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A Better Solution Insurance Services

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A Better Solution Insurance Services

Contact us to discuss health and life insurance coverage for you, your family, or your employees. Offices in Port St. Lucie, Vero Beach, & Sebastian.

09/01/2026

🎉❤️ Happy 7-Year Work Anniversary, Donna! ❤️🎉

Thank you for 7 amazing years of dedication, knowledge, and commitment to our clients and the ABS family! We’re so grateful to have you on our team. 💙

Here’s to many more years! 🥂🎊

📞 772-257-8600
📧 [email protected]
🌐 www.abettersolutionins.com/donna-herrmann

08/31/2026

Please join us in wishing David, Licensed Agent, in our Sebastian office a very Happy Birthday! 🥳🎈🎉

We hope your day is as special as you are! 🩶

🌐 www.abettersolutionins.com/david-brzozowski
📞 772-257-8600

08/30/2026

📘 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝟭𝟬𝟭: 𝗧𝗼𝗱𝗮𝘆'𝘀 𝗟𝗲𝘀𝘀𝗼𝗻 – 𝗪𝗵𝗲𝗻 𝗜𝘀 𝗬𝗼𝘂𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗜𝗻𝗶𝘁𝗶𝗮𝗹 𝗘𝗻𝗿𝗼𝗹𝗹𝗺𝗲𝗻𝘁 𝗣𝗲𝗿𝗶𝗼𝗱 (𝗜𝗘𝗣)?

Welcome to 𝗟𝗲𝘀𝘀𝗼𝗻 𝟳 of our 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝟭𝟬𝟭 educational series!

Your Initial Enrollment Period (IEP) is one of the most important Medicare enrollment windows because it's when many people first become eligible to enroll in Medicare.

𝗛𝗲𝗿𝗲'𝘀 𝗮 𝗾𝘂𝗶𝗰𝗸 𝗼𝘃𝗲𝗿𝘃𝗶𝗲𝘄:

📅 𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗜𝗻𝗶𝘁𝗶𝗮𝗹 𝗘𝗻𝗿𝗼𝗹𝗹𝗺𝗲𝗻𝘁 𝗣𝗲𝗿𝗶𝗼𝗱?

For most people, the Initial Enrollment Period is a 𝟳-𝗺𝗼𝗻𝘁𝗵 enrollment window that surrounds your 65th birthday.

🗓️ 𝗪𝗵𝗲𝗻 𝗱𝗼𝗲𝘀 𝗶𝘁 𝗯𝗲𝗴𝗶𝗻?

Your Initial Enrollment Period includes:
• The 𝟯 months before your 65th birthday month.
• Your birthday month.
• The 𝟯 months after your birthday month.

⏰ 𝗪𝗵𝘆 𝗶𝘀 𝗶𝘁 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁?

Enrolling during your Initial Enrollment Period may help you avoid late enrollment penalties and gaps in coverage if you don't qualify for a Special Enrollment Period or another enrollment opportunity.

💡 𝗗𝗶𝗱 𝗬𝗼𝘂 𝗞𝗻𝗼𝘄?

If you're already receiving Social Security benefits before turning 65, you may be automatically enrolled in Medicare Part A and Part B. Others may need to actively enroll when they become eligible.

This post is intended for 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗽𝘂𝗿𝗽𝗼𝘀𝗲𝘀 𝗼𝗻𝗹𝘆 as part of our Medicare 101 series. Our goal is to help make Medicare easier to understand—one lesson at a time.

📅 𝗝𝗼𝗶𝗻 𝘂𝘀 𝗻𝗲𝘅𝘁 𝗦𝘂𝗻𝗱𝗮𝘆 𝗳𝗼𝗿 𝗟𝗲𝘀𝘀𝗼𝗻 𝟴 as we continue our weekly Medicare 101 educational series!

❓ Have questions about Medicare or want help understanding your options? Our licensed agents are happy to answer your questions and help you understand the choices available to you.

