Debra Harper NMLS 1047908 Element Home Loans Branch Manager

Debra Harper NMLS 1047908 Element Home Loans Branch Manager Debra Harper – Sr. Loan Originator- NMLS #1047908
Element Home Loans a Division of NFM, Inc. Contact Debra today for help to turn your dreams into reality!

dba NFM Lending NMLS #2893 Equal Housing Lender
(www.nmlsconsumeraccess.org) As a successful mortgage professional, Debra Harper, experienced Loan Officer, relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to

know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process. Debra was raised in Central Florida, and now resides in Florida with her husband. She has earned recognition as a top-producer on several occasions and has served as president of the Space Coast Mortgage Bankers Association. An expert at structuring all loan types, Debra specifically enjoys helping first-time homebuyers achieve their dream of homeownership, and she also takes care of VA, FHA and USDA loans. Call today!
321-223-5183

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Buying a home starts with more than finding the right house. It starts with understanding your numbers.

Budgeting, saving, DTI awareness, and credit education can help you prepare with more clarity and confidence. If you’re working toward homeownership, I’m happy to help.

Homeownership means more than just getting the keys. It may offer:🏠Equity over time🏠More housing stability🏠Freedom to pe...
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Homeownership means more than just getting the keys.

It may offer:
🏠Equity over time
🏠More housing stability
🏠Freedom to personalize
🏠Long-term financial potential

If you’re thinking about buying, I’m happy to help you understand your options.

Spring is the perfect time to refresh your home and add a little extra curb appeal. From updating your front door and sp...
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Spring is the perfect time to refresh your home and add a little extra curb appeal.

From updating your front door and sprucing up outdoor spaces to organizing and adding small decor touches, even simple projects can make a big impact.

Choosing the right loan term is an important part of planning your mortgage. Shorter terms can save you on interest but ...
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Choosing the right loan term is an important part of planning your mortgage.

Shorter terms can save you on interest but may mean higher monthly payments. Longer terms often lower your monthly payment but increase the total interest paid over time.

Want help figuring out which loan term fits your budget and goals? Reach out today to explore your options and make a plan that works for you.

Spring is the perfect time to refresh your garden and help your plants thrive.From preparing your soil and choosing the ...
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Spring is the perfect time to refresh your garden and help your plants thrive.

From preparing your soil and choosing the right plants to watering wisely and adding mulch, a few simple steps can make a big difference.

The title process is an important part of buying a home. It ensures you have clear ownership and protects you from poten...
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The title process is an important part of buying a home. It ensures you have clear ownership and protects you from potential issues that could arise after closing.

A title search and title insurance give you peace of mind and help make the closing process smooth and secure. Have questions about the title process or what to expect next? Reach out today to get guidance and support every step of the way.

Checking your credit before applying is one of the simplest ways to set yourself up for success. Your score plays a big ...
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Checking your credit before applying is one of the simplest ways to set yourself up for success.

Your score plays a big role in your loan options, and even small improvements can make a difference. Not sure where to start or have questions about your credit? Reach out for guidance.

The process doesn’t stop after you apply, this is where everything comes together. From processing to underwriting, each...
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The process doesn’t stop after you apply, this is where everything comes together.

From processing to underwriting, each step moves you closer to closing, even when additional documents are needed along the way. Have questions or wondering what’s next? Reach out for guidance.

Homeownership is a journey, and every step forward counts. Whether you’re just starting or ready to buy, support is here...
05/04/2026

Homeownership is a journey, and every step forward counts.

Whether you’re just starting or ready to buy, support is here along the way.

Self-Employed? You still have options! Being your boss doesn’t mean homeownership is out of reach. There are loan progra...
04/29/2026

Self-Employed? You still have options! Being your boss doesn’t mean homeownership is out of reach.

There are loan programs and strategies for self-employed buyers, even with non-traditional income.

Ready to explore your options and make homeownership a reality? Send a message today to get started.

Address

1398 SW 160th Avenue Suite 101
Sunrise, FL
33326

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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