Lori Thompson, Your Mortgage Lender for Life

06/12/2026

Nevada Housing Workers advantage program is ticking away. Don't let homeownership slip through your fingers. Call me today and see what it takes to get into your 1st home with help up to $20K in assistance.

05/04/2026

What to do...

Real estate or the stock market? For most Americans building long-term wealth it has made sense to keep coming back to the same two choices...

04/18/2026

Few upgrades deliver more visual impact than flowers — and the right ones depend on where you live...

03/30/2026

Spring is springing. And for the first time in years, it's showing up with a gift for buyers...

02/13/2026

10/31/2025

The next time you scroll through rental listings or browse homes for sale, it might be wise to take a closer look at those photos...

10/29/2025

FEDS DROP BY .25% BUT...WHAT YOU REALLY NEED TO KNOW.
🚫 Myth Buster: Mortgage rates don’t drop just because the Fed lowers the “prime” or short-term rates.
Here’s why 👇
✅ The Federal Reserve controls short-term rates — things like credit cards, auto loans, and home equity lines.
🏡 Mortgage rates, however, are tied to the mortgage bond market, not the Fed’s prime rate. They’re considered long-term rates, and they move based on how investors react to economic data, inflation, and Fed expectations — not the announcement itself.
📉 Often, by the time the Fed makes its move, mortgage rates have already adjusted weeks in advance. Sometimes, rates even rise after the meeting because of how the market interprets the Fed’s comments.
So while headlines make it sound like “the Fed cut rates, so mortgage rates are down,” that’s not really how it works behind the scenes.
If you ever see “Fed cuts rates” and wonder what it means for your mortgage — ask me! I’ll give you the real story behind the numbers.

10/23/2025

Existing home sales was right on point.

The National Association of Realtors released their September Existing Homes Sales report at 10 am ET...

09/17/2025

💡 Quick Mortgage Myth Buster:
When the Fed changes rates, it does not directly change mortgage rates. Mortgage rates are tied to the bond market, not the Fed Funds rate.
In fact, on the very day the Fed announces a change, mortgage pricing can sometimes get worse instead of better. 📉
So if you’re waiting for a Fed announcement to “lock in” your loan, just know—it’s not always the win people expect.

09/08/2025

Just because you thought you knew everything there was to know about selling your house even five years ago doesn’t mean the market is the same place it used to be...