Chris Pixley - Loan Originator NMLS# 1637791

Chris Pixley - Loan Originator NMLS# 1637791 Meeting all your residential mortgage needs!

10/29/2025

🏡 When’s the Last Time You Had Your Mortgage Reviewed?

Just like your insurance or investment portfolio, your mortgage deserves a periodic check-up.
Market conditions, your home’s value, and your financial goals all change over time — and your loan should keep pace.

That’s why I’m offering a free, no-obligation mortgage review and analysis for homeowners who want to:
âś… See if they can lower their rate or payment
âś… Consolidate high-interest debt into one low fixed rate
âś… Access equity for home improvements or investments
âś… Shorten their loan term to save thousands in long-term interest

I’ll personally review your current mortgage, analyze where rates and programs stand today, and show you clear, side-by-side comparisons so you can make confident financial decisions.

👉 Message me or comment “Review” to schedule your free mortgage analysis today.
You might be surprised at how much opportunity is sitting right inside your own home.

🤝🏡 Realtors — Let’s Help Buyers Win in This MarketRight now, we’re in one of the most advantageous markets for buyers we...
10/06/2025

🤝🏡 Realtors — Let’s Help Buyers Win in This Market

Right now, we’re in one of the most advantageous markets for buyers we’ve seen in quite some time — and that means opportunity for smart agents who know how to position their clients to act.

Here’s what’s happening:
âś… Motivated sellers are more open to price adjustments and concessions.
âś… Less buyer competition means cleaner offers and smoother negotiations.
âś… Mortgage rates have improved, creating renewed affordability and interest.

This is a perfect moment to re-engage your buyer pipeline, reach out to fence-sitters, and show them why now is the time to make a move.

When you partner with a lender who moves fast, communicates clearly, and helps you structure strong offers, your clients win — and so do you.

📲 Let’s team up to turn this market into momentum. Together, we can help more buyers step confidently into homeownership while the window is still open.

🏡✨ A Window of Opportunity for HomebuyersRight now, the housing market is offering something we haven’t seen in quite a ...
10/06/2025

🏡✨ A Window of Opportunity for Homebuyers

Right now, the housing market is offering something we haven’t seen in quite a while — a rare window of opportunity for buyers.

Here’s what we’re seeing:
âś… Motivated sellers who are more willing to negotiate on price and offer concessions.
âś… Less competition from other buyers, meaning fewer bidding wars and more negotiating power.
✅ Some of the best mortgage rates we’ve seen in the last 12 months.

When the market eventually shifts and buyer demand picks back up, this opportunity may close quickly.

If you’ve been on the sidelines waiting for “the right time,” this could be it. You can buy with leverage, negotiate with confidence, and lock in a strong rate before the next wave of buyers returns.

📲 Let’s connect and talk strategy — this market is opening doors for smart, well-prepared buyers.

As a mortgage loan officer, I am frequently asked questions about credit scores. The most common question regards what c...
10/03/2025

As a mortgage loan officer, I am frequently asked questions about credit scores. The most common question regards what components make up an individual's score. Our friends at AIME provide this helpful graphic to answer that question.

If you have credit questions let's talk!

Check out this beautiful Spring Hill listing presented by my friend, Steve Missall! A great property at a great price......
10/02/2025

Check out this beautiful Spring Hill listing presented by my friend, Steve Missall!

A great property at a great price...and...a special incentive for any buyer that finances with me.

Come see us at an open house on Sunday, October 5th, 2-4pm.

💡🏡 Big News for Homebuyers: Conventional 1% Down LoanBuying a home just got a whole lot easier. With today’s market oppo...
09/29/2025

💡🏡 Big News for Homebuyers: Conventional 1% Down Loan

Buying a home just got a whole lot easier. With today’s market opportunities, there’s a powerful loan option helping buyers get into homes with just 1% down on a conventional loan.

Here’s how it works:
âś… 1% down payment from the borrower
âś… Up to 2% lender contribution toward the down payment (subject to program guidelines)
âś… Flexible options for first-time homebuyers and those who qualify based on income and area requirements

✨ The result? Buyers can achieve up to 97% financing while keeping more of their savings for moving expenses, repairs, or simply building financial stability.

If saving for a large down payment has been holding you back, this program could be the key to stepping into homeownership sooner than you thought possible.

📲 Reach out today and let’s explore whether this powerful loan option is the right fit for you.

📉🏡 Fed Cuts & the Market Opportunity for Your ClientsThe Fed’s rate cuts on September 17th made news, but remember: the ...
09/25/2025

📉🏡 Fed Cuts & the Market Opportunity for Your Clients

The Fed’s rate cuts on September 17th made news, but remember: the mortgage market is anticipatory. Much of the movement was priced in before the announcement.

Here’s what we do know:
✅ We’re experiencing some of the best mortgage rates in the past 12 months.
✅ Buyers are now in a market that’s favoring them, with sellers offering concessions and deals to get contracts done.
âś… Homeowners may also benefit from refinancing, opening doors to more conversations and referrals.

💡 Bottom line: This is the strongest window of opportunity for buyers we’ve seen in some time. Partnering together, we can help clients seize this moment and get into homes on terms they’ll feel great about for years.

