Daniel Cruz nmls#1851416 Bell Bank

Daniel Cruz nmls#1851416 Bell Bank 🏡 Welcome to Your Dream Home Journey! 🏡
Hi, I’m Daniel, your friendly mortgage advisor. With years of experience, I make the mortgage process smooth and fun.

Let’s turn your homeownership dreams into reality! Keep It Moving With Cruz! EHL🏠✨

Instead of waiting for the perfect home to hit the market, consider building the one you want! New construction gives yo...
09/03/2026

Instead of waiting for the perfect home to hit the market, consider building the one you want! New construction gives you the opportunity to choose the floor plan, finishes, features and design elements that fit your lifestyle.

Let's talk about financing options that can help make your dream home a reality. Message me to learn more!

Why are more buyers exploring new construction? Here are just a few of the potential benefits:• Modern layouts• Energy-e...
09/01/2026

Why are more buyers exploring new construction? Here are just a few of the potential benefits:

• Modern layouts
• Energy-efficient features
• Personalization options
• Everything is brand new

If you're considering a move, let's discuss whether a new build could be right for you. Contact me today!

🏗️ Dreaming of building a home on land you already own?Many homeowners don't realize the equity in their lot may be enou...
08/31/2026

🏗️ Dreaming of building a home on land you already own?

Many homeowners don't realize the equity in their lot may be enough to satisfy the required contribution for a construction loan.

Whether you're planning a traditional home, barndominium, or modular build, our team can help you explore options that may allow you to move forward with little to no additional cash needed at closing.*

✅ One-Time Close Construction Loans
✅ VA Construction Financing
✅ Build on Your Own Land
✅ Barndominiums & Modular Homes

Have questions about what's possible on your property?

📩 Send us a message or comment BUILD below and we'll reach out.

*Subject to qualification and program guidelines.





Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer,...
08/27/2026

Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer, I’ll help you feel confident, informed and supported throughout the entire process.

If homeownership is on your radar, let's start the conversation.

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the windo...
08/26/2026

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the window, finding the right home can make a big difference for the whole family.

Drop a photo of your pup below – and if you’re thinking about making a move, reach out today!

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender cred...
08/20/2026

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender credit for eligible buyers. Best of all, it’s exclusive to Bell Bank Mortgage.

Want to learn more about this great opportunity? Reach out today!

Subject to credit approval. Income and property restrictions apply. Purchase of primary residence only. Not available in all markets. Applications must be taken between June 1, 2026, and February 20, 2027, with loan closings occurring between September 1, 2026, and April 30, 2027. Lender credit can only be applied to closing costs payable to Bell Bank Mortgage. At least one borrower must be a first-time homebuyer. Homebuyer education may be required. Program guidelines are subject to change without notice. Other restrictions apply.

As routines settle back in, it’s a great time to think about what's next for your family.If your current home feels a li...
08/18/2026

As routines settle back in, it’s a great time to think about what's next for your family.

If your current home feels a little too small, or a little too far from where you want to be, let's talk about your options.

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.With...
08/13/2026

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.

With our FHA and VA 5/1 ARM options, your interest rate stays the same for the first five years, then can adjust once a year after that, creating a lower starting point with flexibility over time.

Must be an eligible service member or veteran for the VA product. All loans are subject to credit approval, income and property restrictions may apply. Not available in all markets. Program guidelines are subject to change without notice. Other restrictions apply. Adjustable-Rate Mortgage (ARM) products have a fixed interest rate for a set period of time and adjust periodically thereafter. At the end of the fixed rate period, the interest rate and payments may increase. Escrows and full appraisal may be required.

Why Barndominiums Are Growing in Popularity🏠 Barndominiums continue to gain attention because they offer:✅ Flexible floo...
08/12/2026

Why Barndominiums Are Growing in Popularity

🏠 Barndominiums continue to gain attention because they offer:

✅ Flexible floor plans
✅ Durable construction
✅ Shop and living space under one roof
✅ Rural and acreage-friendly designs

Many families are attracted to the combination of functionality, customization, and value.

Not every lender or builder understands barndominium construction, which is why having experienced professionals on your team matters.



Building a new home is exciting, and having the right financing partner can make all the difference. From lot purchase t...
08/11/2026

Building a new home is exciting, and having the right financing partner can make all the difference. From lot purchase to final walkthrough, I'm here to help you navigate the mortgage process with confidence.

Thinking about building? Send me a message and let's make your dream home a reality.

Address

301 Seven Springs Way, Suite 150
Thompsons Station, TN
37027

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16155992101

Website

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