while the unemployment rate remained steady at 4.1%.

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09/02/2026

Mortgage rates aren’t the whole homebuying story.
If you’ve been waiting for rates to drop before buying, it may be worth looking at the bigger picture. Historically, today’s rates are closer to “normal” than the unusually low rates we experienced a few years ago.
That doesn’t mean you have to buy today. It simply means waiting isn’t your only strategy. 🏡
Depending on your situation, options like a rate buydown, builder incentives, an ARM, or an assumable mortgage could potentially help with affordability.
🤝 The right choice depends on your budget, timeline, and long-term goals. Let’s talk through what may make sense for you.
📲 Reach out to get started!

08/31/2026

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08/31/2026

Another week, another set of tame inflation (July PCE) and modest job growth (ADP weekly) reports. Despite this, several Fed members are saying it's time to raise rates. Question: How exactly would raising the Fed Funds Rate bring oil prices down?

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National news and local views for the week

08/28/2026

As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibility. Depending on your goals, options may include a cash-out refinance or other forms of home equity financing that may be used for purposes such as debt consolidation. Each comes with different rates, costs, and repayment terms. The right approach depends on how much equity you’ve built, your current mortgage, and what you want to accomplish. I can help you compare options that fit your financial goals and determine what may make sense for you. Have questions? Send me a message, I’m happy to help!

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As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibility. Depending on your goals, options may include a cash-out refinance or other forms of home equity financing that may be used for purposes such as debt consolidation. Each comes...

08/25/2026

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal trends, prices rose 0.1%. Overall, home prices are up 1.5% from a year ago.

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08/24/2026

On the one hand, the latest jobs (weak) and inflation (quite tame) reports could argue for lower rates from the Fed. On the other hand, after more saber-rattling in Iran, oil prices are trending up again, and the national debt rising above $40 trillion creates a longer-term concern about future US borrowing costs.

https://www.listreports.com/share/shareables/social?sid=qlZ7aFICpsq

National news and local views for the week

08/21/2026

Click here to read this week’s Mortgage News: https://bit.ly/4xetJsk