❤️ 𝗔 𝗕𝗲𝘁𝘁𝗲𝗿 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀
𝗪𝗲 𝗛𝗮𝘃𝗲 𝗔 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗙𝗼𝗿 𝗬𝗼𝘂!

📞 772-257-8600
🌐 www.abettersolutionins.com

08/26/2026

💡✨ 𝐀𝐠𝐞𝐧𝐭 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭 𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲 ✨💡

𝐌𝐞𝐞𝐭 𝐂𝐡𝐚𝐩𝐦𝐚𝐧 𝐊𝐢𝐫𝐛𝐲, our Licensed Agent serving clients from our 𝐕𝐞𝐫𝐨 𝐁𝐞𝐚𝐜𝐡 𝐎𝐬𝐥𝐨 𝐎𝐟𝐟𝐢𝐜𝐞!

Chapman has called Vero Beach home for the past four years and brings a genuine appreciation for how important insurance can be for individuals, families, and businesses.

A University of Virginia graduate with a background in sales, Chapman is passionate about helping clients understand their options and find coverage that fits their unique needs.

Outside the office, Chapman enjoys cycling, golf, cheering on his favorite sports teams, and—most importantly—spending time with his family and his two French Bulldogs! 🐾

💙 𝐖𝐞'𝐫𝐞 𝐩𝐫𝐨𝐮𝐝 𝐭𝐨 𝐡𝐚𝐯𝐞 𝐂𝐡𝐚𝐩𝐦𝐚𝐧 𝐚𝐬 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐭𝐡𝐞 𝐀𝐁𝐒 𝐟𝐚𝐦𝐢𝐥𝐲!

📞 772-257-8600
🌐 www.abettersolutionins.com/chapman-kirby
📧 [email protected]

#𝐀𝐠𝐞𝐧𝐭𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭𝐖𝐞𝐝𝐧𝐞𝐬𝐝𝐚𝐲 #𝐌𝐞𝐞𝐭𝐓𝐡𝐞𝐓𝐞𝐚𝐦 #𝐀𝐁𝐒𝐅𝐚𝐦𝐢𝐥𝐲 #𝐕𝐞𝐫𝐨𝐁𝐞𝐚𝐜𝐡 #𝐓𝐫𝐞𝐚𝐬𝐮𝐫𝐞𝐂𝐨𝐚𝐬𝐭 #𝐋𝐨𝐜𝐚𝐥𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞𝐀𝐠𝐞𝐧𝐭 #𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞𝐌𝐚𝐝𝐞𝐒𝐢𝐦𝐩𝐥𝐞

08/24/2026

⭐ 5-Star Review Monday!

We absolutely love our clients, and we especially love hearing about their experiences! Thank you to everyone who takes the time to leave us a Google review—it truly means the world to our team.

If you've had a great experience with one of our Oslo Vero Beach agents, we'd be so grateful if you would share your experience with others by leaving us a Google review. Your feedback helps others find a trusted local insurance agency and lets our team know they're making a difference!

Leave us a review: https://tinyurl.com/ABSOsloRoadVeroReview

08/23/2026

📘 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝟭𝟬𝟭: 𝗧𝗼𝗱𝗮𝘆'𝘀 𝗟𝗲𝘀𝘀𝗼𝗻 – 𝗪𝗵𝗲𝗻 𝗜𝘀 𝘁𝗵𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗔𝗻𝗻𝘂𝗮𝗹 𝗘𝗻𝗿𝗼𝗹𝗹𝗺𝗲𝗻𝘁 𝗣𝗲𝗿𝗶𝗼𝗱 (𝗔𝗘𝗣)?

Welcome to 𝗟𝗲𝘀𝘀𝗼𝗻 𝟲 of our 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝟭𝟬𝟭 educational series!

Understanding the Medicare Annual Enrollment Period (AEP) is important because it's the time each year when many Medicare beneficiaries have the opportunity to review and make changes to their Medicare coverage.

