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Monday 9am - 4pm Tuesday 9am - 4pm Wednesday 9am - 4pm Thursday 9am - 4pm

BBS Insurance, Inc.

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Vero Beach, FL
BBS Insurance, Inc.

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A Health Insurance Agency specializing in providing help and education to anyone who is in need. BBS Insurance, Inc.

is an Insurance Agency specializing in Health Care Reform and the Affordable Care Act. We provide services to both employers and individuals who need help finding plans that are compatible with the new law and how to avoid the new tax. We also assist with Medicare receipiants decide which insurance company will best suit their individual needs.

11/06/2026

🍎 Sheet-Pan Sausage, Apples & Sweet Potatoes 🍠

Looking for an easy fall dinner with minimal cleanup? This sweet-and-savory sheet-pan meal brings together some of the best flavors of the season!

Ingredients:
• 2 medium sweet potatoes, peeled and cubed
• 2 apples, cored and chopped
• 14 oz. fully cooked smoked sausage, sliced
• 2 tablespoons olive oil
• 1 tablespoon maple syrup
• 1 teaspoon dried rosemary
• ½ teaspoon salt
• ¼ teaspoon black pepper

Directions:

Preheat oven to 425°F.

Add the sweet potatoes, apples and sausage to a large sheet pan.

Drizzle with olive oil and maple syrup. Sprinkle with rosemary, salt and pepper, then toss everything together until evenly coated.

Spread into a single layer and roast for 25–30 minutes, stirring halfway through.

When the sweet potatoes are fork-tender and everything is lightly browned, it’s ready to serve!

10/31/2026

🎃 Halloween Safety Checklist 🎃

Keep the night safe and fun with a few quick reminders:

✅ Bright or reflective costumes so drivers can see them.
✅ Avoid trips and falls: Hem long robes and capes, use face paint instead of masks.
✅ Leave the pumpkin design to kids and carving to adults (or supervise closely if an older kid tries a carving saw)
✅ Trick-or-treat with groups or adult supervision, and bring flashlights
✅ Check the candy before anyone digs in
✅ Clear the porch and walkway of trip hazards
✅ Drivers, slow down and watch for kids near the road

A little planning goes a long way toward a great Halloween for the whole family. 👻

Have a safe and fun Halloween!

10/26/2026

Even if you are feeling one step behind, is it a comfort that the stores are at least two steps ahead? 🎃 🎄

10/21/2026

Breast Cancer Awareness Month is a reminder to turn awareness into at least one practical step. That could mean scheduling an overdue appointment, writing down your family health history, asking your doctor about screening, or learning what is normal for your body. ♥

Possible warning signs can include a new lump in the breast or underarm, thickening or swelling, skin dimpling or irritation, or a change in breast size or shape. Many breast changes are not cancer, but an unexplained change should be discussed with a healthcare professional, even after a recent normal mammogram.

It also helps to know how your insurance works. A routine screening mammogram may be handled differently from diagnostic imaging ordered to evaluate a symptom or follow up on a finding. Network rules, referrals, prior authorization, and out-of-pocket costs can vary by plan and service.

If you have questions about how your plan may cover preventive screening, diagnostic tests, prescriptions, or specialist care, contact our office. We can help you understand your benefits and prepare useful questions before the appointment.

10/17/2026

Cinnamon Apple Crescent Roll-Ups 🍎🥐🍂

Peel and dice 2 fresh apples. Add them to a small pot with 2 tablespoons butter, 2 tablespoons brown sugar, 1 teaspoon cinnamon, and a splash of vanilla. Cook over medium heat for about 5–7 minutes, stirring occasionally, until the apples begin to soften and the mixture becomes syrupy.

Unroll 1 package of refrigerated crescent rolls and spoon a small amount of the warm apple mixture onto the wide end of each triangle. Roll them up and place on a baking sheet. Brush with a little melted butter and sprinkle with cinnamon sugar.

Bake at 375°F for 12–15 minutes, or until golden brown.

Serve warm and enjoy!

10/16/2026

Health Insurance Open Enrollment for ACA/Marketplace plans is right around the corner, starting November 1 in most states. If you get coverage through the individual marketplace, now's a good time to start thinking about whether your current plan still fits your needs and budget. Reach out to us for enrollment help. That's why we're here!

10/15/2026

📣Medicare's Annual Enrollment Period is here! The enrollment window is from October 15 through December 7.

During this time, you can:

➡️ Enroll in a Medicare Advantage plan

➡️ Switch between Medicare Advantage and Original Medicare

➡️ Join, drop, or change a Part D prescription drug plan

Even if you’re satisfied with your current coverage, it’s important to review your plan and compare your options each year. Plan costs, benefits, provider networks, and drug formularies can change from one year to the next, and your own health care needs may change, too.

You don’t have to navigate your options on your own. Contact us to schedule an Medicare review meeting. We are here to help you!

09/30/2026

Reminder for employers: if you offer prescription drug coverage, you're required to send Medicare Part D Creditable Coverage notices to Medicare-eligible employees and their dependents by October 15, ahead of Medicare's Annual Enrollment Period.

These notices let recipients know whether your plan's drug coverage is as good as or better than Medicare's, information they need to avoid a late enrollment penalty. We're here to help. Let's make sure your notices are ready to go out on time.

09/28/2026

Struggling to get around your own home lately? You're not alone, and there may be more help available than you realize.

Medicare can help cover wheelchairs, power chairs, and mobility scooters when they're medically necessary for use at home. Getting there starts with a face-to-face visit with your doctor, who documents why a cane or walker isn't safe enough anymore and writes a formal order for the device.

Here's a detail worth knowing: if your supplier doesn't accept assignment, they can charge you more than the Medicare-approved amount, with no cap. That's different from how it works with doctors, and it can mean a real difference in your out-of-pocket cost.

Once you have your equipment, Medicare can also help with repairs and replacement parts down the road when they're medically necessary, so it's worth keeping your paperwork on hand.

Have you or a family member navigated this process? We'd love to hear what you learned. And if you have questions about your own coverage, reach out. We're happy to help you sort through the details.

Address

1619 14th Avenue
Vero Beach, FL
32960

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm

Telephone

+17722996116

Website

http://bbsinsuranceagency.com/

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