Brett McGinley, Mortgage Loan Originator with Legendary Mortgage

09/14/2026

The non-negotiable first step in buying a home is understanding your budget. Step two is understanding what that budget gets you and where the money goes. As long as you understand what you can afford and are comfortable paying, you can find the right property and the right loan structure for you. Want more information? You know what to do! Legendary Mortgage The ACM Way, Atlantic Coast Mortgage, LLC

09/03/2026

The Canine Loan Advisor has some things he needs to get off his chest. He's tired of the excuses, and he's pretty sure that if he had a smartphone and an opposable thumb, he could get bank statements as PDFs and not screenshots. And your uncle, while a source of great amusement and stories, should leave the loan advice to the professionals. The Canine Loan Advisor is not mad, he's just...disappointed. Legendary Mortgage The ACM Way, Atlantic Coast Mortgage, LLC

08/31/2026

A rolling stone gathers no moss! When you do the hard work up front, you can move quickly when the buyer finds 'the one' and you can realistically guarantee a closing within the same month, 14 working days later. This gives our clients and their agents a competitive advantage and allows them to open their front door for the first time, sooner.

08/31/2026

As a Loan Advisor, I field more client questions about rates than any other topic. We hear about rates on a daily basis, but those headlines and soundbites often lack context. This is a snapshot of the average mortgage rate at the end of August for this decade, with 1986 as a historical example. Some data points are higher, some lower. Take a look at 2020 and 2021. Rates were lower and that's great, right? Sure, if you don't consider the fact that in many markets the median price of a home rose dramatically during the same period. I do seem to remember some pretty crazy things occurring in 2020 and 2021...So for all the talk about "high rates," they have remained relatively flat over the last three years. That is stability. In the absence of every other variable, we all want lower interest rates for buying or borrowing, and we all want higher rates on investments. In terms of a mortgage, interest rates are important, but they are only one variable, and they can be controlled for in purchase price and loan structure. If you have been sitting on the sideline because rates are "high" you are also generally sitting on the sideline while inventory is higher and purchase prices are lower. Reach out of you want more information or a specific strategy on how to navigate this environment.

08/31/2026

08/30/2026

This week’s Property Preview features three homes built around lifestyle, whether that means more space in Apollo Beach, access to resort-style amenities, or a low-maintenance coastal retreat near the Carolinas. Three different price points. Three different lifestyles. Comment on your favorite property!

Room to Make It Yours
756 Flamingo Drive, Apollo Beach, FL 33572 | $474,900
A 3-bedroom, 2-bath Apollo Beach home offering 1,838 square feet on nearly a quarter-acre is an appealing option for buyers who want established surroundings without sacrificing room to spread out. A strong fit for someone looking to get into Apollo Beach below the price point of many of the area's larger planned-community homes.
Listed by Luke Allen
[email protected] | 310-948-6041 Luke Allen

Big Space, Coastal Lifestyle
5227 Admiral Pointe Drive, Apollo Beach, FL 33572 | $516,000
More than 3,200 square feet, four bedrooms and 3.5 baths give buyers the space that growing families often struggle to find, while the MiraBay community adds pools, fitness facilities, parks, tennis and other amenities. The open-concept kitchen and living areas, bonus space and private backyard make this one particularly compelling for buyers who need flexibility without giving up the Apollo Beach lifestyle.
Listed by Jessica Beggins Houston
[email protected] | 813-658-2121 Jessica Beggins Houston | Tampa, FL Realtor

Your Private Coastal Retreat
217 Waterfall Circle, Little River, SC 29566 | $675,000
This 3-bedroom, 3-bath home combines newer construction with something increasingly difficult to find: a genuinely finished outdoor living space designed for privacy and low-maintenance enjoyment. The courtyard-style retreat, upgraded interior, flexible primary-suite bonus space and gated community create an option for buyers who want coastal living without the constant upkeep of a traditional vacation property.
Listed by Brittany Booker
[email protected] | 843-742-7149 Brittany Booker

Want to have your listing featured in multiple markets? DM me for a spot in the upcoming weeks.

08/21/2026

Four homes, four very different opportunities—from an affordable South Carolina home with room to grow, to flexible Florida living, to a rare Delray Beach waterfront property. Whether the goal is value, versatility, or an exclusive coastal lifestyle, there’s something worth a closer look this week. As always, let us know what you think in the comments, and reach out if you're interested in seeing your property featured in September.

168 Baylee Circle, Aynor, SC 29544 — $289,900
Room Without Compromise
Four bedrooms, two baths, a fenced backyard and screened porch give this home the extra space buyers often struggle to find at this price point. It delivers quiet country living while remaining convenient to Conway and the Myrtle Beach area.
Listed by Brittany Booker
843-742-7149 | [email protected] Brittany Booker

23227 Barwood Lane North #107 — $295,000
Simplify Your Florida Move
An approachable price point for mature buyers looking to make South Florida home without stretching into the higher end of the market. A strong option for someone prioritizing location, manageable ownership, and lifestyle over excess space.
Listed by Lisa Baez
561-801-2224 | [email protected] Lisa Baez | Palm Beach County REALTOR®

1050 Deal Lane, Holiday, FL 34691 — $305,000
Flexibility Built In
This 3-bedroom, 3-bath home features two primary suites, creating a smart solution for multigenerational living, extended guests, or buyers who simply need more privacy and flexibility at home. The updated kitchen and open layout make the space functional without sacrificing everyday comfort.
Listed by Ron Astorga
407-595-2272 | [email protected] Ron Astorga

1014 Lewis Cove, Delray Beach, FL 33483 — $3,900,000
Exclusive Waterfront Experience
For the buyer who wants the boat, the beach, and Atlantic Avenue all within reach, this property solves the location question entirely. With 75 feet of waterfront, a 40-foot dock and a private pool, it offers a genuine Delray Beach coastal lifestyle rather than simply proximity to it.
Listed by Sera Peat
561-317-6574 | [email protected] Sera Jo Peat

DM/text/email for more information.

https://maps.app.goo.gl/ArK6HRywjoEW1ddA6

08/20/2026

“TRIM notice?!? What does that mean?!?” It’s that time of the year, folks. Don’t just throw this away; take a look and see what the upcoming year has in store for your property taxes. Confused? Shocked? Alarmed? Let me help explain and demystify the document so you can make some informed choices.