Tim Paxton, NMLS 399742 - Summit Mortgage Corporation

06/10/2026

Exploring the benefits of assumable mortgages! A smart choice for homebuyers looking to transfer existing loan terms and potentially save on interest rates. 🏡✨

05/27/2026

From tackling high-interest debt to funding renovations, there’s more than one way to put your equity to work — and choosing the right option can make a big difference long-term.

💡 In our May eNews, we’re breaking down the differences between a Cash-Out Refinance and a HELOC so you can better understand which option may best fit your goals, timeline, and comfort with monthly payments.

✔️ Read the full breakdown and connect with us if you’ve been wondering what your options look like.

Subscribe to our monthly e-news to stay up-to-date with the housing market.

04/23/2026

There is more to plan for than just your downpayment, but don't let that stress you out. I can answer your questions and help you be prepared for upcoming expenses. Just send me a message, and we can talk!

04/02/2026

There are some pretty powerful financial perks that can come with owning a home, and this is one of them 💡 While every situation is different, it’s definitely worth understanding how homeownership could impact your overall finances. I love helping people look at the bigger picture so they can make informed, confident decisions. If you’ve been curious about what this could look like for you, let’s talk through it together. Send me a message anytime to get started!

03/31/2026

Starting now, the Homebuyers Privacy Protection Act is in effect—meaning fewer spam calls, texts, and emails after your credit is pulled.

We broke down what this means for you in our March Enews 🏡💚
👉 Check it out & stay in the know

Subscribe to our monthly e-news to stay up-to-date with the housing market.

02/27/2026

As rates trend lower, homeowners have an opportunity many haven’t had in a while: options.

Refinancing isn’t just about chasing a number — it’s about evaluating your current position and making sure your mortgage still aligns with your financial goals.

This month’s Summit Mortgage eNews walks through who may benefit from revisiting their loan and why now is worth a second look.

Subscribe to our monthly e-news to stay up-to-date with the housing market.

01/25/2026

This month's e-news covers what to expect during Quarter 1 of 2026 housing market. Rates, refinancing and more– be sure to take a read!

Subscribe to our monthly e-news to stay up-to-date with the housing market.

11/13/2025

Your November Housing report! Lower mortgage rates haven’t offset the impact of higher inventory, which is putting downward pressure on home prices.

10/23/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year. It won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

Here's what you need to remember– We don't have to see a big drop to feel the difference. Any downward movement should help your bottom line!

09/08/2025

About half of homes are selling for under their asking price right now.

While that feels very different from the past few years, it’s actually a return to what’s considered normal for the market. The sellers who succeed today are the ones who recognize this shift. They price their home reasonably from day one, make their home stand out, and stay flexible when buyers ask for give-and-take.

✔️ You need to plan for the market we’re in, not the one we saw a few years back.