📲 Let’s team up and make sure your clients don’t miss out.

📉🏡 Fed Cuts & Mortgage Rates: Why Now is the Time to ActThe Fed’s recent rate cuts grabbed headlines—but here’s the trut...
09/25/2025

📉🏡 Fed Cuts & Mortgage Rates: Why Now is the Time to Act

The Fed’s recent rate cuts grabbed headlines—but here’s the truth: mortgage markets are anticipatory. By the time the Fed officially announced cuts on September 17th, lenders had already priced in the change.

🔎 What matters now:
✅ We’re seeing some of the lowest mortgage rates in the past 12 months.
✅ Buyers are finding a market that’s tilted in their favor—with seller concessions and better deals available.
âś… Current homeowners may have a prime opportunity to refinance and improve their financial position.

💡 This is one of the best windows of opportunity we’ve seen in a while. If you’ve been waiting for the right moment to buy or refinance, this could be it.

📲 Let’s connect and put a strategy together for your next move.

💻🏡 Realtors, let’s talk about your clients’ experience.In today’s market, speed and simplicity can make or break a deal....
09/23/2025

💻🏡 Realtors, let’s talk about your clients’ experience.

In today’s market, speed and simplicity can make or break a deal. That’s why working with a digitally-oriented loan officer gives you and your clients a competitive edge:

✅ No-doc, hassle-free process – minimal paperwork and maximum efficiency.
✅ Faster approvals – technology streamlines every step so your clients move from contract to close without delays.
✅ A better client experience – digital applications, secure uploads, and clear communication keep things smooth.
✅ More closings, less stress – when financing is simple, buyers are happier and agents close more deals.

In a world where time kills deals, my focus is making the mortgage process as seamless and digital as possible—so you can focus on what you do best: helping clients find the perfect home.

📲 If you’re a Realtor who values speed, efficiency, and happy clients, let’s connect. Together, we can deliver an experience that sets you apart in this market.

💳➡️🏡 Turn High-Interest Debt into One Manageable Mortgage PaymentMany homeowners don’t realize how powerful a cash-out r...
09/22/2025

💳➡️🏡 Turn High-Interest Debt into One Manageable Mortgage Payment

Many homeowners don’t realize how powerful a cash-out refinance can be when it comes to consolidating bills. Instead of juggling multiple payments at high interest rates — credit cards, car loans, personal loans — you can roll everything into your mortgage at a single, lower fixed rate.

🔎 One of the tools I use with clients is a blended rate calculator. This shows the true effective interest rate you’re paying across all your debts combined. When you see that number, it’s often much higher than you think. A refinance can significantly reduce that rate — freeing up cash flow and lowering financial stress.

âś… One monthly payment
âś… A fixed interest rate
âś… Simplified finances
âś… Potentially big monthly savings

A refinance isn’t right for everyone, but for many, it can be the key to financial breathing room.

📩 DM me if you’d like me to run a blended rate analysis and see what a cash-out refinance could do for you.

🚀 Loan Officers: Ready to Level Up Your Career? 🚀If you’ve been building your career in the retail lending world, now is...
09/19/2025

🚀 Loan Officers: Ready to Level Up Your Career? 🚀

If you’ve been building your career in the retail lending world, now is the time to explore the broker channel — and experience the freedom, opportunity, and earning potential you deserve.

Here’s why more top producers are making the switch:

✅ Higher commissions with minimal splits – Keep more of what you earn.
✅ Control over pricing – Win more competitive deals and close more loans.
✅ Access to dozens of lenders & hundreds of loan products – Deliver better solutions and world-class service to every client.

As a broker, you’re no longer limited by one bank’s products or layers of management overhead. Instead, you gain flexibility, speed, and the ability to truly put the borrower first.

If you’re an experienced loan officer ready to elevate your business and serve clients at the highest level — the broker channel is where you belong.

📩 DM me if you’d like to talk about what this transition could look like for you.

🌟 Referrals Mean the World in My Business 🌟In the mortgage world, referrals aren’t just kind words — they’re the lifeblo...
09/18/2025

🌟 Referrals Mean the World in My Business 🌟

In the mortgage world, referrals aren’t just kind words — they’re the lifeblood of what I do. When you trust me enough to refer a friend, family member, or colleague, you’re putting their financial future in my hands. That’s a responsibility I take very seriously.

As a mortgage broker, I’m uniquely positioned to serve your referrals because:
âś… I work with multiple lenders, not just one bank.
âś… I shop wholesale rates to find the most competitive pricing.
✅ I tailor loan options to fit each client’s unique needs and long-term goals.

Whether it’s a first-time homebuyer, an investor, or someone looking to refinance, I’m committed to providing the same care, diligence, and expertise to them as I do for you.

💡 If someone in your circle is exploring homeownership or looking to improve their mortgage, send them my way. I’ll make sure they’re well taken care of.

Address

2035 Tollgate Boulevard
Thompsons Station, TN
37179

Telephone

+16156695511

Website

Alerts

Be the first to know and let us send you an email when Chris Pixley - Loan Originator NMLS# 1637791 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Chris Pixley - Loan Originator NMLS# 1637791:

Shortcuts

Share

Category