𝗛𝗲𝗿𝗲'𝘀 𝗮 𝗾𝘂𝗶𝗰𝗸 𝗼𝘃𝗲𝗿𝘃𝗶𝗲𝘄:

📅 𝗪𝗵𝗲𝗻 𝗶𝘀 𝗔𝗘𝗣?

The Medicare Annual Enrollment Period runs each year from 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟱 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿 𝟳.

📝 𝗪𝗵𝗮𝘁 𝗰𝗮𝗻 𝘆𝗼𝘂 𝗱𝗼 𝗱𝘂𝗿𝗶𝗻𝗴 𝗔𝗘𝗣?

During this time, eligible Medicare beneficiaries may be able to:
• Join a Medicare Advantage Plan.
• Switch from one Medicare Advantage Plan to another.
• Return to Original Medicare from a Medicare Advantage Plan.
• Join, switch, or drop a Medicare Part D prescription drug plan.

⏰ 𝗪𝗵𝗲𝗻 𝗱𝗼 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝘁𝗮𝗸𝗲 𝗲𝗳𝗳𝗲𝗰𝘁?

In most cases, changes made during the Annual Enrollment Period become effective on 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝟭 of the following year.

💡 𝗗𝗶𝗱 𝗬𝗼𝘂 𝗞𝗻𝗼𝘄?

Even if you're happy with your current Medicare coverage, it's a good idea to review your plan each year. Costs, provider networks, prescription drug formularies, and covered benefits can change from year to year.

This post is intended for 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗽𝘂𝗿𝗽𝗼𝘀𝗲𝘀 𝗼𝗻𝗹𝘆 as part of our Medicare 101 series. Our goal is to help make Medicare easier to understand—one lesson at a time.

📅 𝗝𝗼𝗶𝗻 𝘂𝘀 𝗻𝗲𝘅𝘁 𝗦𝘂𝗻𝗱𝗮𝘆 𝗳𝗼𝗿 𝗟𝗲𝘀𝘀𝗼𝗻 𝟳 as we continue our weekly Medicare 101 educational series!

❓ Have questions about Medicare or want help understanding your options? Our licensed agents are happy to answer your questions and help you understand the choices available to you.

❤️ 𝗔 𝗕𝗲𝘁𝘁𝗲𝗿 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀
𝗪𝗲 𝗛𝗮𝘃𝗲 𝗔 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗙𝗼𝗿 𝗬𝗼𝘂!

📞 772-257-8600
🌐 www.abettersolutionins.com

08/21/2026

Please join us in wishing Donna, Licensed Agent, in our Port St. Lucie office a very Happy Birthday! 🥳🎈🎉

We hope your day is as special as you are! 🌻🌷🌼

🌐 www.abettersolutionins.com/Donna-Herrmann
📞 772-257-8600

08/19/2026

💡 Health Insurance Term to Know: COPAY

Do you know what your copay actually means? Understanding your coverage can help you plan for healthcare costs and avoid surprises.

Have questions about your health insurance? We’re here to help! ❤️💙

📞 772-257-8600
🌐 www.abettersolutionins.com
📍 Proudly serving the Treasure Coast for 45+ years!

08/16/2026

📘 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝟭𝟬𝟭: 𝗧𝗼𝗱𝗮𝘆'𝘀 𝗟𝗲𝘀𝘀𝗼𝗻 – 𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗮𝗿𝘁 𝗗 𝗣𝗿𝗲𝘀𝗰𝗿𝗶𝗽𝘁𝗶𝗼𝗻 𝗗𝗿𝘂𝗴 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲

Welcome to 𝗟𝗲𝘀𝘀𝗼𝗻 𝟱 of our 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝟭𝟬𝟭 educational series!

Prescription medications can be an important part of your healthcare. That's why understanding 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗮𝗿𝘁 𝗗 can help you make informed decisions about your prescription drug coverage.

