Brian Smyth at New American Funding

06/09/2026

When you buy a home, you're buying more than just a place to live. Investing in real estate turns your monthly housing cost into ownership, where each payment builds equity and strengthens your financial position over time through payoff and potential appreciation. For buyers, it’s a shift from paying rent to building long-term wealth with every payment.

Questions about how to get started? Reach out and I can help you build a plan that fits your goals.

https://mbshighway.com/hwapp/app/live-share/social-share/?share-data=UYCNRd6BECksKXvpk-fpnkzznkrACTFIw4Y7mUAXsVUyPUraTs8QrXp41vbtaVMQtpLrVFYLu72etkKmzZiFMRQ9QBo9WasoblNQY8qTCuaBmJp93qWDsGOJ5G8UXHljLhwDK5z8Bhykn0u70Bdtqz0QcweD6aVVxoUoUPhqJoU

06/08/2026

5.0 star review received on Experience.com for Brian Smyth by Jorge S - team was easy to work with. The entire process was smooth and quick. The communication was excellent.

06/08/2026

"Jobs week" started with a stunning 11% month-over-month jump in the total number of job openings in April. Meanwhile, the extreme uncertainty in the Middle East is keeping bond yields (and mortgage rates) elevated.

https://www.listreports.com/share/shareables/social?sid=A9SAm9Hx5

National news and local views for the week

06/05/2026

06/05/2026

Your debt-to-income (DTI) ratio plays a major role in the mortgage process. DTI adds up obligations like credit cards, auto loans, student loans, and your projected housing payment, then divides that total by your gross monthly income. A lower ratio generally provides more flexibility, but acceptable limits can vary depending on the loan program and your overall financial profile. Knowing your DTI early can help you understand your budget, strengthen your buying power, and prepare for a smoother homebuying experience. Questions about your options? Let's connect.

https://mbshighway.com/hwapp/app/live-share/social-share/?share-data=arbm876S5pL5jF_ckL_i7jTLwgnucOakhGHxHUJj0OhJOfDRAtKgra6BGu0ZORGYzjh2G5Bykvd4cMgbA7Rw3XXxvnOBpAuXforppn1jRb5kZnViyKQpN331MXf86L9l1hABhGXFlv_yLRpPaO1CIt8DXAuViBndh0syxNmLHOE



06/05/2026

Homeownership is about more than having a place to live. It’s about building long-term wealth over time. 🏡📈 The gap between homeowners and renters’ net worth continues to grow, showing how powerful owning a home can be for your financial future. Buying a home may feel overwhelming at first, but starting your journey sooner could help you begin building equity instead of paying rent month after month. 🔑✨ Let’s talk about your options and create a plan that fits your goals. 📲

06/02/2026

I’m not saying I’m a mortgage robot… But I do wake up thinking about interest rates, pre-approvals, debt-to-income ratios, and whether someone remembered to upload their bank statements.

Beep boop. (ahem)

Need a real person to help make the mortgage process make sense?

Reach out anytime!

06/02/2026

Average mortgage rates moved higher as the market absorbed the latest inflation data (a big jump in PCE) and flattish home prices (Case-Shiller).

https://www.listreports.com/share/shareables/social?sid=MvxFn3d6w

National news and local views for the week

06/02/2026

From rejected ❌ to accepted ✅ — step into the power of a cash buyer without actually being one. With NAF Cash, you can compete in today’s toughest bidding wars, win like an investor 🏡💰, and potentially save money while sellers see the strength of a cash offer. Ready to level up your offer? Let’s connect 📲