Ross Mortgage Corporation

Ross Mortgage Corporation Ross Mortgage Corporation is a successful mortgage banking company. Equal Housing Opportunity
NMLS #107716
(354)

Founded in 1949, Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. With its national headquarters in Troy, MI, Ross Mortgage is one of the top independent lenders in the Midwest and serves its valued customers though a network of offices located in Michigan, Kentucky and Florida. We combine more than 70 years of

mortgage lending experience with state-of-the-art mortgage lending technology. As a full-service mortgage lender, Ross Mortgage delivers superior service and pricing to our customers because we possess underwriting authority and retain control over the entire transaction. What this means to you is that you can depend on us for competitive rates, quality service, fast response and no surprises. Through a proud association with a team of professionals committed to serving our customers with honesty and integrity, Ross Mortgage offers a wealth of unique, personalized home loans and mortgage related services. When you choose Ross Mortgage you will talk to real people who are experts in crafting mortgage solutions to best fit your needs.

A pre-approval letter is a lender's early read on borrowing capacity, not a final green light. A buyer with W-2 income, ...
08/09/2026

A pre-approval letter is a lender's early read on borrowing capacity, not a final green light. A buyer with W-2 income, student loans, and a new car payment can look very different on paper than someone with the same salary but lower debt. That's why the next step is usually a full document review, including pay stubs, bank statements, and credit history.

What usually causes avoidable delays for self-employed borrowers? A fresh inquiry on a car upgrade or retail card can tr...
08/08/2026

What usually causes avoidable delays for self-employed borrowers? A fresh inquiry on a car upgrade or retail card can trigger another round of questions when tax returns, 1099s, and business income are already being reviewed. A better step is to make the big purchases list now and wait until closing is complete. Walk through the steps. https://bit.ly/4fYZpM5

Picture a first-time buyer who loves a house but skipped the appraisal contingency. That can turn into a problem if the ...
08/07/2026

Picture a first-time buyer who loves a house but skipped the appraisal contingency. That can turn into a problem if the value comes in below the offer, because the buyer may need to cover the difference or walk away under the contract terms. Reading the contingency before signing is the part that prevents surprises later.

A borrower with a few late payments or thin credit history may still have an FHA path if the rest of the file is organiz...
08/06/2026

A borrower with a few late payments or thin credit history may still have an FHA path if the rest of the file is organized. A common miss is assuming credit is the only issue; lenders also look at income stability, debt, and the source of your down payment. Pull your W-2s, recent pay stubs, and any gift-letter paperwork before you apply. See how it works. https://bit.ly/4vZUcsv

A buyer planning repairs after closing should list the project before house hunting, not after. If the home may need mor...
08/05/2026

A buyer planning repairs after closing should list the project before house hunting, not after. If the home may need more than cosmetic updates, ask whether FHA 203k fits the situation so the renovation cost can be folded into one loan review instead of handled separately.

If you are debating between location, condition, and layout, the smartest move is to rank what can be changed later and ...
08/04/2026

If you are debating between location, condition, and layout, the smartest move is to rank what can be changed later and what cannot. A dated finish can be updated, but loan requirements, HOA rules, and major safety issues can stop a purchase before closing. That is why some buyers keep a backup option in mind, such as a conventional loan for one property and FHA for another.

A common first-time buyer mistake is waiting until the home search starts to gather documents. A cleaner path is to get ...
08/03/2026

A common first-time buyer mistake is waiting until the home search starts to gather documents. A cleaner path is to get your last 2 years of W-2s or 1099s, recent pay stubs, and bank statements organized first, so underwriting has less back-and-forth later. If gift funds may help, ask for the gift-letter paperwork early so it is ready when needed.

Could a no-down-payment option fit your move if the property is in the right place? For USDA, the first comparison point...
08/02/2026

Could a no-down-payment option fit your move if the property is in the right place? For USDA, the first comparison point is location, then income, then the home itself; for FHA, the conversation usually shifts to credit, mortgage insurance, and property standards. A common mistake is assuming any house in a quiet area qualifies without checking eligibility first. See how it works. https://bit.ly/4h3fAcm

The biggest myth is that a preapproval alone tells the whole story. FHA, VA, and conventional loans can all handle diffe...
08/01/2026

The biggest myth is that a preapproval alone tells the whole story. FHA, VA, and conventional loans can all handle different borrower profiles, but the offer should still reflect the highest payment the household can comfortably support after escrow, insurance, and any HOA dues are added in.

A one-story layout can help if you want fewer stairs, but it is not a shortcut to easier financing. Loan approval still ...
07/31/2026

A one-story layout can help if you want fewer stairs, but it is not a shortcut to easier financing. Loan approval still comes down to the property, your income docs, and the program fit, whether that is FHA, VA, USDA, or conventional. A common mistake is choosing a house style first and only then checking whether the paperwork and budget line up.

Address

2075 W Big Beaver Road, Ste 700
Troy, MI
48084

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18777757088

Website

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