Zach Childress Team

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Zach Childress Team Zach Childress
Mortgage Loan Originator
Element Home Loans

NMLS 1618809
Element Home Loans is a Division of NFM, Inc. DBA NFM Lending.

NFM NMLS #2893
NFM is an Equal Housing Lender.

You can renovate a kitchen. You cannot renovate a location. Before you fall in love with the house, ask the hard questio...
10/15/2026

You can renovate a kitchen. You cannot renovate a location.

Before you fall in love with the house, ask the hard questions about the neighborhood first. Swipe for what to research before you make an offer.

Most buyers fall in love with the finishes and miss everything else. Before you make an offer, know what to actually loo...
10/13/2026

Most buyers fall in love with the finishes and miss everything else. Before you make an offer, know what to actually look for during a home walkthrough. Swipe for the checklist that could save you thousands.

Mortgage myths are keeping many buyers on the sidelines. From needing 20% down to waiting for the perfect rate, we are d...
10/09/2026

Mortgage myths are keeping many buyers on the sidelines.

From needing 20% down to waiting for the perfect rate, we are debunking the scary things buyers believe that are simply not true. Swipe before the myths decide for you.

A cheaper house doesn't always mean a cheaper payment, and that surprises a lot of buyers. The price tag is just the sta...
10/07/2026

A cheaper house doesn't always mean a cheaper payment, and that surprises a lot of buyers.

The price tag is just the starting point. Swipe to see what actually drives your monthly payment.

How much cash do I actually need to buy a home? Most buyers do not ask this question until it’s too late. The down payme...
10/05/2026

How much cash do I actually need to buy a home? Most buyers do not ask this question until it’s too late.

The down payment is just the beginning. Swipe to see the full picture before you start shopping.

Screenshots aren't bank statements, and yes, this happens more than you think. If you are getting ready to apply for a m...
10/02/2026

Screenshots aren't bank statements, and yes, this happens more than you think.

If you are getting ready to apply for a mortgage, this one is worth a swipe.

Knowing what lenders actually need before you apply saves time and avoids delays when it matters most.

Thinking about selling? Start here. A little preparation before you list can make a big difference in how fast your home...
09/28/2026

Thinking about selling? Start here.

A little preparation before you list can make a big difference in how fast your home sells and how much you walk away with. Swipe to see what to tackle first.

Will checking my credit hurt my score? Great question. There’s a big difference between a hard and a soft credit pull, a...
09/24/2026

Will checking my credit hurt my score? Great question.

There’s a big difference between a hard and a soft credit pull, and every buyer should know which is which before starting the homebuying process.

Rates change. Life changes. Your mortgage should be able to keep up. If it’s been a while since you last looked at your ...
09/22/2026

Rates change. Life changes. Your mortgage should be able to keep up. If it’s been a while since you last looked at your loan, now might be a good time.

Swipe through for 5 signs refinancing could be worth explaining.

The homebuying process starts long before you ever make an offer. The buyers who feel most in control didn’t start with ...
09/18/2026

The homebuying process starts long before you ever make an offer. The buyers who feel most in control didn’t start with a showing. They started with a plan.

Swipe to see what to do before you start shopping.

Address

1398 SW 160th Avenue Suite 101
Sunrise, FL
33326

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