A Better Solution Insurance Services

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A Better Solution Insurance Services Contact us to discuss health and life insurance coverage for you, your family, or your employees. Offices in Port St. Lucie, Vero Beach, & Sebastian.

๐ŸŒŠ TODAY IT OPENS! Medicare Annual Enrollment Period starts TODAY โ€” October 15!Now through December 7, Medicare beneficia...
10/15/2026

๐ŸŒŠ TODAY IT OPENS! Medicare Annual Enrollment Period starts TODAY โ€” October 15!

Now through December 7, Medicare beneficiaries can review their current coverage and explore available options for 2027.

Not sure whether your current plan still meets your needs? Our team at A Better Solution Insurance Services is here to answer your questions and help you understand your options.

๐Ÿ“ž 772-257-8600
๐ŸŒ www.abettersolutionins.com
๐Ÿ“ง [email protected]

Proudly serving the Treasure Coast for 45+ years!

๐Ÿ“š Health Insurance 101 โ€“ Week 1!  Letโ€™s start with the basics: What is health insurance, why does it matter, and how can...
10/05/2026

๐Ÿ“š Health Insurance 101 โ€“ Week 1!

Letโ€™s start with the basics: What is health insurance, why does it matter, and how can it help protect you and your family? ๐Ÿ’™

Follow along each Monday as we break down health insurance topics and make them easier to understand!

๐Ÿ“˜ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿญ: ๐—ง๐—ผ๐—ฑ๐—ฎ๐˜†'๐˜€ ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป โ€“ ๐—ช๐—ต๐—ฎ๐˜ ๐—œ๐˜€ ๐—ฎ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐——๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ฏ๐—น๐—ฒ?Welcome to ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป ๐Ÿต of our ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿญ educational serie...
10/04/2026

๐Ÿ“˜ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿญ: ๐—ง๐—ผ๐—ฑ๐—ฎ๐˜†'๐˜€ ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป โ€“ ๐—ช๐—ต๐—ฎ๐˜ ๐—œ๐˜€ ๐—ฎ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐——๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ฏ๐—น๐—ฒ?

Welcome to ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป ๐Ÿต of our ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿญ educational series!

One of the most common Medicare terms you'll hear is "deductible." Understanding what a deductible is can help you better understand how your healthcare costs may work.

๐—›๐—ฒ๐—ฟ๐—ฒ'๐˜€ ๐—ฎ ๐—พ๐˜‚๐—ถ๐—ฐ๐—ธ ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฒ๐˜„:

๐Ÿ’ต ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฎ ๐—ฑ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ฏ๐—น๐—ฒ?

A deductible is the amount you may have to pay for certain covered healthcare services before your Medicare coverage or plan begins paying its share. Deductibles vary depending on the type of Medicare coverage you have.

๐Ÿฅ ๐——๐—ผ๐—ฒ๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฝ๐—ฎ๐—ฟ๐˜ ๐—ผ๐—ณ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฎ ๐—ฑ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐˜๐—ถ๐—ฏ๐—น๐—ฒ?

Different parts of Medicare may have different deductibles, and some Medicare plans may have additional deductibles or no deductible at all. It depends on the coverage you have.

๐Ÿ“‹ ๐—ช๐—ต๐˜† ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ถ๐˜ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ?

Knowing whether your plan has a deductible can help you better understand your potential out-of-pocket healthcare costs throughout the year.

๐Ÿ’ก ๐——๐—ถ๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—ž๐—ป๐—ผ๐˜„?

A deductible is different from a copayment or coinsurance. Your deductible is generally the amount you pay before your plan begins paying its share of covered services, while copayments and coinsurance are amounts you may pay after that.

This post is intended for ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฝ๐˜‚๐—ฟ๐—ฝ๐—ผ๐˜€๐—ฒ๐˜€ ๐—ผ๐—ป๐—น๐˜† as part of our Medicare 101 series. Our goal is to help make Medicare easier to understandโ€”one lesson at a time.

๐Ÿ“… ๐—๐—ผ๐—ถ๐—ป ๐˜‚๐˜€ ๐—ป๐—ฒ๐˜…๐˜ ๐—ฆ๐˜‚๐—ป๐—ฑ๐—ฎ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป ๐Ÿญ๐Ÿฌ as we continue our weekly Medicare 101 educational series!

โ“ Have questions about Medicare or want help understanding your options? Our licensed agents are happy to answer your questions and help you understand the choices available to you.

โค๏ธ ๐—” ๐—•๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ฆ๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€
๐—ช๐—ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—” ๐—ฆ๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป ๐—™๐—ผ๐—ฟ ๐—ฌ๐—ผ๐˜‚!

