Premier Mortgage

Premier Mortgage Premier Mortgage Alaska — your trusted mortgage team. FHA, VA, USDA, conventional & specialty loans for Alaskans. NMLS # 1168048. Equal Housing Lender.

Get a free quote today. 🏡 Premier Mortgage (Lic. #1168048) is a company owned and operated in Alaska. We are committed to provide every customer with the highest quality of financial services. EqualOpportunityLender

Alaska homebuyers — did you know you can buy a fixer-upper AND finance the renovations in a single mortgage?\n\nThe FHA ...
06/25/2026

Alaska homebuyers — did you know you can buy a fixer-upper AND finance the renovations in a single mortgage?\n\nThe FHA 203(k) renovation loan is designed exactly for this. You purchase the property and roll the renovation costs into one loan at one closing. For buyers looking at homes in the $250K–$350K range that need some work — this can be the difference between affording the project or not.\n\nIt's especially popular with Mat-Su Valley buyers who want more property for less money and are willing to put in some work.\n\nSubject to credit approval. Rates vary based on individual circumstances.\n\nDetails on how the 203(k) works in Alaska: https://www.premiermortgageak.com/loan-programs?utm_source=premier_social&utm_medium=social&utm_campaign=facebooknnQuestions? Call 907-841-1600 or visit premiermortgageak.com/get-a-quote\n\nPremier Mortgage | NMLS # 1168048\nEqual Housing Lender\n\n

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Thinking about buying points to lower your mortgage rate in Alaska?\n\nBefore you decide, here's the question that matte...
06/24/2026

Thinking about buying points to lower your mortgage rate in Alaska?\n\nBefore you decide, here's the question that matters most: how long are you planning to stay?\n\nBuying one discount point on a $450,000 loan costs around $4,500 upfront. That typically saves you about $75/month. Break-even: roughly 5 years.\n\nIf you're buying your forever home in Wasilla or Palmer — points might be one of the smartest closing moves you make. If you're military and not sure about your PCS timeline, it's usually a reason to skip them.\n\nSubject to credit approval. Rates vary based on individual circumstances. Have questions? Call us at 907-841-1600 or visit premiermortgageak.com/get-a-quote?utm_source=premier_social&utm_medium=social&utm_campaign=facebook\n\nPremier Mortgage | NMLS # 1168048\nEqual Housing Lender\n\n

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Quick check for Alaska first-time buyers: do you know your program income limits? 🏡A lot of buyers assume they earn too ...
06/22/2026

Quick check for Alaska first-time buyers: do you know your program income limits? 🏡

A lot of buyers assume they earn too much for USDA, AHFC, or down payment assistance — and they skip checking. Some of them are right. A surprising number are wrong.

USDA allows household incomes up to $133,950–$196,650+ in most Alaska areas (Wasilla, Palmer, Homer qualify for USDA). AHFC has its own thresholds that vary by borough and household size.

Also: taking an approved homebuyer education course is required for some AHFC programs AND can unlock a below-market interest rate. Six to eight hours online. Worth it.

Questions about what programs you may qualify for? Call 907-841-1600 or get a free quote at premiermortgageak.com/get-a-quote.

Subject to credit approval. Rates vary based on individual circumstances.

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

JBER and Eielson families — summer PCS season is here. If you're using your VA loan benefit to buy in Alaska before scho...
06/21/2026

JBER and Eielson families — summer PCS season is here. If you're using your VA loan benefit to buy in Alaska before school starts, here's what to prioritize. 🇺🇸

VA loans don't have a loan limit for veterans with full entitlement — which matters in Alaska where homes in Anchorage, Eagle River, and the Mat-Su Valley can run $400K–$700K+. Zero down. No PMI. Competitive rates.

Timeline for a summer PCS purchase:
✅ Start pre-approval as soon as orders are confirmed
✅ 30–45 days is a standard Alaska closing timeline — factor that into your move date
✅ VA appraisal in Alaska can take 10–14 days — start early
✅ If you have an existing VA loan, VA IRRRL is available when you refinance later

We work with JBER and Eielson families regularly. The process is something we know well.

Subject to credit approval. Rates vary based on individual circumstances.

Free quote → https://www.premiermortgageak.com/get-a-quote?utm_source=premier_social&utm_medium=social&utm_campaign=facebook

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Alaska homeowners: are you "waiting for rates to drop more" before refinancing? 🤔Here's a different way to think about i...
06/20/2026

Alaska homeowners: are you "waiting for rates to drop more" before refinancing? 🤔

Here's a different way to think about it.

Instead of waiting for a magic number, calculate your actual break-even: estimate your monthly savings at a lower rate, divide that into your estimated closing costs, and you have a break-even timeline in months. If you plan to stay in your home longer than that, it may already be worth acting.

FHA Streamline and VA IRRRL refinances have no appraisal requirement — which cuts closing costs significantly and shortens break-even.

