11/03/2026
21% of listings took a price cut in September, the most in four years. And there are 63% more sellers than buyers in the biggest markets right now.
That’s leverage. But most buyers only use it one way: asking for a lower price.
The smarter move? Ask the seller to pay for a rate buydown. On a lot of deals, that drops your monthly payment more than a price cut would.
And the window may not stay open forever. Plenty of buyers are waiting for spring. Buy now and you’re negotiating against fewer people.