The Kirscht Insurance Agency - A Partner of Bridlewood Insurance Services

06/16/2026

🎉 Turning 65 soon? Congratulations—you're becoming eligible for Medicare!

Medicare can feel confusing with all the different parts, plans, and deadlines. The good news? You don't have to figure it out alone.

✅ Learn the difference between Medicare Parts A, B, C & D
✅ Understand Medicare Advantage vs. Medicare Supplement plans
✅ Find coverage that fits your doctors, prescriptions, and budget
✅ Get answers to your questions with no obligation

If you're turning 65 in the next few months, now is the perfect time to start planning.

📩 Send me a message or comment "65" below, and I'd be happy to help you understand your options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

06/09/2026

"I don't want to seem like I don't know what I'm doing."

We hear this almost every week from people turning 65. Folks who have run businesses, raised families, and made confident decisions for forty years. Then a Medicare envelope shows up, and suddenly they feel embarrassed to ask what Part B actually costs.

Here is what we want every person approaching Medicare to know: you are allowed to ask anything.

You are allowed to say:

"I don't fully understand this yet."
"Can you explain that again in plain language?"
"I'm not sure which plan I chose, or why."
"I think I may have missed my enrollment window."
"I need to compare this to what my doctor actually accepts."
"I made the wrong choice and I need help changing it."

None of those sentences make you look uninformed. They make you someone who is about to make a better decision.

The costly Medicare mistakes we see almost always trace back to the same root: someone felt too proud, too rushed, or too overwhelmed to ask a question they thought they should already know the answer to. Late enrollment penalties. Plans that don't cover their doctor. Drug coverage that doesn't include their prescriptions.

All preventable. All started with a question someone was afraid to ask.

If you are turning 65, recently retired, or sitting on a stack of paperwork wondering where to start, we will answer the question. No judgment, no pressure, no assumption you should already know this.

You are allowed to ask. That is the whole job.

05/31/2026

The Medicare late-enrollment penalty doesn't expire. It gets added to your premium every month, for the rest of your life.

Most people don't realize they've made a costly Medicare mistake until the bill shows up. By then, the window to fix it has already closed.

We pulled the four enrollment pitfalls we see most often with new clients:

1. Missing the Part B enrollment window
2. Assuming Medicare includes prescription drug coverage
3. Waiting too long to compare Advantage vs. Medigap
4. Letting the wrong start date trigger gaps in coverage

Each one is avoidable. None of them are obvious if no one walks you through the rules before you turn 65.

Swipe through for the details, and if you're approaching enrollment, send us a message before you make a decision you can't undo.

05/20/2026

Turning 65 soon or already on Medicare? 📋
A quick annual review can help make sure your plan still fits your doctors, prescriptions, and budget.

✅ Lower your costs
✅ Keep your doctors
✅ Review your prescription coverage

No-cost Medicare reviews available. Call today: (720) 375-5479
www.ki-medicare.com

05/07/2026

Turning 65 soon or already on Medicare? Don’t let common Medicare mistakes cost you money. 💡

This week’s Medicare Tip:
Review your coverage every year — even if you’re happy with your current plan. Premiums, prescriptions, provider networks, and benefits can all change.

A quick annual review can help you:

Lower your costs
Keep your doctors
Make sure your prescriptions are covered
Add benefits you may be missing

Questions about Medicare Supplement, Advantage, or Part D plans in Thornton and the surrounding areas? I’m here to help make Medicare simple.

📞 (720) 375-5479
🌐 KI Medicare

05/01/2026

👉 Turning 65 Soon? Don’t Guess Your Medicare Options

Medicare Myth vs Fact 👇

❌ Myth: Medicare covers everything
✔ Fact: There are gaps—choosing the right plan matters

❌ Myth: You’re automatically enrolled at 65
✔ Fact: Many people must enroll themselves

❌ Myth: All plans are the same
✔ Fact: Coverage and costs can vary significantly

If you’re turning 65 soon, let’s make sure you get it right the first time.

📞 (720) 375-5479
🌐 ki-medicare.com

04/22/2026

🧠 Medicare Myth vs. Fact

❌ MYTH: Medicare covers all of your healthcare costs

✅ FACT: Medicare helps cover many medical expenses, but it doesn’t pay for everything. You may still have deductibles, copays, and coinsurance—and things like dental, vision, and hearing are often not included.

Understanding the gaps in coverage is key to avoiding unexpected costs.

Have questions about what Medicare does (and doesn’t) cover? I’m here to help.

04/04/2026

Most people turning 65 pick the WRONG Medicare plan.
Here's why 👇
They go with whatever their neighbor has. They pick the lowest premium without checking their drugs. They miss the enrollment window entirely.
In 2026, Medicare has new negotiated drug prices, a $2,100 out-of-pocket cap, and MORE plan options than ever — which makes choosing correctly even more important.
I make it simple.
Book a free 30-minute Medicare consultation and I'll find the right fit for your doctors, your budget, and your health needs.
💬 https://calendly.com/ki-medicare/30min

04/01/2026