North Jersey Federal Credit Union

North Jersey Federal Credit Union Founded in 1936, North Jersey Federal Credit Union (NJFCU) is a member-owned, not-for-profit FI. We are a member-owned, not-for-profit financial cooperative.

Who We Are:
North Jersey Federal Credit Union (NJFCU) has been serving its members and their communities since 1936. For over eighty years, we have transformed into a comprehensive financial institution dedicated to meeting the diverse needs of more than 30,000 members. With assets surpassing $200 million, we offer a wide range of financial services, including savings accounts, loans, and financia

l planning services. Despite our significant growth, we remain committed to fostering a warm, family-oriented atmosphere that prioritizes personal relationships and community support. We believe that our members are not just customers; they are part of our extended family. Our goal is to enable NJFCU members to have financial freedom and to empower our communities to achieve their goals. Branch Hours and Locations:

Totowa Branch - Main Office
711 Union Blvd. Totowa, New Jersey 07512

Lobby:
Monday – Thursday: 9:00 a.m. – 5:00 p.m. Friday: 9:00 a.m. – 5:30 p.m. Saturday: 9:00 a.m. – 1:00 p.m. Drive-Up Window:
Monday – Thursday: 8:00 a.m. – 5:00 p.m. Friday: 8:00 a.m. – 5:30 p.m. Saturday: 8:30 a.m. – 1:00 p.m. Call Center: 973-785-9200 Option 4
Mortgage Dept: 973-785-9200 Option 2
Calling Center: Fax -973-785-3264

Call Center Hours
Monday – Wednesday: 8:00 a.m. -5:00 p.m. Thursday & Friday: 8:00 a.m. – 5:30 p.m. Newark Branch
186 W Market St. Newark, NJ 07103

Lobby:
Monday – Thursday: 8:00 a.m. - 4:00 p.m. Friday: 7:30 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - 1:00 p.m. Newark Branch
195 Norman Road
Newark, NJ 07106

Lobby:
Monday - Friday: 9:00 a.m. - 4:30 p.m. Open Every Other Saturday: 9:00 a.m. - 12:00 p.m. Elmwood Park Branch
444 Mola Blvd. Elmwood Park, NJ 07407

Lobby:
Monday – Thursday: 9:00 a.m. – 5:00 p.m. Drive-Up Window:
Monday – Thursday: 9:00 a.m. - 5:00 p.m. Friday: 9:00 a.m. - 5:30 p.m.

06/08/2026
A celebration to remember! 🎉 This weekend, the NJFCU family came together to celebrate 90 incredible years with our Fami...
06/08/2026

A celebration to remember! 🎉
This weekend, the NJFCU family came together to celebrate 90 incredible years with our Family & Friends Festival—and what an unforgettable day it was!

Our longtime and devoted members joined us for a day of delicious food trucks, fun games and activities, great music, and a special award ceremony honoring NJFCU’s longstanding members and distinguished dignitaries.
The energy, smiles, and shared moments truly made it a day to remember.

A heartfelt thank you to our generous sponsorship partners for helping make this event such a success. A special thank you to the Borough of Totowa and the Totowa Board of Recreation for their partnership and continued support.

We’re also incredibly grateful to Jenn and her team at Events by NJ Fun Services for creating an outstanding experience, from games to food to seamless event setup.

Most importantly, thank you to our valued members. Your loyalty and trust over the past 90 years have made this milestone possible, and we look forward to continuing to serve you for many years to come. 💙

Celebrating our 90th Anniversary!—a milestone made possible by the continued trust and support of our valued members. 🎊 ...
06/05/2026

Celebrating our 90th Anniversary!—a milestone made possible by the continued trust and support of our valued members. 🎊 🟢 🔵

To mark this special occasion, we’ve been celebrating all year long with exclusive discounted rates inspired by our 90-year legacy, along with exciting experiences—including a fun-filled Family & Friends Festival created just for you.

This celebration is our way of saying thank you. Your loyalty drives our mission, and we remain committed to delivering the exceptional financial experience you deserve—helping you grow, thrive, and succeed every step of the way.

