Melissa Rishel, Loan Officer

Melissa Rishel, Loan Officer Melissa Rishel
Loan Officer NMLS #2148318
Homespire Home Loans is a Division of NFM Lending, LLC (homespirehomeloans.com) NFM NMLS #2893. Equal Housing Lender.

nmlsconsumeraccess.org Hi, my name is Melissa! I’m a licensed mortgage loan originator in Virginia with nearly four years of experience helping clients achieve their dream of homeownership. I started my career as a Junior Loan Officer for a top-producing team in Hampton Roads, where I processed over 300 credit applications and closed more than 70 loans, totaling $20 million in loan volume during my first year. Over the following two years, I served as a Loan Officer Assistant for another top-producing loan officer who closed over $40 million in loan volume each year. I was the sole assistant responsible for all of his files, which involved taking applications, structuring files, collecting documents, submitting them for processing, and guiding loans through underwriting to final approval and closing. This role honed my skills in managing high-volume transactions and provided me with deep insights into the mortgage process. Through my work, I’ve discovered that many people hesitate to begin the home-buying journey out of fear of rejection. By breaking down the mortgage process and explaining what’s truly required to qualify, I aim to replace fear and uncertainty with knowledge and confidence. My goal is to provide you with the tools and understanding needed to navigate the mortgage landscape with ease and assurance!

Buying a home is one of the biggest financial decisions you’ll ever make, and having a clear plan makes all the differen...
09/17/2026

Buying a home is one of the biggest financial decisions you’ll ever make, and having a clear plan makes all the difference.

Here are 4 smart steps to take before you start your home search:

1. Check your credit score, debt balances, and budget.

2. Get pre-approved for your mortgage (I can help you with that 🙂).

3. Find the right Realtor (I'm always happy to provide recommendations).

4. Define your must-haves.

When you’re ready, give me a call. I'm here to walk you through each step and make the process as smooth as possible.

Grateful for the trust. Grateful for the referrals. Grateful for the teamwork. Grateful for the opportunity to do what I...
09/09/2026

Grateful for the trust. Grateful for the referrals. Grateful for the teamwork. Grateful for the opportunity to do what I love. Thank you for helping make August such a successful month.

5.0 star review received on Experience.com for Melissa Rishel by Yu Z - Melissa  is  knowledgeable, responsive, and alwa...
09/09/2026

5.0 star review received on Experience.com for Melissa Rishel by Yu Z - Melissa is knowledgeable, responsive, and always available to answer my questions. She made the entire mortgage process smooth and straightforward, helped me secure a great rate, and kept everything on track through closing. Highly recommended!

Click to see all 16 reviews of Melissa Rishel, Loan Officer | NMLS #2148318

⭐️⭐️⭐️⭐️⭐️ "Melissa went above and beyond for her client, communicating with all parties and advocating until the final ...
09/08/2026

⭐️⭐️⭐️⭐️⭐️ "Melissa went above and beyond for her client, communicating with all parties and advocating until the final hour to make sure her client could close on time. I was very impressed!"

Beth A.

Today, we’re celebrating the hard work, dedication and contributions of workers everywhere. Whether you’re building home...
09/07/2026

Today, we’re celebrating the hard work, dedication and contributions of workers everywhere. Whether you’re building homes, building businesses, caring for others, or simply working hard to create a life you love, your work matters.

Take a well-deserved break today. You’ve earned it!

5.0 star review received on Experience.com for Melissa Rishel by Beth A - Melissa went above and beyond for her client, ...
09/05/2026

5.0 star review received on Experience.com for Melissa Rishel by Beth A - Melissa went above and beyond for her client, communicating with all parties and advocating until the final hour to make sure her client could close on time.
I was very impressed!

Click to see all 15 reviews of Melissa Rishel, Loan Officer | NMLS #2148318

Change starts at the local level. 🏡This National Food Bank Day, remember: the biggest impact often starts small. A few c...
09/04/2026

Change starts at the local level. 🏡

This National Food Bank Day, remember: the biggest impact often starts small. A few cans, a few dollars, or an hour of your time can help your neighbors right here at home.

Tag your local food bank in the comments! Let's encourage others to give!

5.0 star review received on Experience.com for Melissa Rishel by Rodney R H - She had to deal with my agent from  # # # ...
09/04/2026

5.0 star review received on Experience.com for Melissa Rishel by Rodney R H - She had to deal with my agent from # # # # , A very rude insurance agent , and get paper work to VA. beach so my home would close on time. She should get the loan officer of the year award.

Click to see all 15 reviews of Melissa Rishel, Loan Officer | NMLS #2148318

If you’re planning to tour homes this weekend, make sure you’re pre-approved before you go! That way, when you find the ...
08/27/2026

If you’re planning to tour homes this weekend, make sure you’re pre-approved before you go! That way, when you find the home you love, you’re ready to make a strong offer.

Ready to start? Reach out to me any time.

⭐️⭐️⭐️⭐️⭐️ "Melissa, Dania, and Jennifer were very thorough and professional the entire process. Whenever I felt anxiety...
08/21/2026

⭐️⭐️⭐️⭐️⭐️ "Melissa, Dania, and Jennifer were very thorough and professional the entire process. Whenever I felt anxiety or uncertainty about anything, they carefully explained what was taking place and kept constant communication with me. I felt seen, I felt valued, I felt like I was more than just another client - I felt prioritzed and genuinely cared about. Thank you for making this the most unforgettable experience of my life."

Michael W. | Newport News, VA

Address

4190 S. Plaza Trl, Suite 103
Virginia Beach, VA
23452

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