Craig Nichols - Highlands Residential Mortgage, Ltd. NMLS 134871

06/15/2026

5.0 star review received on Experience.com for Craig B. Nichols by Angela S - He was great to work with, answered all my questions quickly. He was able to get us closed 2 weeks early! Highly recommend!

Click to see all 560 reviews of Craig B. Nichols, Branch Manager / Sr. Loan Officer | NMLS # 272278

06/15/2026

5.0 star review received on Experience.com for Craig B. Nichols by Abel J F - The constant communication, always great with responding to any question. made everything simple and just an overall smooth experience.

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06/13/2026

5.0 star review received on Experience.com for Craig B. Nichols by Richard E B S - i want to say thank you too you and your team. This is the third real estate deal we've completed together in the last three years and I can honestly say your the best I've seen in the business at get loans completed quickly. I would recommend you to friends and family when obtaining any home loan. Thank you and I look forward to our next loan together.

Rich & Sherri Brown

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06/11/2026

Craig Nichols is truly one of the best!

06/09/2026

5.0 star review received on Experience.com for Craig B. Nichols by David W - Usually when my clients say they want to use their lender I have had issues getting the client to the table on time! Craig not only was able to meet the contract deadline he was able to close early. Craig will be on my shortlist of preferred lenders for my future clients

Click to see all 556 reviews of Craig B. Nichols, Branch Manager / Sr. Loan Officer | NMLS # 272278

06/05/2026

Working with the right lender should feel clear, supportive, and easy from start to finish.

When clients work with me, they can expect responsive communication, loan options tailored to their goals, and a process designed to keep things moving with less stress and more confidence.

I also know that closing on time matters, which is why I prioritize clear updates and a smooth path to the finish line.

Let's connect and talk about what a mortgage experience should look like when it's built around you.

06/02/2026

Most people do not see all the behind-the-scenes work that goes into taking a buyer from application to closing, and there is often much more happening than they realize.

From reviewing finances and explaining loan options to gathering documents and keeping everything on track, we help guide each step of the mortgage process.

My team and I will help guide you on what documents are necessary for your mortgage application, and select the ideal mortgage program, tailored to your goals and budget.

We'd love the chance to show you what that support can look like and help you take the next step with confidence.

06/01/2026

Not too long ago, buying a home felt a little like The Hunger Games.

Move fast. Waive everything. Hope for the best.

But lately, buyers are starting to see a little more breathing room, including:

* Inspections
* Negotiating power
* Closing cost assistance
* More time to think through decisions

If you've been sitting on the sidelines, this may be a good time to revisit your options.

06/01/2026

5.0 star review received on Experience.com for Craig B. Nichols by Jakila T M - Craig made everything super quick and easy. The communication was great also!

Click to see all 555 reviews of Craig B. Nichols, Branch Manager / Sr. Loan Officer | NMLS # 272278

05/28/2026

A lot of people assume their credit is worse than it actually is, or they simply do not know where to start.

Here are a few common questions I hear all the time:

1. Will checking my credit hurt my score? Not always. A hard credit pull may be required during the loan process, but the impact is usually very small.

2. What credit score do I need to buy a home? There is no one-size-fits-all answer. Different loan programs have different requirements, and credit is only one piece of the puzzle.

3. What should I avoid doing before closing? Try to avoid opening new credit accounts, missing payments, or making major credit changes while going through the mortgage process.

If you have questions about your credit or where you stand, I'm always happy to help walk through it.