๐Ÿ“ž 772-257-8600
๐ŸŒ www.abettersolutionins.com

๐˜๐˜ฏ๐˜ต๐˜ฆ๐˜ฏ๐˜ฅ๐˜ฆ๐˜ฅ ๐˜ง๐˜ฐ๐˜ณ ๐˜ฆ๐˜ฅ๐˜ถ๐˜ค๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜ฑ๐˜ถ๐˜ณ๐˜ฑ๐˜ฐ๐˜ด๐˜ฆ๐˜ด ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ช๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ข ๐˜ด๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜ช๐˜ต๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ณ ๐˜ข๐˜ฅ๐˜ท๐˜ฆ๐˜ณ๐˜ต๐˜ช๐˜ด๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ง๐˜ฐ๐˜ณ ๐˜ข๐˜ฏ๐˜บ ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ง๐˜ช๐˜ค ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฑ๐˜ญ๐˜ข๐˜ฏ.

๐Ÿ“˜ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿญ: ๐—ง๐—ผ๐—ฑ๐—ฎ๐˜†'๐˜€ ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป โ€“ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ: ๐—™๐—ฎ๐—ฐ๐˜๐˜€ ๐˜ƒ๐˜€. ๐— ๐˜†๐˜๐—ต๐˜€๐ŸŽ‰ Welcome to ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป ๐Ÿญ๐Ÿฌโ€”๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น ๐—น๐—ฒ๐˜€๐˜€๐—ผ๐—ป in the Medicare 101 ed...
10/04/2026

๐Ÿ“˜ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿญ๐Ÿฌ๐Ÿญ: ๐—ง๐—ผ๐—ฑ๐—ฎ๐˜†'๐˜€ ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป โ€“ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ: ๐—™๐—ฎ๐—ฐ๐˜๐˜€ ๐˜ƒ๐˜€. ๐— ๐˜†๐˜๐—ต๐˜€

๐ŸŽ‰ Welcome to ๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป ๐Ÿญ๐Ÿฌโ€”๐—ผ๐˜‚๐—ฟ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น ๐—น๐—ฒ๐˜€๐˜€๐—ผ๐—ป in the Medicare 101 educational series!

Over the past several weeks, we've explored the basics of Medicare, enrollment periods, plan types, prescription drug coverage, and much more. Let's wrap up our series by clearing up a few common Medicare myths.

๐—›๐—ฒ๐—ฟ๐—ฒ'๐˜€ ๐—ฎ ๐—พ๐˜‚๐—ถ๐—ฐ๐—ธ ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฒ๐˜„:

โŒ ๐— ๐˜†๐˜๐—ต: Medicare covers all healthcare costs.

โœ… ๐—™๐—ฎ๐—ฐ๐˜:
Original Medicare generally does not cover every healthcare expense. Depending on your coverage, you may still have deductibles, copayments, coinsurance, or services that are not covered.

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€

โŒ ๐— ๐˜†๐˜๐—ต: Medicare is free.

โœ… ๐—™๐—ฎ๐—ฐ๐˜:
While many people qualify for premium-free Part A, Medicare beneficiaries may still have premiums, deductibles, copayments, coinsurance, or other out-of-pocket costs depending on their coverage.

โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€

โŒ ๐— ๐˜†๐˜๐—ต: You only enroll in Medicare once and never have to review your coverage again.

โœ… ๐—™๐—ฎ๐—ฐ๐˜:
It's important to review your Medicare coverage each year because plan costs, provider networks, prescription drug formularies, and covered benefits may change.

๐Ÿ’ก ๐——๐—ถ๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—ž๐—ป๐—ผ๐˜„?

Learning about Medicare is one of the best ways to make informed healthcare decisions. Understanding your options can help you feel more confident about your coverage.

๐Ÿ™ ๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐—ฌ๐—ผ๐˜‚!

Thank you for following along with our Medicare 101 educational journey over the past 10 weeks! We hope these lessons have helped make Medicare easier to understand and have given you greater confidence as you navigate your Medicare options.

As we head toward the upcoming ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—”๐—ป๐—ป๐˜‚๐—ฎ๐—น ๐—˜๐—ป๐—ฟ๐—ผ๐—น๐—น๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—ฒ๐—ฟ๐—ถ๐—ผ๐—ฑ (๐—”๐—˜๐—ฃ), we'll continue sharing helpful educational information, important reminders, and Medicare updates to keep you informed throughout the season.

โ“ Have questions about Medicare or want help understanding your options? Our licensed agents are happy to answer your questions and help you understand the choices available to you.

โค๏ธ ๐—” ๐—•๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ฆ๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€
๐—ช๐—ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—” ๐—ฆ๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป ๐—™๐—ผ๐—ฟ ๐—ฌ๐—ผ๐˜‚!

