Susanne Kivela Mortgage Gal NMLS ID # 215460

09/28/2021

Mortgage rates are STILL climbing! Read more about it here!

The headline requires a bit of context. The target audience would be those of us who keep tabs on every little move in mortgage rates . If you identify with that crowd, you've seen rates jump higher at the fastest pace since February following a series of uncommonly...

02/25/2021

Wow, the Mortgage Bond is plummeting, get with a lender today who will watch the market for you. An informed lender can save you tens of thousands of dollars over the life of your loan! An informed lender will pay attention to the market & watch for the best rate and best time to lock your mortgage interest rate! If you don’t have a lender you know & trust reach out to me in a message, I will watch the market so you don’t have to!

05/19/2020

USDA, ZERO down payment program just got even BETTER!!

04/07/2020

Trying to support our local businesses... here are some ideas for you!

Where to find takeout, grocery delivery, and booze on the other side of the river

03/25/2020

Working from home does have some nice perks!! 🥰

03/21/2020

The current state of Mortgage Rates! 😂

03/15/2020

Here’s my response / post to everyone asking and YES PLEASE COPY AND SHARE: thank you to Lauryn Francisco for this!

This is true! The Feds did lower rates to zero. My phone is already blowing up about this. However, the discount rate is the cost of interbank borrowing and has little effect on long term mortgage rates. It is a totally different “rate” than that of your standard mortgage. ⠀
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The discount rate cut is to stimulate economic growth, which typically strengthens the economy and results in mortgage rates increasing. As you have seen recently, Feds cut rates and the mortgage rates last week went UP. 👆🏼 ⠀
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Does this mean that mortgage rates will continue to go up? Or come back down? It will be very interesting to watch and see. ⠀
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If you are one of those thinking of refinancing and would like to be added to my Daily Rate Watch List, please send me a PM. I will review your options and explain to you what I need from you in order to lock rates immediately if they drop. ⠀
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Those in this industry who are not Loan Officers, please refrain from quoting rates, and instead direct mortgage- and rate-related questions directly to me. ⠀
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Thank you all!! ⠀
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Susanne Kivela

03/12/2020

What's happening with Mortgage interest rates?? Big swings down.... then up!! Check out this article to see why!! Bottom line, it's not too late but you will need patience with the process!

Even as concerns mounted regarding the coronavirus pandemic, mortgage rates increased this past week as lenders sought to stem the tide of people looking to...

03/02/2020

As you all know my boss is the very BEST! I have never loved the mortgage world better than my experience with Leslie Girard at Evergreen. Please take a moment and vote!

Voice your choice in The Columbian's Best of Clark County!