Want to run your actual numbers? Call 907-841-1600 or visit premiermortgageak.com/loan-programs.

Subject to credit approval. Rates vary based on individual circumstances.

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Explore FHA, VA, USDA, jumbo, and more loan programs in Wasilla, Anchorage, Palmer, & Homer, AK with Premier Mortgage. Find your perfect mortgage! Call now!

Alaska homebuyers under contract: when should you lock your rate? 🔐It's one of the most common questions we hear — and t...
06/19/2026

Alaska homebuyers under contract: when should you lock your rate? 🔐

It's one of the most common questions we hear — and there's no perfect answer, but there is a smart framework:

Lock when:
— Your rate is at a level where the payment works for your budget
— You're closing within 30–60 days and don't want to gamble on rate movement
— You have a purchase contract in hand and a clear closing date

Consider floating when:
— Rates have been trending down and you have a longer timeline
— Your close is 60+ days out and you're willing to monitor daily

Alaska closings take 30–45 days on average. For most buyers, locking within the first 5–7 days of going under contract is the most defensible strategy.

Have questions about rate lock timing? Call us at 907-841-1600 or visit premiermortgageak.com/get-a-quote.

Subject to credit approval. Rates vary based on individual circumstances.

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Thinking about buying an investment property in Alaska this summer? 🏡DSCR loans are designed specifically for this situa...
06/18/2026

Thinking about buying an investment property in Alaska this summer? 🏡

DSCR loans are designed specifically for this situation — they qualify you based on the rental income the property will generate, not your personal W-2 or DTI ratio.

That's a game-changer if you're self-employed, a business owner, or an investor whose personal tax returns don't tell the full financial story.

Alaska rental markets in Anchorage, Mat-Su Valley, and Fairbanks can support positive DSCR ratios in many neighborhoods — especially now that summer inventory is up and negotiating leverage is better than mid-winter.

Have you looked at investment properties in Alaska? What's been your biggest obstacle?

Get a free quote → https://www.premiermortgageak.com/get-a-quote?utm_source=premier_social&utm_medium=social&utm_campaign=facebook

Subject to credit approval. Rates vary based on individual circumstances.

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Alaska homeowners: if you bought in 2022–2024, have you looked at your refinance break-even recently? 🏡A lot of people a...
06/17/2026

Alaska homeowners: if you bought in 2022–2024, have you looked at your refinance break-even recently? 🏡

A lot of people assume refinancing only makes sense when rates drop dramatically. But the real question is: what's your break-even point?

Take your estimated monthly savings at a lower rate. Divide your expected closing costs by that number. That's how many months until the refinance pays for itself. If you plan to stay in the home past that point, the math may be in your favor.

Alaska homes have appreciated well. Many borrowers are in a better equity position than they realize, which also affects refinancing options.

Questions about whether refinancing makes sense for your situation? Call us at 907-841-1600 or get a free quote at premiermortgageak.com/get-a-quote.

Subject to credit approval. Rates vary based on individual circumstances.

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Did you know you may be able to buy a home in Alaska without a Social Security number? 🏡FHA loans allow borrowers with a...
06/16/2026

Did you know you may be able to buy a home in Alaska without a Social Security number? 🏡

FHA loans allow borrowers with an Individual Taxpayer Identification Number (ITIN) to apply — and Alaska has many long-term residents in this situation who simply don't know this option exists.

What you need is solid income history, a credit profile you've been building through rental payments and credit accounts, and the standard 3.5% down payment for FHA.

If you know someone in our communities — Russian-speaking, Filipino, Hispanic, Pacific Islander — who has been paying rent in Alaska for years and wonders if they can own, the answer might be yes.

Have questions about ITIN mortgages in Alaska? Call us at 907-841-1600 or get a free quote at premiermortgageak.com/get-a-quote.

Subject to credit approval. Rates vary based on individual circumstances.

Premier Mortgage | NMLS # 1168048
Equal Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

With PFD season approaching, many Alaska families are thinking about using it as part of a down payment plan. Pairing th...
06/15/2026

With PFD season approaching, many Alaska families are thinking about using it as part of a down payment plan. Pairing that with the right loan program can make homeownership more accessible.\n\nWe help clients explore options that fit their timeline and budget.\n\nQuestions? Call 907-841-1600 or visit https://www.premiermortgageak.com/get-a-quote?utm_source=premier_social&utm_medium=social&utm_campaign=facebooknn \n\nPremier Mortgage | NMLS # 1168048\nEqual Housing Lender

Get a free quote for FHA, VA, USDA, & jumbo loans with Premier Mortgage. Enjoy top Alaska rates in Wasilla, Anchorage, & more! Call (907) 841-1600 or quote online.

Address

165 E Parks Highway, Ste 206
Wasilla, AK
99654

Telephone

+19078411600

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