๐Ÿ“ž 772-257-8600
๐ŸŒ www.abettersolutionins.com

๐˜๐˜ฏ๐˜ต๐˜ฆ๐˜ฏ๐˜ฅ๐˜ฆ๐˜ฅ ๐˜ง๐˜ฐ๐˜ณ ๐˜ฆ๐˜ฅ๐˜ถ๐˜ค๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜ฑ๐˜ถ๐˜ณ๐˜ฑ๐˜ฐ๐˜ด๐˜ฆ๐˜ด ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ช๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ข ๐˜ด๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜ช๐˜ต๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ณ ๐˜ข๐˜ฅ๐˜ท๐˜ฆ๐˜ณ๐˜ต๐˜ช๐˜ด๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ง๐˜ฐ๐˜ณ ๐˜ข๐˜ฏ๐˜บ ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ง๐˜ช๐˜ค ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฑ๐˜ญ๐˜ข๐˜ฏ.

Don't miss out on our Medicare seminar. Learn about all the great benefits that come with a Florida Blue Medicare plan. ...
10/01/2026

Don't miss out on our Medicare seminar.

Learn about all the great benefits that come with a Florida Blue Medicare plan. To register, contact me today at https://tinyurl.com/ABSSeminar or 772-257-8600. I'm your local, licensed Blue Cross Blue Shield agent.

Krissie Berni

๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ข๐—ฝ๐—ฒ๐—ป ๐—˜๐—ป๐—ฟ๐—ผ๐—น๐—น๐—บ๐—ฒ๐—ป๐˜ begins October 15.You can start reviewing your current coverage and your options for 2027 now.๐Ÿ“…...
10/01/2026

๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ข๐—ฝ๐—ฒ๐—ป ๐—˜๐—ป๐—ฟ๐—ผ๐—น๐—น๐—บ๐—ฒ๐—ป๐˜ begins October 15.

You can start reviewing your current coverage and your options for 2027 now.

๐Ÿ“… October 15 โ€“ December 7

๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—”๐—ป๐—ป๐˜‚๐—ฎ๐—น ๐—˜๐—ป๐—ฟ๐—ผ๐—น๐—น๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—ฒ๐—ฟ๐—ถ๐—ผ๐—ฑ ๐—ถ๐˜€ ๐—ท๐˜‚๐˜€๐˜ ๐—ฎ๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—ฟ๐—ป๐—ฒ๐—ฟ! ๐ŸŽ‰๐Ÿ“… ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฑ โ€“ ๐——๐—ฒ๐—ฐ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐ŸณNow is a great time to review you...
09/28/2026

๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—”๐—ป๐—ป๐˜‚๐—ฎ๐—น ๐—˜๐—ป๐—ฟ๐—ผ๐—น๐—น๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—ฒ๐—ฟ๐—ถ๐—ผ๐—ฑ ๐—ถ๐˜€ ๐—ท๐˜‚๐˜€๐˜ ๐—ฎ๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—ฟ๐—ป๐—ฒ๐—ฟ! ๐ŸŽ‰

๐Ÿ“… ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฑ โ€“ ๐——๐—ฒ๐—ฐ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿณ

Now is a great time to review your current Medicare coverage and understand your options for the coming year.

๐Ÿ“ž ๐—–๐—ฎ๐—น๐—น ๐˜‚๐˜€ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† to schedule an appointment with one of our licensed agents.

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Servicing the Treasure Coast for 45+ years.

๐Ÿ“ Offices throughout Indian River & St. Lucie Counties
๐Ÿ“ž 772-257-8600

It is with profound sadness that we share the unexpected passing of our founder, Bob, following an extremely brief illne...
09/14/2026

It is with profound sadness that we share the unexpected passing of our founder, Bob, following an extremely brief illness.

Bob spent his career helping people protect themselves and their families, but to him, insurance was always about much more than policies. It was about service, relationships, trust, and taking care of people.

That philosophy became the foundation of A Better Solution Insurance Services and will continue to guide us moving forward.

Over the past year, Bob had already stepped back from the day-to-day operations of the company and was primarily focused on our Group Business division. His daughter Michelle has been managing the day-to-day operations of the agency, while his daughter Danielle has been managing the Group Business side. Together, they are well prepared to continue the company Bob built and to carry forward the values that meant so much to him.

Our offices remain open, our team remains fully available, and our commitment to our clients has not changed.

If Bob has personally served as your insurance agent, please know that you will continue to be well cared for. We will be reaching out directly by email and letter with information regarding the agent who will be assisting you going forward.

We are deeply grateful for the love, prayers, kindness, and support that have been extended to Bob, our family, and our team.

Bobโ€™s presence will be deeply missed, but his legacy of service, integrity, and caring for people will remain at the heart of A Better Solution Insurance Services for many years to come.

https://www.mossfeaster.com/obituaries/robert-larschan/obituary

Address

506 21st Street
Vero Beach, FL
32960

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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