Justin Carr Home Loans Nmls #1901163

04/20/2021

At New American Funding , we recognize that every culture is unique and our leadership has worked to create and maintain environments of inclusion for our clients.

New American Funding ensures there is a point of contact available to speak in native languages and clarify terms through cultural experience when a customer is in need.

We know the importance of mirroring the communities we serve!

Even if I am not equipped to communicate effectively with a customer, I am backed by a company who makes sure you are connected with somebody who can-- making homeownership accessible to EVERYONE!

04/19/2021

Of New American Funding’s 4,800+ current employees, 60% are women, 45% are minorities and 37% are millennials. In 2020, NAF’s Hispanic and Black purchase loan percent was 18.6% and 13%, respectively. Our commitment to inclusion and diversity runs from the top of the company down with the leadership of our company’s Co-Founder & President, Patty Arvielo—recently named as a Latino Leader Worth Watching by the Profiles in Diversity Journal.

Like this post to show your support and with us all month long!

We're not just a mortgage company- we're here to help all communities build and create generational wealth through home ownership. Our Latino Focus and New A...

04/17/2021

For my home décor gurus, wicker has made its way back on the scene! 🌾

It's no longer a style only for the outdoors! The woven look is heading inside, even in the most luxurious homes.

Wicker could add a casual vibe to your space, without the feel of clutter.

04/14/2021

Looking back on our division's production is always so cool! Having a part in making homeownership dreams reachable for Southern California families is exactly why I love my job! Each loan is more than just a customer, its a family, neighbor or friend looking for a place to call home 🏡

04/13/2021

Do you have buyers with minimal income or no verifiable employment?

For homebuyers with insufficient or fluctuating income who have bank investment or retirement accounts, the assets may be used to qualify for New American Funding’s Asset Depletion Mortgage.

The income is calculated using a formula based on depleting a borrower’s retained assets over a fixed period. The resulting income can be used to determine a buyer’s ability to qualify for the mortgage.

This product is perfect for self-employed, retired, and wealthy buyers.

Highlights include:
➡Loan amounts up to $2.5 million
➡Purchase or Refinance
➡First-time homebuyers eligible
➡Primary or second homes are eligible

If you are interested in learning more about this product, please send me a message.

04/12/2021

According to a February Coldwell Banker Real Estate LLC survey, 1 in 5 homeowners say they plan to sell their current home within the next year! 🤯

Historically low interest rates coupled with our current market’s housing demand is leading to sky high home values.

Are you looking to cash out your current home value and move?

If so, contact me today so we can discuss how to finance your next steps!

04/12/2021

It's a "set goals and crush them" kind of Monday!

Comment with the name of a song that describes your Monday mood. 🎶

04/11/2021

With them, life is just pawfect 🐾 Have a heartfelt Pet Day!

What type of pet makes your place home? Share with me in the comments below (be sure to list their names 😉 )

04/09/2021

While we have a bit more time than usual to get our taxes in, it it always good to prepare! Here are 5 Tips for Tax Time:

1. Check your answers.
The most common filing errors involve typos in Social Security numbers, reported income numbers that don’t match those filed electronically with the IRS by employers, and simple math errors.

2. Say "yes" to itemizing... or at least verify that you don't need to.
Filing the short form and accepting the standard deduction is much quicker than using the longer form.

3. Make yourself more at home with home office deductions.
Among the most under-utilized deductions are those related to home offices.

4. Exhaust the possibilities.
The lists of legitimate Federal and state deductions are lengthy and worth checking.

5. Check for tax credits.
These deductions are made directly against your tax bill, which makes them very appealing.

04/08/2021

There is no better feeling than seeing your tax return in your bank account. With the IRS extending the 2020 deadline, you have more time to file and think about what you are going to do with all that money.

Have you considered using that money towards your dream home? Y

our tax return could provide the right window of opportunity to buy a home of your own!

Contact me today to see what New American Funding can do for you!

04/07/2021

It's National No Housework Day! ❌🧹🧼

Have a rest homeowner! You've earned a day of kicking back and enjoying what you've worked so hard for. 🏡