Tim and Trisha Mortgage Team -Ross Mortgage Corporation

Tim and Trisha Mortgage Team -Ross Mortgage Corporation Tim and Trisha Mortgage team is a dynamic duo with over 30 years of combined experience in the mortga

Ross Mortgage NMLS # 107716
Tim Pascarella NMLS # 162796
Trisha Lada NMLS # 1206770
nmlsconsumeraccess.org

06/16/2026

Feeling the pinch from rising credit card and car loan payments while sitting on equity? You're not alone. Many folks today are finding their cash flow tight, even with considerable equity in their homes.

If high interest rates are threatening your financial stability, a cash-out refinance could provide relief by turning your home equity into a tool against soaring debts. 🚀

Before considering this step, let's chat about your options. We can work together to find the best solution for your situation.

Need more insights? Hit that follow button, drop any questions in the comments, and let's take control of your financial future together!

https://myoc.io/TimandTrish

06/04/2026

Thinking you can't get pre-approved because of a credit score or other single factor? Think again! 📞 We help secure pre-approvals for scores as low as 600 and have a variety of programs tailored for every situation. Whether you’re self-employed or unsure about your down payment, there’s something for everyone.

Instead of guessing, why not take the first step to homeownership today and call us? Remember, it’s more about the full picture, not just one piece of the puzzle. 💡 Follow me for more insights or slide into the comments if you have any questions. Let’s work together to make your dream home a reality!

https://myoc.io/TimandTrish

05/20/2026

Rates on the rise? 🌡️ Here's your simple guide to navigating pre-approval during fluctuating mortgage rates.

If you've recently been pre-approved, it's crucial to touch base with your lender today. We ensure our clients stay informed and prepared, avoiding the dreaded 'max out'. Don't let rate changes keep you from your dream home.

Feel free to follow this advice and make your home buying journey smooth. Reach out today to confirm your pre-approval is still solid. Happy house hunting!

https://myoc.io/TimandTrish

So I want to talk to the renters out there for a minute — this is about having NO excuses.About a year ago, I made the d...
05/06/2026

So I want to talk to the renters out there for a minute — this is about having NO excuses.

About a year ago, I made the decision to start working out consistently. Not “when I can.” Not “a few times a week.” Every single day, no matter what.

I travel a lot, and when I do, I still find a way to get it done. Today I’m in Chicago, and someone snapped this picture of me at the gym and said, “Nice shoes.” 😂

Yep… dress shoes for my workout.

I could’ve skipped today. I could’ve said I didn’t pack the right gear. I could’ve made an excuse.

But I didn’t.

And that’s the point.

Don’t let anyone tell you that you can’t own a home. Don’t let fear, timing, money, or even your past stop you from starting the process.

There’s always a way forward.

Call me or DM me, and I’ll connect you with a loan officer who can either help get you into a home now — or build a game plan that gets you there.

Dreams don’t happen because conditions are perfect.
They happen because you decide there are no excuses.

Even bad footwear isn’t stopping me.

04/03/2026

Headed on vacation? 🌴 Don't forget the most important thing in your suitcase: a plan for your credit health! Ensure your bills are in check before you travel, keeping your credit score primed for when you need it the most—like for a pre-approval. Schedule those payments ahead of time, and you'll keep your financial peace of mind intact for the adventure ahead.

What's your go-to method to manage finances while away? Let's share some tips in the comments!

Follow me for more expert advice on preparing for your dream home with confidence.

https://myoc.io/TimandTrish

03/20/2026

🚨 Spoiler Alert: It’s NOT all about the rates when buying your dream home! 🚨 Yes, rates might be doing a little dance upwards, but it’s your budget who steals the show when it comes to determining what you can afford. 💪

Here’s the golden nugget: Focus on YOUR comfortable monthly payment before even considering locking in those rates. Most people focus on the numbers instead of seeing the bigger picture – does the house align with your budget long-term? 📊

If you’re ready to navigate the real estate waters together, I’m here every step of the way. 🎯 Want more practical insights? Hit that follow button for a steady stream of tips and tricks! Curious how much home you can really afford? Let’s engage more in the comments. 👇

https://myoc.io/TimandTrish

01/09/2026

📉 $200B in mortgage bonds — will rates drop?
It helped the market a bit today, but in a trillions-dollar market, $200B isn’t huge.
👉 Still, it’s a positive sign they’re trying to lower rates.
Follow for real mortgage updates — no hype, just facts 👍

https://myoc.io/TimandTrish

01/09/2026

Juggling housing types and interest rates one Grateful Dead tune at a time! 🎶 Whether you're among my clients buying a new home or refinancing for better rates, the right soundtrack sets the vibe. 🏘️

Who knew that jam bands can smooth out mortgage journeys? Let's connect for your housing goals over some legendary tunes. What's your go-to productivity anthem? Can't wait to hear it in the comments below!

Follow for more insider tips…and maybe a playlist or two.

https://myoc.io/TimandTrish

12/29/2025

Finding joy in achievements, or maybe even by someone’s smile, is wonderful. But do you want to know what truly lights up my world? When you get fully pre-approved before diving into the home-buying adventure! Why navigate a storm of listings without knowing which financial seas are perfect for you? Let's ensure your journey is smooth and filled with clarity.

Ready to unlock your dream door? 😊 Comment below or send me a message to get your pre-approval journey started.
https://myoc.io/TimandTrish

12/19/2025

Who else is feeling the freeze? But don't let the cold get you down. It's actually a frosty but prime time to thaw some hot real estate deals! 🏠

In the chilly heart of January to March, sellers in Michigan are super motivated, and fewer buyers means less competition for you. Brace yourself for potential sweet deals!

Stay toasty out there and follow along for more insider tips and tricks. Ready to chat about your homeowning dreams? Drop a snowflake in the comments! ❄️

https://myoc.io/TimandTrish

Address

2075 W Big Beaver Road Ste 700
Troy, MI
48084

Telephone

+12482594614

Website

Alerts

Be the first to know and let us send you an email when Tim and Trisha Mortgage Team -Ross Mortgage Corporation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tim and Trisha Mortgage Team -Ross Mortgage Corporation:

Shortcuts

Share

Category