𝗛𝗲𝗿𝗲'𝘀 𝗮 𝗾𝘂𝗶𝗰𝗸 𝗼𝘃𝗲𝗿𝘃𝗶𝗲𝘄:

💊 𝗪𝗵𝗮𝘁 𝗶𝘀 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗣𝗮𝗿𝘁 𝗗?

Part D helps cover many outpatient prescription medications. Coverage is offered through private insurance companies approved by Medicare.

📝 𝗛𝗼𝘄 𝗱𝗼𝗲𝘀 𝗶𝘁 𝘄𝗼𝗿𝗸?

• Each Part D plan has its own list of covered medications (called a formulary).
• Prescription drugs are often grouped into different tiers, which can affect your out-of-pocket costs.
• Monthly premiums, deductibles, copayments, and coinsurance may vary depending on the plan.

💡 𝗗𝗶𝗱 𝗬𝗼𝘂 𝗞𝗻𝗼𝘄?

Not every Part D plan covers the same medications. Before enrolling, it's important to confirm that your prescriptions are included in the plan's formulary and that your preferred pharmacy participates in the plan's network.

This post is intended for 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗽𝘂𝗿𝗽𝗼𝘀𝗲𝘀 𝗼𝗻𝗹𝘆 as part of our Medicare 101 series. Our goal is to help make Medicare easier to understand—one lesson at a time.

📅 𝗝𝗼𝗶𝗻 𝘂𝘀 𝗻𝗲𝘅𝘁 𝗦𝘂𝗻𝗱𝗮𝘆 𝗳𝗼𝗿 𝗟𝗲𝘀𝘀𝗼𝗻 𝟲 as we continue our weekly Medicare 101 educational series!

❓ Have questions about Medicare or want help understanding your options? Our licensed agents are happy to answer your questions and help you understand the choices available to you.

❤️ 𝗔 𝗕𝗲𝘁𝘁𝗲𝗿 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀
𝗪𝗲 𝗛𝗮𝘃𝗲 𝗔 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗙𝗼𝗿 𝗬𝗼𝘂!

📞 772-257-8600
🌐 www.abettersolutionins.com

08/13/2026

🦷✨ 𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝗦𝗽𝗼𝘁𝗹𝗶𝗴𝗵𝘁: 𝗗𝗲𝗻𝘁𝗮𝗹 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 ✨🦷

A healthy smile is about more than appearance—it plays an important role in your overall health! 😁

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗗𝗲𝗻𝘁𝗮𝗹 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?
Dental insurance helps reduce the cost of preventive, basic, and major dental care by sharing the cost of covered services between you and your insurance plan.

🪥 𝗛𝗼𝘄 𝗗𝗼𝗲𝘀 𝗜𝘁 𝗪𝗼𝗿𝗸?
✔️ You pay a monthly premium.
✔️ Many preventive services are covered at little or no additional cost when using an in-network provider.
✔️ For other services, you typically pay a portion of the cost while your plan pays the rest, depending on your benefits.

🦷 𝗪𝗵𝗮𝘁 𝗗𝗼𝗲𝘀 𝗜𝘁 𝗧𝘆𝗽𝗶𝗰𝗮𝗹𝗹𝘆 𝗖𝗼𝘃𝗲𝗿?
✅ Routine exams
✅ Teeth cleanings
✅ Digital X-rays
✅ Fillings
✅ Simple tooth extractions
✅ Root canals (depending on the plan)
✅ Crowns (depending on the plan)
✅ Dentures and bridges (depending on the plan)

💡 Many plans also include discounts or coverage for additional services, but benefits, waiting periods, deductibles, annual maximums, and coverage percentages vary by plan.

😃 Regular preventive care can help catch small problems before they become costly procedures.

📞 Have questions about dental insurance or want help finding a plan that fits your needs? Our licensed agents are here to help!

Address

506 21st Street
Vero Beach, FL
32960

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://abettersolutioninsurance.com/

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