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Debra Harper NMLS 1047908 Element Home Loans Branch Manager

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Sunrise, FL
Debra Harper NMLS 1047908 Element Home Loans Branch Manager

Debra Harper – Sr. Loan Originator- NMLS #1047908
Element Home Loans a Division of NFM, Inc. Contact Debra today for help to turn your dreams into reality!

dba NFM Lending NMLS #2893 Equal Housing Lender
(www.nmlsconsumeraccess.org) As a successful mortgage professional, Debra Harper, experienced Loan Officer, relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process. Debra was raised in Central Florida, and now resides in Florida with her husband. She has earned recognition as a top-producer on several occasions and has served as president of the Space Coast Mortgage Bankers Association. An expert at structuring all loan types, Debra specifically enjoys helping first-time homebuyers achieve their dream of homeownership, and she also takes care of VA, FHA and USDA loans. Call today!
321-223-5183

11/03/2026

Winter is coming, and so are the utility bills. A few simple steps now can save you a lot of money this season.

Swipe for tips every homeowner should know before the temperature drops.
Drop your questions in the comments.

10/23/2026

City life or suburb life? The choice affects more than your commute. From home prices to property taxes to HOA fees, where you live shapes what you pay every single month. Swipe to see how the two stack up before you decide. Which one are you?

10/21/2026

Your home has been building equity. A HELOC lets you use it. Borrow what you need, when you need it, and only pay interest on what you use. Renovations, debt payoff, big expenses- your equity can cover it. Reach out to me today to know your options!

10/19/2026

Most first-time buyer mistakes happen before the application even starts.

Swipe through for the five biggest ones and how to avoid them before you ever talk to a lender.

10/15/2026

You can renovate a kitchen. You cannot renovate a location.

Before you fall in love with the house, ask the hard questions about the neighborhood first. Swipe for what to research before you make an offer.

10/13/2026

Most buyers fall in love with the finishes and miss everything else. Before you make an offer, know what to actually look for during a home walkthrough. Swipe for the checklist that could save you thousands.

10/09/2026

Mortgage myths are keeping many buyers on the sidelines.

From needing 20% down to waiting for the perfect rate, we are debunking the scary things buyers believe that are simply not true. Swipe before the myths decide for you.

10/07/2026

A cheaper house doesn't always mean a cheaper payment, and that surprises a lot of buyers.

The price tag is just the starting point. Swipe to see what actually drives your monthly payment.

10/05/2026

How much cash do I actually need to buy a home? Most buyers do not ask this question until it’s too late.

The down payment is just the beginning. Swipe to see the full picture before you start shopping.

10/02/2026

Screenshots aren't bank statements, and yes, this happens more than you think.

If you are getting ready to apply for a mortgage, this one is worth a swipe.

Knowing what lenders actually need before you apply saves time and avoids delays when it matters most.

Address

1398 SW 160th Avenue Suite 101
Sunrise, FL
33326

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.debraharpermortgages.com/

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