Craig Nichols - Highlands Residential Mortgage, Ltd. NMLS 134871

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Craig Nichols - Highlands Residential Mortgage, Ltd. NMLS 134871 I want to personally sit down with you to lay out the loan options that best fit your families needs. Craig B. Nichols, NMLS #272278

I want to personally sit down with you and lay out the many options available to you in which to buy your next home with.

5.0 star review received on Experience.com for Craig B. Nichols by Katharyn E L - Craig  made  the  home  buying  proces...
10/30/2026

5.0 star review received on Experience.com for Craig B. Nichols by Katharyn E L - Craig made the home buying process clear and easy. He made himself available to answer any and all questions we had. I would definitely recommend Craig!

Click to see all 590 reviews of Craig B. Nichols, Branch Manager / Sr. Loan Officer | NMLS # 272278

So, over the years one thing I have consistently seen during the holidays is that some agents start mailing it in and fo...
10/28/2026

So, over the years one thing I have consistently seen during the holidays is that some agents start mailing it in and focusing on next year, DON'T MAIL IT IN!

Stay focused on ending 2026 with your best quarter of 2026! Interest rates are declining and should continue to do so!

RIGHT NOW, is the best time for someone to buy a home!

* Largest inventory in years of homes to choose from!

* Seller's need to sell - so they are negotiating!

* Seller's willing to give seller concessions for closing costs and/or rate buy-downs!

* Seller's willing to pay for repairs!

With so many great program available to buy a home, even with higher rates it is one of the best times in history to buy a home!

HRM refinances for free in the first (3) years, so buy the home now and we take care of getting you a better rate later!

* CONV, FHA, VA, USDA, JUMBO, OTC CONSTRUCTION & RENOVATION LOANS (CONV, FHA, VA), BANK STATEMENT & DSCR LOANS, and many others!

* Many Down Payment Assistance Programs available including on manufactured homes!

* 100% FINANCING AVAILABLE ON ALL QM PROGRAMS!

Call me today, LET'S GET YOUR CLIENT HOME!

You do not always need a huge lump sum to step into homeownership, and low down payment options can help you get there s...
10/27/2026

You do not always need a huge lump sum to step into homeownership, and low down payment options can help you get there sooner than you might think.

If you want to see how a 3.5% down payment could work with your numbers, I am here to walk you through what an FHA loan could look like for you!

5.0 star review received on Experience.com for Craig B. Nichols by Katherine S A - Thank you  for  working  so  hard  an...
10/26/2026

5.0 star review received on Experience.com for Craig B. Nichols by Katherine S A - Thank you for working so hard and quickly for my clients

Click to see all 589 reviews of Craig B. Nichols, Branch Manager / Sr. Loan Officer | NMLS # 272278

5.0 star review received on Experience.com for Craig B. Nichols by Christopher M L - Craig made our experience very smoo...
10/24/2026

5.0 star review received on Experience.com for Craig B. Nichols by Christopher M L - Craig made our experience very smooth and easy

Click to see all 589 reviews of Craig B. Nichols, Branch Manager / Sr. Loan Officer | NMLS # 272278

Want to build your perfect home, we gotta loan for that too!!
10/22/2026

Want to build your perfect home, we gotta loan for that too!!

** ATTENTION **   ** ATTENTION **   ** ATTENTION **ARE YOU THINKING OF BUYING A NEW HOME?* Do you have a 620+ credit sco...
10/21/2026

** ATTENTION ** ** ATTENTION ** ** ATTENTION **

ARE YOU THINKING OF BUYING A NEW HOME?

* Do you have a 620+ credit score?
* Do you make less than $152,812?

I HAVE 100% FINANCING FOR YOUR NEW HOME!

Call me today, let's get you into your new home before the holidays!

House hunting without knowing your budget can get scary fast.Getting pre-approved before you start shopping can give you...
10/19/2026

House hunting without knowing your budget can get scary fast.

Getting pre-approved before you start shopping can give you a better idea of what you may qualify for and help you understand your financing options from the beginning. Thinking about buying? Let's talk before you start your search.

Fall can sometimes bring a different homebuying environment than the busy spring and summer months.Depending on your loc...
10/14/2026

Fall can sometimes bring a different homebuying environment than the busy spring and summer months.

Depending on your local market, buyers may find less competition and more opportunities to negotiate. If you're wondering whether now could be a good time to make a move, talk with your Realtor and reach out to me to discuss the financing side.

Address

5620 Old Bullard Road, Suite 125
Tyler, TX
75703

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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