Equinox Home Financing, Inc.

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Equinox Home Financing, Inc. NMLS # 1212805, https://www.nmlsconsumeraccess.org/. AZ License -0945174 is a loan specialist. Inquire today and let us show you the Equinox Experience.

Helping families and individuals achieve homeownership through personalized mortgage solutions, expert guidance, and exceptional service. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs. We are trustworthy, knowledgeable, and our closing times are fast. NMLS # 1212805, AZ License -0945174

10/31/2026

Paying off your mortgage early, owning an Airbnb and house hacking a duplex are middle class moves. Running properties through an LLC, refinancing instead of selling and never selling are millionaire moves.

How many are you making? General education only, not investment advice.

10/30/2026

Renting isn't freedom when your home is owned by somebody else, who sets the rules and fixes things on their own schedule.

I talk to people every week who are sick of moving year after year. General education only, not financial advice.

10/29/2026

Mortgage rates just shot up to 7%, and it's still a good time to buy. When rates tick up, a lot of first-time buyers step aside, so you get less competition, a discount off the price and sometimes closing cost credits.

Marry the home, date the rate. Buy now and refinance when rates drop. General education only, not financial advice.

10/28/2026

Arizona takes S tier if you're self-employed, with low tax rates and some of the lowest property taxes in the country. Washington and North Carolina get an A, Georgia a B and Colorado a C.

General education only, not tax or financial advice.

10/27/2026

Rental properties aren't a bad investment in all 50 states. Every locality is different, and a good landlord with a property manager isn't taking toilet calls at 3 a.m.

General education only, not investment advice.

10/26/2026

Before you buy a home in 2026, do these four steps with your partner. Multiply your combined gross income by 0.28 for the most your mortgage payment should be, and by 0.5 for what a lender will qualify you for.

Take 5% of the purchase price for your down payment, then run credit for both of you and use the lower middle score. General education only, not financial advice.

10/23/2026

A full kitchen remodel takes S tier, because it's the first thing a buyer looks at. Bathrooms get an A and fresh white paint gets a B.

A pool lands in C, since it can cost about $150,000 to build and the appraisal may only credit $25,000. General education only, not financial advice.

10/22/2026

Split up and not married? It works a lot like a divorce: one of you buys the other out with a cash-out refinance, or you both sell and split the proceeds.

Save this if you're buying with a partner. General education only, not legal advice.

10/21/2026

Mortgage brokers take S tier. I work with 12 different banks and more, so if you don't qualify with one, I can take you to another.

Direct lenders get an A, credit unions a B, big box banks a C and builder's lenders a D. General education only, not financial advice.

10/20/2026

Get hurt as a W-2 earner and you usually have workers' comp, state pay or PTO to lean on. Self-employed, you've got your reserves.

Keep at least six months of mortgage payments in the bank so you're covered if anything happens. General education only, not financial advice.

Address

17291 Irvine Boulevard Ste 400
Tustin, CA
92780

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+18885058960

Website

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