Kenny Farshchian Mortgage Loan Officer - Hometown Mortgage, Co.

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Kenny Farshchian Mortgage Loan Officer - Hometown Mortgage, Co. I'm a Mortgage Pro focused on saving agents time, empowering homebuyers, and specializing in reverse mortgages. Let's achieve your homeownership dreams!

Make your mortgage journey smooth and efficient, ensuring tailored advice and top-notch service. Hometown Mortgage, Co. NMLS 2645893. NMLS # 1639863. 1332 S 4125 W, Syracuse, UT 84075. is an Equal Housing Lender. A copy of our Privacy Policy and Notice is accessible by going to Hometown Mortgage, Co. website and clicking on the “Privacy Policy” link located at the bottom of the page. https://www.thehtmortgage.com/Privacy-Policy
Utah Division of Real Estate #6439312

11/02/2026

🫎😴 MONDAY MOOSE POLL ☀️🫎

⏰ Clocks fall back this Sunday, Nov. 1 at 2 a.m. So… which moose are you? 🫎

😴 Team EXTRA SLEEP: cozy quilt, hot cocoa, snooze button ready
☀️ Team EXTRA DAYLIGHT: shades on, grill fired up, soaking up every last minute of sunshine

Drop a 😴 or ☀️ in the comments and let's settle this, Northern Utah! Bonus points if you tell us how you're spending that extra hour.

At Hometown Mortgage, we're on Team "Whatever Makes It Feel Like Home." Maybe you want a bedroom made for sleeping in, or a backyard made for grilling. Either way, we'll help you find the right loan to get there, with local service and straight answers.

📲 Thinking about buying or refinancing? Call or text Kenny at 385-758-5247.

Hometown Mortgage Co. | NMLS # 1639863 | Equal Housing Opportunity

11/01/2026

Last spring, they were told no. This fall, they got the keys. 🔑

They came to us after hearing "no" from another lender. If you've ever been there, you know how discouraging that feels.

So we sat down and looked at the whole picture. Then we made a plan together: built a 90-day credit plan together and used a gift from family toward their down payment.

6 months later, they were standing in their own kitchen. 🏡

Sometimes a "no" is really just a "not yet." Every situation is different, but yours deserves a real look.

Ever been told no on something big? Tell us below 👇

📍 Want a clear plan of your own? Comment HOME and we'll send you our free First-Time Buyer Roadmap.

Hometown Mortgage, Co.
Kenny | 385-758-5247 | NMLS #1639863
Equal Housing Opportunity

10/31/2026

🎃 The scariest thing about buying a home? The myths.

"You need perfect credit to buy a house." 🧟 WRONG!

So many Utah families keep renting because they believe this one. The truth is that there are loan programs designed for buyers whose credit isn't perfect, including FHA, VA, and USDA options, and down payment assistance programs may help too.

At Hometown Mortgage, Co., we help first-time buyers across Davis, Weber, and Salt Lake counties find options they didn't know they had. 🏡

👻 Separating fact from fiction is easy:
1️⃣ Call, text, or comment "FACT" below
2️⃣ We'll review your options together, with no pressure
3️⃣ You'll walk away with a clear plan to get home

👇 What's the scariest mortgage myth YOU'VE heard? Tell us in the comments!

Hometown Mortgage, Co. | Kenny 385-758-5247 | NMLS #1639863
Loan programs, down payment requirements, credit requirements, eligibility and terms vary. Not all borrowers will qualify.

10/30/2026

👻 Which room does a ghost always avoid?
The living room! 😂

Happy Halloween weekend from all of us at Hometown Mortgage, Co.! 🎃

Ghosts may skip the living room, but we'd love to help your family find one you'll never want to leave. 🏡

👇 Tell us in the comments: What are your family's Halloween costume plans this year? Drop your best dad joke too.

Hometown Mortgage, Co. | Kenny 385-758-5247 | NMLS #1639863

10/29/2026

Think you need 20% down to buy a home in Utah? You might need a lot less than you think. 🏡

Saving for a down payment can feel like chasing a finish line that keeps moving. Rent goes up, prices go up, and it's easy to assume homeownership just isn't in the cards yet.

Here's the good news: Utah has real programs built to help with your down payment and closing costs. Most people never ask about them because they assume they won't qualify.

I answered the 7 questions I hear most from buyers in Davis, Weber and Salt Lake counties. No jargon, just answers. 👆

Want to know which programs fit you?
1️⃣ Comment "DPA" below
2️⃣ I'll send you our free Utah DPA Cheat Sheet
3️⃣ We'll hop on a quick 15-minute call and map out your next step

Know someone who's renting and dreaming of a place of their own? Tag them or share this. It could be the nudge they need. 💙

Kenny | Hometown Mortgage, Co. | Layton, UT
📞 385-758-5247 | NMLS #1639863
Equal Housing Opportunity. Programs subject to eligibility, funding availability and change. Not a commitment to lend.