Here’s to 90 years and many more to come!

NJFCU is proud to recognize another incredible college graduate, Yadira Zapata! 🎓 🎉 Congratulations to Yadira on earning...
06/03/2026

NJFCU is proud to recognize another incredible college graduate, Yadira Zapata! 🎓 🎉 Congratulations to Yadira on earning her Bachelor of Arts in Psychology from William Paterson University.

Yadira is one of our dedicated and hardworking Electronic Services Representatives at our Totowa branch.

We sincerely appreciate all that you do, Yadira, and commend you for achieving your goals while continuing to support our members every day.

A perfect day for tea time, elegant fashion, and beautiful hats—all in celebration of mothers. 💐 🌷 ☕ NJFCU enjoyed atten...
06/02/2026

A perfect day for tea time, elegant fashion, and beautiful hats—all in celebration of mothers. 💐 🌷 ☕ NJFCU enjoyed attending the Desfile Dominicano de New Jersey: A Tribute to Mother’s Celebration, honoring Dominican Mother’s Day. The event displayed the power of community and paid tribute to the love and strength of mothers.

Mixing Business with Connections! 💼 🤝 ✨ NJFCU proudly hosted our 3rd Annual Business Mixer at our Totowa headquarters, b...
05/29/2026

Mixing Business with Connections! 💼 🤝 ✨

NJFCU proudly hosted our 3rd Annual Business Mixer at our Totowa headquarters, bringing together local business owners and entrepreneurs for an evening filled with networking, energy, and inspiration.

Hosted by our Director of Business Development, Dhana R., attendees explored the value of human connection in business and how it continues to stand strong alongside the rise of AI.

We were also happy to welcome special guest Farida Mercedes, who led our “Fireside Focus” session—sharing her inspiring business journey and highlighting the importance of building strategic partnerships.

Thank you to everyone who joined us and helped make the evening such a success. We look forward to seeing you again at next year’s mixer!

NJFCU’s Director of Business Development, Dhana R., had the honor of representing NJFCU at the 2026 CrossState Connect A...
05/27/2026

NJFCU’s Director of Business Development, Dhana R., had the honor of representing NJFCU at the 2026 CrossState Connect Annual Convention at Harrah’s Resort in Atlantic City, NJ.

Dhana joined a group of dynamic industry leaders as a panel speaker for the Special Collaboration Award: Expanding Financial Inclusion and Empowerment, contributing valuable insights on the importance of community-driven impact.

This year’s theme — Reimagine, Innovate, and Lead — truly highlighted the strength of collaboration, inclusion, and transformational leadership across the credit union movement. ✨

Through her participation, Dhana proudly advocated for initiatives that drive meaningful change, including community partnerships, small business support, financial literacy, and inclusive empowerment services that uplift the communities we serve. 🤝

We’re inspired by the opportunity to connect with fellow leaders across the industry, all working toward a shared vision of innovation, service, and lasting community impact.

You’ve built equity in your home—and now is a great time to put it to work. We're excited to offer you our LOW Fixed Rat...
05/26/2026

You’ve built equity in your home—and now is a great time to put it to work. We're excited to offer you our LOW Fixed Rate Home Equity Loan starting at just 5.90% APR*!

All members have until June 30, 2026 to take advantage of this promotional rate.

Apply Today! 👉 https://njfcu.org/loans-mortgages/home-equity-loans/

Happy Memorial Day! Honoring all who served. 🇺🇸 All branches are closed today. We will resume our normal business hours ...
05/25/2026

Happy Memorial Day! Honoring all who served. 🇺🇸

All branches are closed today. We will resume our normal business hours tomorrow.

05/20/2026

NJFCU had a great time at Community Fest 2026 hosted by Superfresh Supermarket located on US Highway 46 in Woodland Park! From music and food tastings to connecting with local families and businesses, it was a fantastic day in the community. 🔵 🟢

Address

711 Union Boulevard
Totowa, NJ
07512

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 10am - 2pm

Telephone

+19737859200

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