Lowtility

10/16/2026

You make decent money. You’re careful with it. And a house still feels out of reach.

At today’s rates, that’s not a you problem — it’s the math everyone’s staring at right now. So before you decide you’re priced out for good, swipe through this.

Because here’s what gets left out of every “can you afford it” conversation: the mortgage was never the whole bill. It’s the mortgage plus taxes plus insurance plus the power bill nobody warns you about. And that last one climbs every single year, whether your paycheck does or not.

So the question we keep coming back to is this — what if buying could shrink that bill instead of piling onto it?

That’s the whole idea behind Lowtility. One loan that wraps your mortgage, down payment help, and solar panels you actually own. No lease, no lien. For buyers who qualify, that can mean getting in with little to nothing out of pocket — and an energy bill that finally stops working against you.

You might be a lot closer to owning than you think.

Comment HOME and we’ll run your real numbers. No guessing, no pressure.

Example scenarios only; actual terms, rates, and savings vary by borrower and are subject to qualification. Not a commitment to lend. PRMI NMLS #3094. Equal Housing Opportunity.

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10/14/2026

I talk to people all the time who’ve already decided they can’t buy a house. Haven’t talked to a lender. Haven’t looked at a single number. Just… decided.

Most of the time they’re wrong.

The first step was never finding the house. It’s finding out what you can actually do — your credit, your income, a payment that fits your real life. One conversation and you’re done guessing.

Then you get a pre-approval, which is really just a letter that tells a seller you’re the real deal and not someone crossing their fingers. Lasts about 60–120 days too, so nobody’s rushing you.

So if you’ve been avoiding this because you’re scared of the answer… that’s kind of the whole reason to go find out.

Comment KEYS and I’ll send you the checklist of what to get straight before you even start looking.

Not a commitment to lend. PRMI NMLS #3094. Equal Housing Opportunity.

10/13/2026

"More than attentive to every question, at any time." That's how Patrea E. described working with Rylan.

If buying a home feels out of reach because of the down payment, or your utility bills keep climbing, you probably have a hundred questions and no one to ask.

Lowtility rolls a home loan, down payment assistance and solar into one loan. Options like little or nothing down are subject to qualification. You'd own the panels outright, with no lease or lien.

And you'd have a real person on the phone to walk you through it. 💛

Ready to see if you qualify? Tap the link in bio. Results vary by borrower.



Not a commitment to lend. PRMI NMLS #3094. Equal Housing Opportunity.

09/07/2026

Someone recently asked, “What exactly is Lowtility?”

Lowtility is a simpler way for homeowners and homebuyers to finance solar and other energy improvements through their home, making it more affordable to operate every month.

With Lowtility, energy improvements are financed through the mortgage. You own the system, with no separate lease, PPA, or agreement to transfer.

The goal is simple: help homeowners lower their utility bills by more than their mortgage payment increases. That can reduce monthly operating costs and expand or increase home affordability.

One home. One mortgage. Homeowner-owned energy improvements.

07/22/2026

New to Lowtility? Start here.

Some of your best buyers keep hearing “not yet” — and it doesn’t have to be the end of the deal. Our zero-down program is built to help the buyers other lenders can’t.

This free 45-minute intro walks you through what Lowtility is, who it’s for, how the zero-down program actually works, and how to put it to work for your clients right away. Come with questions — we’ll leave time for Q&A.

Live on Zoom every Tuesday at 11:30 AM MST. Free to attend. Save your spot: link in bio.

04/30/2024

Feel safe and secure knowing the cost to power your home isn’t going to climb and you’ll never lose power again because you have back up power anytime you need it.

Only with Lowtility ☀️



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04/17/2024

You’re either going to pay the local power company to power your home everyday at the risk of rising prices OR let the sun charge your home and become your own power plant 🤷‍♂️

With Lowtility your home becomes its own power plant and you keep more money in pockets every month.

It’s worth every penny 😉💰

04/09/2024

Honesty is what separates us from everyone else. We do everything we can to save you as much money as possible.

09/05/2023

09/04/2023

Tired of soaring energy bills? Let the sun be your superhero! With Lowtility, we're turning homeownership dreams into an affordable reality. Harnessing the power of the sun, we bundle solar panels into your mortgage for a brighter, greener future. 🌿💡 Say goodbye to hefty utility expenses and hello to savings that shine as bright as the sun! 🌟 Embrace solar simplicity and watch your energy costs go down.

Visit our website to bundle solar panels in with your mortgage this year!