Mortgages by Nataleigh Jackson 796526

03/17/2026

Don’t Forget Your 5-Year Window!📣

If you purchased your home with CMG Home Loans, you may be eligible to use your Rate Rebound benefit—lock in a better rate within 5 years of your original purchase, no lender fees from us.*

Let’s see if now’s the right time to take advantage!

https://myoc.io/txmortgagegirlcom

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

03/16/2026

https://myoc.io/txmortgagegirlcom

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

03/13/2026

Looking for a home loan that fits your unique situation? 🏡

From first-time buyers to investors and everything in between, CMG Home Loans offers a wide variety of loan products and programs to fit your needs! 💼✨

✅ Conventional, FHA, VA, USDA
✅ Bank statement, DSCR, renovation, and more
✅ Specialty programs like HomeFundIt™ and All In One Loan™

📲 Call me to learn more or get started!

https://myoc.io/txmortgagegirlcom

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

02/10/2026

01/30/2026

🎯 To Pay or Not to Pay: Part 3 - The One-Offs! These are the one-offs situations that don't quite fit in a tidy box...: 🚗 Repossessions: Yes, you still owe the deficiency balance even if the car was sold. But will paying it help the score? Not necessarily. 👩‍🎓 Student Loan Collections: With delinquencies on the rise, collections are too. Federal loans usually need to be handled before closing, and contacting the creditor to discuss options is often the first step. Sometimes the lates can be removed, for instant score improvement. 📃 Judgements & Tax Liens: Not on credit reports anymore but definitely a deal-breaker during underwriting. Get them paid, and if they are reported, don't forget to ask for a deletion letter! They are never guaranteed but it never hurts to ask! Let me help you navigate the PreApproval process and get you in the hands of credit repair if need be.

01/27/2026

💳 To Pay or Not to Pay: Part 2 – Charge Offs! Charge offs and collections may look similar on a credit report, but don’t be fooled, they play very different roles in a borrower’s financial story. 🔍 The Breakdown: • A charge off is debt the original creditor has declared as a loss, but the borrower still owes it. • Paying a recent charged-off credit card could improve utilization but be careful of updating the DLA (Date of Last Activity)! • Auto loans and private student loans have different consequences, paying these won't change your payment history, leaving you with less money and the same credit score (or worse!) • Personal loans? Same logic applies; it all comes down to the impact vs. the benefit. ⚠️ Bottom line: Charge offs can affect a borrower’s score, but paying them doesn’t always help, and in some cases, it can hurt. Let us help you navigate the process of preparing to be PreApproved for a mortgage!

01/26/2026

CMG’s HomeFundIt. Ask me about it!
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Nataleigh Jackson

01/25/2026

Should I pay this collection?? When it comes to paying off a collection, there's a fine line between helping your credit and accidentally hurting your chances of loan approval. Here's what you should know: ⚕️Medical Collections: Thanks to the Medical Debt Relief Act, once paid or settled, they should come off the report. It's a great move to clean up negative remarks. 🤝Pay-for-delete: Rare but powerful. If a collection agency offers to delete the account after payment, it can give your scores a real boost. (But always get the offer in writing before paying.) ⚠️No Deletion? Be Careful: Paying a collection without deletion may reset the DLA (Date of Last Activity), making the account look "new" and hurting the scores (yes, really). It can also extend the account's time on the report. 🏛️Government Collections: These might not raise the score, but they must be resolved for most loan approvals. Here's the takeaway: Not all collections should be paid. Every client's report is different, and a one size fits all answer doesn't exist. But these tips do help! Reach out to me for help in preparing to qualify for a mortgage!

12/06/2025

11/27/2025

Happy Thanksgiving from all of us at CMG | Rose City Lending Group. 🌹 I hope you all have a blessed day with family and friends! 🥧🍁🍗 Calories don’t count today, so gobble up! I am thankful for all of my wonderful family, friends, referral partners, affiiIates, neighbors, and clients! I’ll be back at it tomorrow for all of your home needs if you need me! Enjoy your day! ❤️

11/24/2025

Thank you Tim!! And welcome back home! 🥳

11/11/2025

Thank you Veterans! Enjoy your day ♥