10/28/2026

Meet our next Hometown Hero! 🏆🏡

Ever walk into your kitchen and think, “I love this house… I just don’t love this”? You’re not alone. A lot of homeowners love their neighborhood, their schools, and their view, but the house needs a refresh.

That’s where Chase Mulleneaux and New Vision Remodeling & Paint come in. Based in Mountain Green, Chase and his team help families see what their home could be, then bring it to life with remodeling and professional painting done right.

Chase takes pride in clear communication, quality work, and treating every home like it’s his own. That’s what being a Hometown Hero is all about.

At Hometown Mortgage, we believe local businesses are the heartbeat of our community. They coach our kids, hire our neighbors, and make this place feel like home. So we’re honoring one that does exactly that.

Congratulations, Chase, and thank you for helping our neighbors love where they live! 💙

🎨 Thinking about a remodel or a fresh coat of paint? Reach out to Chase at New Vision Remodeling & Paint. Tell him Hometown Mortgage sent you!

💡 Wondering how to pay for it? Your home’s equity may help. Ask us about HELOC and cash-out refinance options.

👇 Who should be our next Hometown Hero? Tag a local business that deserves the spotlight!

10/27/2026

⛳ Networking that doesn't feel like networking.

Let's be honest. Another stuffy lunch with name tags and elevator pitches isn't how great referral partnerships get built. The best connections happen when you're laughing, competing a little, and actually getting to know people.

So we're taking it to the tee box! 🏌️

📅 Thursday, October 29
🕛 12:00 PM
📍 Crush Golf – Clearfield

Realtors, business owners, and local professionals from Davis, Weber, and Salt Lake counties, hit a few balls, and meet some great people. No golf skills required. Scratch golfer or never held a club, you'll fit right in.

Here's how easy it is:
1️⃣ Comment "I'M IN" below
2️⃣ Show up Thursday at noon
3️⃣ Leave with new connections (and maybe bragging rights 😄)

Questions? Call or text 📞 Kenny 385-758-5247

Tag a friend who's building their business. The more, the merrier!
Hometown Mortgage Co. | Layton, UT | NMLS #2645893

10/27/2026

🏡 Your home might be sitting on a pile of equity. Here are two ways to use it 👇

Maybe you've been thinking about a kitchen remodel, paying off high-interest debt, or finally finishing the basement. The money might already be in your home. The hard part is knowing the best way to get to it.

Equity is the part of your home you own. There are two common ways to tap it:

1️⃣ HELOC: A line of credit that sits next to your current mortgage. Draw what you need, when you need it, and your current mortgage stays in place.

2️⃣ Cash-Out Refinance: Replaces your current mortgage with a new, larger one. You get the difference in cash, all at once.

Neither one is "better." The right choice depends on your current loan, your goals, and your timeline.

That's where a local guide helps. I help homeowners across Davis, Weber, and Salt Lake counties compare their options side by side, so they can decide with confidence.

💬 Comment EQUITY and I'll send you my side-by-side HELOC vs. Cash-Out one-pager.

Kenny | Hometown Mortgage, Co.
📞 385-758-5247
NMLS #1639863 | Equal Housing Opportunity

10/26/2026

🫎🎃 MONDAY MOOSE POLL 🎃🫎

Trick-or-treat season is here, and the Moose needs to know… 🎃

Which house are you on Halloween night?

🍫 The FULL-SIZE CANDY house (the neighborhood legend every kid talks about)
🎃 The SPOOKY DECOR house (inflatables, cobwebs, the whole yard goes all in)

Be honest, Northern Utah. Comment 🍫 or 🎃 below, and tag the neighbor who's ALWAYS the full-size bar house. 👇

Whichever one you are, the best part is that it's your house. 🏡

Hometown Mortgage Co. | Kenny 385-758-5247 | NMLS # 1639863

10/26/2026

Pre-approval first, pumpkin spice second. 🎃☕ (Okay… they can tie.)

Fall in Utah is here. The leaves are turning, the PSLs are back, and a lot of you are scrolling listings at night wondering, “Could this be our year?”

Here’s what I see every season. A family falls in love with a home on Saturday. On Monday they find out it’s over budget, or that a buyer who was already pre-approved got there first. That’s a heartbreak nobody needs. 💔

I’m a local mortgage broker right here in Layton. I compare options from lenders across the country (FHA, VA, USDA, conventional and down payment assistance programs) so you know your real numbers before you walk into an open house.

Here’s the plan:
1️⃣ Send me a message or call 385-758-5247
2️⃣ We’ll go over your options and get you pre-approved
3️⃣ Shop with confidence, latte in hand ☕🏡

Thinking about buying this fall or next spring? Start with a conversation. Comment “PUMPKIN” below and I’ll reach out.

Kenny | Hometown Mortgage, Co. | NMLS #1639863
Pre-approval is subject to credit, income, asset and underwriting requirements. Not all borrowers will qualify. Equal Housing Opportunity.

Address

1332 S 4125 W
Syracuse, UT
84075

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18015208475

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