Larry Latham, NMLS #253801

09/02/2026

🏡 THINKING ABOUT BUYING YOUR FIRST HOME?

You may be closer than you think.

A lot of first-time buyers assume they need:
❌ Perfect credit
❌ 20% down
❌ A huge savings account

The truth is, there may be several options available depending on your situation.

I’m Larry Latham, a mortgage lender with 23+ years of experience, and I’d be happy to take a few minutes to look at your situation and help you understand your options.

09/01/2026

Thinking about buying a home? Don’t wait until you’re ready to make an offer to talk to a lender.

I’m Larry Latham, and I’ve been helping people with their mortgage financing for more than 23 years.

One of the biggest mistakes I see is buyers waiting until they find the perfect house before understanding their financing.

Let’s change that.

I’ll help you understand your buying power, review your options, answer your questions, and put you in a position to move quickly when the right home comes along.

Whether you’re a first-time buyer, moving up, downsizing, or simply wondering what you may qualify for, let’s have a conversation.

Send me a message. Let’s get you one step closer to the closing table.

08/10/2026

Thinking about buying a home? Start with the financing—not the listings.

With 23+ years of mortgage experience, I’ll help you understand your options, get prepared, and build a financing strategy that fits your goals.

Whether you’re a first-time buyer, moving up, downsizing, or investing, let’s talk about what’s possible before you start shopping.

DM me “HOME” and I’ll personally reach out.

Larry Latham | MLO | NMLS #253801
City First Mortgage Services
903-736-2839 (tel:903-736-2839)

06/29/2026

Whether you’re buying your first home, refinancing, or tapping into your home’s equity, finding the right mortgage lender makes all the difference. With over 20 years of mortgage lending experience, Larry is dedicated to helping Texans find loan solutions that fit their goals and budget.

From conventional and FHA loans to refinancing and home equity options, Larry provides personalized service and guidance every step of the way. He proudly serves clients across Texas with honest communication, competitive loan options, and a commitment to making the mortgage process simple and stress-free.

Ready to make your next move? Contact Larry today and discover how easy financing your home can be.

06/11/2026

06/07/2026

The buyers who win aren’t the ones waiting for the “perfect” time.

They’re the ones who recognize opportunity before everyone else. The ones who have a strategy in place, financing lined up, and the confidence to act when the right home hits the market.

That opportunity may be closer than many realize.

As the market continues to shift, buyers who are fully pre-underwritten—not just pre-qualified or pre-approved—will have a significant advantage. They’ll be positioned to move quickly, make stronger offers, and compete with confidence.

Realtors: If you have buyers who have been sitting on the sidelines, now is the time to have the conversation. Preparation today creates opportunity tomorrow.

This isn’t about predicting the future. It’s about recognizing patterns and being ready when the next window opens.

DM me the words “GAME PLAN” and let’s get your buyers fully prepared before the opportunity is obvious to everyone else.

Larry Latham, MLO
(903) 736-3839
NMLS #253801
City First Mortgage
Equal Housing Lender