10/30/2026
Don’t forget: your down payment and closing costs are TWO separate things when buying a home. 🏡💰
Your down payment goes toward the purchase of the home, while closing costs cover things like lender fees, title, appraisal, prepaid taxes, insurance and more.
And yes—sometimes we can negotiate for the seller to help with those closing costs through seller concessions. 🙌 But that’s never guaranteed, and some sellers may not be willing to contribute.
That’s why it’s so important to know your numbers BEFORE you start house hunting. Let’s make sure you’re prepared for the full cost of buying—not just the down payment. 🌳
