Your Investment Funding

09/23/2025

Make sure you follow our new Page 313 Investment Funding!

For more information visit our websites:

https://freshstartmi.com/
www.brrrrthrive.com
www.yourinvestmentfunding.com

09/10/2025

First of our educational videos promoting real estate investment using private and hedge funds.

04/17/2025

Discover how to make all-cash offers using other people's money in this quick 2 minute podcast. You can still finance your deal with a small downpayment, but our cash investors will provide the cash to secure your purchase. This breakthrough is presented by your host Rick Rosen member of the BRRRR Thrive team.

Discover how to make all-cash offers using other people's money in this quick 2 minute podcast. You can still finance your deal with a small downpayment, bu...

02/27/2025

This is the first installment of 50 ways you can lose money in real estate investing, Key points are - 1-Lack of due diligence: Failing to conduct thorough r...

02/20/2025

Licensed Michigan builder Sam Talib will discuss the top real estate rehab mistakes that can bankrupt investors with the BRRRR Thrive team.

02/20/2025

Great info that can save your butt on a rehab.

Licensed Michigan builder Sam Talib will discuss the top real estate rehab mistakes that can bankrupt investors with the BRRRR Thrive team.

09/12/2024

Investment funding requests for fix and flips in the Detroit area have risen significantly, and we could really use a few more direct hard money lenders to help meet this demand. If you have any good recommendations, please let me know.

07/10/2024

I am taking the ChatGPT certification course to learn more about OpenAI. I asked ChatGPT a question that made me believe many real estate investors are unaware of the tax consequences when deciding between flipping their home and refinancing it. Let me know your thoughts.

Here are 10 key points comparing the federal US tax consequences of flipping a home in less than 12 months versus refinancing the same home to pull cash out for reinvestment in another property:

Flipping a Home (Less than 12 months):

1.Profits from flipping a home in less than 12 months are typically considered short-term capital gains.
2.Short-term capital gains are taxed at ordinary income tax rates, which can be higher than long-term capital gains rates.
3.Flippers may need to pay self-employment taxes on their profits if the real estate activity is considered a trade or business.
4.The costs associated with renovating the property may be deductible as business expenses, reducing the overall tax liability.
5.Flipping properties frequently can lead to higher tax liabilities due to the short-term capital gains tax treatment.

Refinancing and Pulling Cash Out:

6. Refinancing a property and pulling cash out is not a taxable event since it is a loan rather than income.

7. The cash-out proceeds from refinancing are not subject to income tax as they are a loan against the equity in the property.

8. Interest paid on the new loan obtained through refinancing may be tax-deductible if the funds are used to invest in another property or for qualified home improvement expenses.

9. Refinancing for the purpose of pulling cash out to reinvest in real estate allows investors to access funds without triggering immediate tax consequences.

10. The tax implications of refinancing for cash-out purposes are primarily related to the deductibility of mortgage interest and potential tax benefits from using the cash for real estate investments.

These points outline the key federal US tax consequences of flipping a home in less than 12 months versus refinancing the same property to pull cash out for reinvestment in another home, highlighting differences in tax treatment, deductions, and taxable events. It's important to consult with a tax professional or financial advisor for personalized advice based on your specific circumstances.

04/23/2024

Lets talk money!!! Investor Friendly Fix n flip Funding. If you're skilled at making deals but don't have enough capital, let us introduce you to our new Fix-n-Flip loan program. This program offers the same benefits as cash and doesn't require a minimum FICO score. we can close the deal within a week. We can provide funding for up to 90% of the purchase price and renovation costs, allowing you to start without making any payments for the first six months. The lender's fees are included in the payoff at closing. Click this link https://bit.ly/3HjrjjK to quickly get a quote for your upcoming funding needs and receive a "same as cash" proof of funds letter. Rick Rosen Broker/Owner 248 650 3333 Fresh Start Homes Realty & Investment Funding, LLC

03/14/2024

I like to thank my Basketball Brothers who helped me celebrate my 69th Birthday on the Lifetime Gym court this morning. We have been playing early mornings for many years. This is something I will really miss when the day comes I have to hang up my shoes. Thanks Guys!!!!!