Tim & Trisha Mortgage Team - LoanPeople

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Troy, MI
Tim & Trisha Mortgage Team - LoanPeople

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LoanPeople NMLS: 1886352 (nmlsconsumeraccess.org) | Equal Housing Lender | LoanPeople.com | Equal Housing Lender. Ross Mortgage & RMC are registered trade names of LoanPeople. Georgia Mortgage Lender Licensee: 1886352. Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act. Bus. entities other than LoanPeople shown are not affiliated.

10/20/2026

The biggest regret I hear from homebuyers right now is waiting for interest rates to drop. While buyers waited on the sidelines, home prices kept climbing, leading to higher monthly payments. Waiting feels like a safe move, but it often comes with a hidden cost. You deserve an honest look at what the math actually looks like for your personal situation before making a decision. Send me a direct message with the word NUMBERS to set up a private consultation. Let us evaluate your options together so you can make a confident move when the time is right. 🏡

https://myoc.io/TimandTrish

08/14/2026

Technology is changing the mortgage industry fast, but algorithms cannot replace genuine human trust. 🏡 Buying a home is one of the largest financial decisions you will ever make. While tech tools can speed things up, having a real expert guide you through the process gives you true peace of mind. You deserve personalized advice and clear answers from someone who cares about your financial goals. If you are ready to start your home buying journey, let us navigate the process together with a personal touch. Send me a message today to get started. 📲

https://myoc.io/TimandTrish

08/06/2026

Huge news just dropped for homebuyers relying on their liquid assets to qualify for a mortgage. Freddie Mac updated their guidelines, making it much easier to convert your wealth into qualifying income. Under the new formula, your assets go further, giving you more purchasing power right now. 💡 If you want to see how these new guidelines could help you secure your next home, send me a direct message today.

https://myoc.io/TimandTrish

06/16/2026

Feeling the pinch from rising credit card and car loan payments while sitting on equity? You're not alone. Many folks today are finding their cash flow tight, even with considerable equity in their homes.

If high interest rates are threatening your financial stability, a cash-out refinance could provide relief by turning your home equity into a tool against soaring debts. 🚀

Before considering this step, let's chat about your options. We can work together to find the best solution for your situation.

Need more insights? Hit that follow button, drop any questions in the comments, and let's take control of your financial future together!

https://myoc.io/TimandTrish

06/04/2026

Thinking you can't get pre-approved because of a credit score or other single factor? Think again! 📞 We help secure pre-approvals for scores as low as 600 and have a variety of programs tailored for every situation. Whether you’re self-employed or unsure about your down payment, there’s something for everyone.

Instead of guessing, why not take the first step to homeownership today and call us? Remember, it’s more about the full picture, not just one piece of the puzzle. 💡 Follow me for more insights or slide into the comments if you have any questions. Let’s work together to make your dream home a reality!

https://myoc.io/TimandTrish

05/20/2026

Rates on the rise? 🌡️ Here's your simple guide to navigating pre-approval during fluctuating mortgage rates.

If you've recently been pre-approved, it's crucial to touch base with your lender today. We ensure our clients stay informed and prepared, avoiding the dreaded 'max out'. Don't let rate changes keep you from your dream home.

Feel free to follow this advice and make your home buying journey smooth. Reach out today to confirm your pre-approval is still solid. Happy house hunting!

https://myoc.io/TimandTrish

05/06/2026

So I want to talk to the renters out there for a minute — this is about having NO excuses.

About a year ago, I made the decision to start working out consistently. Not “when I can.” Not “a few times a week.” Every single day, no matter what.

I travel a lot, and when I do, I still find a way to get it done. Today I’m in Chicago, and someone snapped this picture of me at the gym and said, “Nice shoes.” 😂

Yep… dress shoes for my workout.

I could’ve skipped today. I could’ve said I didn’t pack the right gear. I could’ve made an excuse.

But I didn’t.

And that’s the point.

Don’t let anyone tell you that you can’t own a home. Don’t let fear, timing, money, or even your past stop you from starting the process.

There’s always a way forward.

Call me or DM me, and I’ll connect you with a loan officer who can either help get you into a home now — or build a game plan that gets you there.

Dreams don’t happen because conditions are perfect.
They happen because you decide there are no excuses.

Even bad footwear isn’t stopping me.

04/03/2026

Headed on vacation? 🌴 Don't forget the most important thing in your suitcase: a plan for your credit health! Ensure your bills are in check before you travel, keeping your credit score primed for when you need it the most—like for a pre-approval. Schedule those payments ahead of time, and you'll keep your financial peace of mind intact for the adventure ahead.

What's your go-to method to manage finances while away? Let's share some tips in the comments!

Follow me for more expert advice on preparing for your dream home with confidence.

https://myoc.io/TimandTrish

03/20/2026

🚨 Spoiler Alert: It’s NOT all about the rates when buying your dream home! 🚨 Yes, rates might be doing a little dance upwards, but it’s your budget who steals the show when it comes to determining what you can afford. 💪

Here’s the golden nugget: Focus on YOUR comfortable monthly payment before even considering locking in those rates. Most people focus on the numbers instead of seeing the bigger picture – does the house align with your budget long-term? 📊

If you’re ready to navigate the real estate waters together, I’m here every step of the way. 🎯 Want more practical insights? Hit that follow button for a steady stream of tips and tricks! Curious how much home you can really afford? Let’s engage more in the comments. 👇

https://myoc.io/TimandTrish

01/09/2026

📉 $200B in mortgage bonds — will rates drop?
It helped the market a bit today, but in a trillions-dollar market, $200B isn’t huge.
👉 Still, it’s a positive sign they’re trying to lower rates.
Follow for real mortgage updates — no hype, just facts 👍

https://myoc.io/TimandTrish

Address

2075 W Big Beaver Road Ste 700
Troy, MI
48084

Telephone

+12482594614

Website

https://ApplyTNT.com/

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