Richard Anello Jr., RICP, CLTC, Heights Financial

08/13/2026

Recognize National Make-a-Will Month by taking control of your estate. Make sure your wishes are known and help protect your loved ones from uncertainty.

08/08/2026

Making a will is a key step to consider as you prioritize your family's future.

08/03/2026

August is National Make-a-Will Month. Take this opportunity to provide for your loved ones and manage your legacy.

07/31/2026

Do you have a will? Is it updated?

When do you need a will? The answer is easy: Right Now.

07/16/2026

🎉🍦🎊 Happy National Ice Cream Day! 🎊🍦

It's time to celebrate everyone's favorite frozen treat! 🍦🌈 Whether you're a fan of classic flavors or crave adventurous combinations, today is the day to treat yourself!

Grab a scoop (or two!) and enjoy the cool sensation of summer's favorite dessert. ☀️❄️

Thank you for being the sweetest part of our community. 💕

🍦🍨🎉

07/07/2026

Whether you are already retired or just starting to prepare, take a look at your home. Is rightsizing the right decision?

07/04/2026

06/01/2026

Even if you have some coverage through work, it may not be as comprehensive as you think.

Employer policies often cover only a portion of income and may not last long enough.

That gap can be easy to overlook until it matters.
Taking a closer look at what you have (or don’t have) is one of those small steps that can make a big difference over time.

If you’ve never reviewed your coverage or aren’t sure what’s in place, it’s worth a conversation.

05/25/2026

A common assumption is that “it won’t happen to me” or “I’ll figure it out if it does.”

But without income coming in, the backup plan often becomes:
– Using savings
– Taking on debt
– Relying on family

That can shift a short-term health issue into a long-term financial setback.

Disability coverage helps prevent a temporary disruption from becoming a permanent detour in your financial plan.

05/18/2026

Here’s something many people don’t realize: disabilities are often not the result of dramatic accidents.

They’re more likely to stem from illnesses, burnout, or chronic conditions that make it difficult to work consistently over time.

That’s what makes the risk feel “invisible.” It’s not always sudden, but the financial impact can still be significant.

Having disability insurance in place helps create stability during an otherwise uncertain time.