What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Ross Mortgage Corporation

Home
United States
Troy, MI
Ross Mortgage Corporation

Call Directions Website Contact the business

Ross Mortgage Corporation is a successful mortgage banking company. Equal Housing Opportunity
NMLS #107716
(352)

Founded in 1949, Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. With its national headquarters in Troy, MI, Ross Mortgage is one of the top independent lenders in the Midwest and serves its valued customers though a network of offices located in Michigan, Kentucky and Florida. We combine more than 70 years of mortgage lending experience with state-of-the-art mortgage lending technology. As a full-service mortgage lender, Ross Mortgage delivers superior service and pricing to our customers because we possess underwriting authority and retain control over the entire transaction. What this means to you is that you can depend on us for competitive rates, quality service, fast response and no surprises. Through a proud association with a team of professionals committed to serving our customers with honesty and integrity, Ross Mortgage offers a wealth of unique, personalized home loans and mortgage related services. When you choose Ross Mortgage you will talk to real people who are experts in crafting mortgage solutions to best fit your needs.

11/02/2026

What trips up many first-time buyers is assuming every loan is reviewed the same way. FHA can be a fit for some borrowers with limited down payment funds, while VA has its own rules for eligible veterans and USDA can help in certain rural areas. The key is matching the program to the borrower's file instead of forcing one path to fit all.

11/01/2026

One common mistake is assuming every assistance program works the same way. Some require a homebuyer education class, some cap income by household size, and some only apply to certain property types or neighborhoods. If a buyer is using gift funds, the lender may also ask for a gift letter and proof of transfer, so paperwork matters early. Compare this to your situation. https://bit.ly/3W0gqOw

10/31/2026

A common myth is that every buyer needs perfect paperwork before starting. In reality, a lender can often sort through a mix of W-2s, 1099s, bank statements, and gift funds early, then flag what still needs to be cleaned up before underwriting. That gives a first-time buyer a clearer path instead of waiting until a house is already under contract.

10/30/2026

For freelancers, the real comparison is not just score versus score; it is what changed and why. If a card balance jumped, a collection reappeared, or a hard inquiry showed up from a lender you never contacted, flag it right away and keep the dispute paperwork with your tax docs and bank statements. That kind of cleanup matters when your file is built from 1099s and 1040s. Compare this to your situation. https://bit.ly/46JK7p7

10/29/2026

One practical habit can make the search smoother: ask which documents are still missing after the first lender review. If the file needs pay stubs, bank statements, or a Certificate of Eligibility, getting those in early can keep the process from stalling when the right home shows up.

10/28/2026

What should a veteran check before making an offer? Eligibility, entitlement usage, and whether the property meets VA property standards are the three items that often shape the timeline. A home that looks perfect on paper can still need repairs addressed before closing, so it helps to know that early instead of after inspection. Compare this to your situation. https://bit.ly/46MBwlA

10/27/2026

What usually slows buyers down is not the home search itself, but missing one small detail in the loan file. A gift letter, a recent W-2, or a full 1040 can matter more than expected when underwriting reviews the application. Gather those items before you make an offer so the process has fewer last-minute gaps.

10/26/2026

A common mistake is waiting until every document feels tidy before asking questions. For example, a self-employed borrower with uneven income may need 1040s, business returns, and bank statements reviewed together, while a veteran buyer should ask how VA eligibility and occupancy rules affect the plan.

10/25/2026

What usually slows a purchase down is not the house itself, but a missing paper trail. If you have student loans, variable income, or a recent job change, build a simple file with tax returns, 1099s or W-2s, asset statements, and any explanations for gaps so the lender can verify the story without back-and-forth.

10/24/2026

What should a homeowner avoid? Treating every refinance like a simple payment change. A better approach is to match the loan to the reason for the move, such as eliminating PMI on a conventional loan, using a VA option when eligible, or consolidating debt only if the full loan picture still makes sense. Walk through the steps. https://bit.ly/4gOJKyg

Address

2075 W Big Beaver Road, Ste 700
Troy, MI
48084

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18777757088

Website

http://www.rossmortgage.com/, http://linkd.in/yfLglT, https://www.nmlsconsumeraccess.org/

Alerts

Be the first to know and let us send you an email when Ross Mortgage Corporation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.