10/30/2026
🚨 HEALTH INSURANCE PREMIUMS GOING UP? YOU HAVE OPTIONS WORTH EXPLORING!
Have you received your 2027 health insurance renewal notice yet?
For many individuals and families, the numbers are coming as an unwelcome surprise.
Before you simply accept your renewal—or assume you can't afford coverage—take the time to review your options!
Here's something many people don't realize: Your health insurance options don't begin and end with the ACA Marketplace.
I'm Agent Derrick with Health Talks with Agent Derrick and Hodam Insurance Agency.
As an independent insurance agent certified through the Health Insurance Marketplace, I can help individuals and families explore both ACA Marketplace plans and a wide range of non-ACA health coverage alternatives.
Depending on your circumstances, some alternatives may offer significantly lower monthly premiums. But lower premiums don't always mean better coverage. The key is understanding what you're getting for your money.
Here's how I can help:
âś… Compare ACA Marketplace plans and available non-ACA health coverage options.
âś… Explore alternatives that may offer lower monthly premiums.
âś… Review deductibles, out-of-pocket costs, benefits, exclusions, and coverage limitations.
âś… Check eligibility for Marketplace financial assistance.
âś… Consider your doctors, prescriptions, and your family's healthcare needs.
đź“… ACA OPEN ENROLLMENT BEGINS NOVEMBER 1!
Open Enrollment gets people thinking about their health insurance, but it isn't the only time to explore coverage.
Some non-ACA health coverage options may be available throughout the year, subject to eligibility and product rules.
You don't have to navigate these decisions alone.
Whether I've helped you before or we're connecting for the first time, I'd welcome the opportunity to help you understand your choices and make an informed decision.
A New Year. A Fresh Start. Let's Explore Your Options Together!
đź“ž Call Agent Derrick: (785) 230-1391
📧 Email: [email protected]
Let's find coverage that makes sense for your needs, your family, and your budget.
Non-ACA coverage may not include all ACA-required benefits or consumer protections. Availability, eligibility, pricing, and benefits vary by plan. Please do not send sensitive personal or medical information through ordinary email.
