LaRocco & Associates

11/05/2026

Estate planning isn't just about documents. It's about making life easier for the people you care about most.

Here are my top tips for November as we focus on Estate Planning:

~ Keep Beneficiaries Up to Date!
Life changes. Make sure the beneficiaries on your retirement, investment, and bank accounts, as well as your insurance policies, reflect your current wishes.
P.S. Make sure it's you and not his mom.

~ Make Your Giving Count.
Charitable giving can support your favorite causes while offering potential tax benefits. Consider a Donor-Advised Fund (DAF), Qualified Charitable Distributions (QCDs) if you're taking RMDs, or donating appreciated assets. Supporting a charity auction or fundraising event can also be a meaningful way to give back.
Go ahead and bid on that trip!

~ Protect Your Legacy.
Irrevocable and revocable trusts, life insurance, LLCs, prenups, and proper asset titling can help preserve wealth, avoid probate, and provide greater control over how assets are passed to future generations.
This is your sign to meet with that attorney.

As we enter the season of gratitude, take a moment to make sure your plan reflects your wishes and protects the people and causes that matter most. 🍂
Let's plan your legacy | https://bit.ly/481ba00



Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

11/05/2026

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

11/04/2026

Female Spotlight -- Meet Erin Constantine💖

• Tell us about yourself!
I am the General Manager of the Ralph Lauren store in Hyde Park Village. I originally worked for Ralph Lauren from 2006 to 2016 before spending 10 years with Restoration Hardware. When I learned Ralph Lauren was opening a new store in Tampa, I knew it was the perfect opportunity to come back, and I rejoined the company in May of this year. I love being part of the Hyde Park community and am passionate about giving back, building meaningful connections, and making a positive impact in people's lives.

• Biggest strength?
Staying calm and positive, even in stressful situations. It's a strength that has developed over time and with experience, and it allows me to help others navigate challenges with confidence.

• Proudest accomplishment?
Moving to New York City on my own to pursue a career with Ralph Lauren and growing from an entry-level management position to a General Manager role.

• Most inspiring woman in your life?
While my mom was my first role model, one of the most inspiring women in my life is a former leader I worked with early in my career at Ralph Lauren in New York. She invested so much time in coaching, developing, and believing in me, and she taught me the kind of leader I wanted to become. More than 15 years later, we still keep in touch, and I continue to be inspired by her leadership, generosity, and friendship.

• Describe yourself in 3 words.
Positive, confident, dependable.

• Best splurge or favorite item in your closet?
My Ralph Lauren alligator belt.

• Best advice you've received?
Work hard, stay humble, and always strive to be better than you were yesterday.

• Three things you can't live without.
Lip gloss, sunshine, and golf.

• Best compliment you've received?
That a speech I gave was inspiring and made a positive impact on others.

• Something most people don't know about you?
Most people don't know that losing my mom to cancer when I was 27 had a profound impact on who I am today. It taught me resilience, gratitude, and the importance of investing in people and relationships. It also showed me the value of strong mentors, which is why I am passionate about supporting and developing others whenever I can.

• A book everyone should read?
The Nightingale by Kristin Hannah, or honestly, any book she has written.

• Something you want to be doing in 10 years?
Volunteering at an animal shelter, giving back to my community, and taking sunset golf cart rides with my dog.

• What excites you most right now?
Preparing for our first holiday season at Ralph Lauren Tampa and planning an upcoming kitchen renovation at home.

• How can others connect with you?
[email protected]
(347) 631-9113

11/03/2026

Estate planning isn't a one-time task. It's an ongoing process that should evolve alongside your life, family, and financial goals.

Major life events, changing family dynamics, and shifts in your financial picture can all impact whether your estate plan still reflects your wishes. Regularly reviewing your trusts, beneficiary designations, and wealth transfer strategies can help ensure the plans you've put in place continue to work as intended.

A thoughtful review today may help provide clarity and confidence for the generations to come.

When was the last time you revisited your estate plan?

11/02/2026

Read the latest market insights from Ameriprise Chief Market Strategist Anthony Saglimbene.

Get more expert insights by reading the latest Weekly Market Perspectives.

11/02/2026

📅 November is all about Estate Planning.

Estate planning is about more than documents and directives. It's about protecting the people you care about, preserving your values, and helping ensure your wishes are carried out.

Throughout the month, we'll be sharing insights on topics such as wills and trusts, beneficiary designations, wealth transfer strategies, charitable giving, family legacy planning, and the importance of keeping estate documents up to date.

While estate planning is often associated with the future, the decisions made today can have a lasting impact on loved ones for years to come. Taking time to review your plan now can help provide clarity, confidence, and peace of mind for those you care about most.

Follow along this month for practical estate planning insights, thoughtful conversations, and planning strategies designed to help protect what matters most.

11/01/2026

October was full of great conversations, meaningful connections, and a few fun nights out along the way. Neen and I attended the Storied Sports event for women in sport, hosted an evening of breathwork, connection, and contrast therapy at Revivery, and enjoyed a Girls' Night Out at Tampa's newest swanky hotspot, The Sapphire Club. The month also included another special dinner celebration with clients Lynn and Shawn as we marked 20 years of working together. As the pace of the holiday season starts to pick up, I'm grateful for the people, friendships, and relationships that made October such a memorable month!

10/31/2026

No tricks, just treats! 🎃

The LaRocco & Associates furry crew wanted to wish everyone a Happy Halloween. From pumpkins and costumes to extra belly rubs and treats, they're definitely getting into the Halloween spirit.

Wishing you a fun, festive, and safe weekend!

10/31/2026

U.S. equities were down today. What are the key points to consider? Read this market commentary from .

10/30/2026

Life doesn't always happen in one zip code.

For many families, retirement can mean splitting time between states, relocating somewhere warmer, or simply spending more time away from the place they've called home for years.

Along with exciting opportunities often come important planning considerations...
Things like:
✓ Retirement income
✓ Taxes
✓ Healthcare coverage
✓ Housing decisions
✓ Estate planning
✓ Where you ultimately want to call home

A move isn't just a lifestyle change. It can have financial implications as well.

Our team works with families from Florida and beyond, helping clients think through how changing geography fits into their broader financial picture.

💗 If retirement gave you the flexibility to live anywhere, where would you choose?

If you're considering a relocation, seasonal living, or retirement move, we'd love to help you evaluate the financial considerations before making the leap!

📍 Schedule your complimentary consultation at www.ameripriseadvisors.com/kari.r.larocco/