Debra Harper NMLS 1047908 Element Home Loans Branch Manager

Debra Harper NMLS 1047908 Element Home Loans Branch Manager Debra Harper – Sr. Loan Originator- NMLS #1047908
Element Home Loans a Division of NFM, Inc. Contact Debra today for help to turn your dreams into reality!

dba NFM Lending NMLS #2893 Equal Housing Lender
(www.nmlsconsumeraccess.org) As a successful mortgage professional, Debra Harper, experienced Loan Officer, relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to

know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process. Debra was raised in Central Florida, and now resides in Florida with her husband. She has earned recognition as a top-producer on several occasions and has served as president of the Space Coast Mortgage Bankers Association. An expert at structuring all loan types, Debra specifically enjoys helping first-time homebuyers achieve their dream of homeownership, and she also takes care of VA, FHA and USDA loans. Call today!
321-223-5183

Ever wonder why two buyers can get completely different rates on the same day? Your rate is not random.Swipe to see what...
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Ever wonder why two buyers can get completely different rates on the same day? Your rate is not random.

Swipe to see what exactly goes into it and what you can do to get the most competitive rate possible.

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Your offer is more than just a number. In today’s market, knowing how to structure a strong offer can be the difference between getting the home and losing it to someone else.

Swipe to see what sellers actually care about and how to make your offer stand out.

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Closing costs caught you off guard? You are not alone.

Many buyers focus on the down payment and forget about the fees that come with it. Swipe to break down exactly what closing costs are, what is included, and how to reduce them.

Thinking about refinancing before the season shifts? Here’s what’s worth considering before you make that move. Contact ...
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A fall closing starts with summer prep. If buying is on your radar for later this year, here’s the checklist to start wo...
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A fall closing starts with summer prep. If buying is on your radar for later this year, here’s the checklist to start working through now.

Questions about any step? That’s what I’m here for.

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Mortgage rates aren’t one-size-fits-all. Here’s why quotes vary, what factors into yours, and how to read what you’re really being offered. Save this for when you’re ready to buy.

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Fixed-rate or adjustable-rate? The right answer depends less on the market and more on your plans. Here’s the quick breakdown.

Save this for when you start comparing loan options, and reach out anytime with questions.

Think a mortgage isn’t in the cards because your income doesn’t look “traditional”? That’s exactly why Non-QM loans are ...
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Think a mortgage isn’t in the cards because your income doesn’t look “traditional”? That’s exactly why Non-QM loans are designed for. Swipe through to learn the basics. Contact me to learn more!

Be honest, when did you last actually read your homeowner’s insurance policy? If the answer is “when I bought my house”,...
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Be honest, when did you last actually read your homeowner’s insurance policy? If the answer is “when I bought my house”, this one’s for you. August is the perfect excuse for a quick mid-year checkup. Swipe for what to look for.

Address

1398 SW 160th Avenue Suite 101
Sunrise, FL
33326

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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