Gregg Papernik - Coast2Coast Mortgage Lending

04/10/2026

04/07/2026

COMING SOON IN PLANTATION!

Pictures ordered and soon to be ready for showings.

Experience serene lakefront, living in this beautifully maintained home located in the highly desirable Fountain Spring community in the heart of Plantation.

This 3 bedroom 2 1/2 bath home offers stunning water views, perfect for morning coffee and sunrises, evening sunsets, or effortless entertaining.

For showings or information please contact:
Lisa Gonzalez
954-471-7837
MLS

04/06/2026

💵 🔑 Tax refund = your keys to a new home.

Don’t let that refund disappear. Here’s how smart buyers are using it RIGHT NOW ↓

🏠 Down payment boost — more down = lower payment + skip PMI
📋 Cover closing costs — keep cash in your pocket on move-in day
📉 Buy down your rate — pay points now, save thousands later
🛠️ Move-up reserve — cushion for repairs, updates & moving costs

First-time buyer or ready to upgrade? Let’s talk about how your refund can get you into your next home.

💬 DM me “REFUND” and I’ll show you exactly what you qualify for — no pressure, just numbers.

03/23/2026

MAJOR UPDATE FOR THE CONDO MARKET STARTING AUGUST 3, 2026 & JANUARY 4, 2027!

Here’s a quick breakdown of what this means for you.

🛑 THE CONS: WHAT'S RAISING CONCERNS
• More Time & Cost: End of Limited Review, Full Review Only means lenders must now verify condo association compliance on every loan, a burden that ultimately falls on buyers and sellers. This starts August 3, 2026.

• HOA Reserve Requirements: Raising mandatory reserve thresholds from 10% to 15% will likely cause many buildings to become newly ineligible. Current owners may be unable to sell or refinance, potentially causing property values to drop.

• Loss of Affordable Options: First-time homebuyers lose entry-level options when these properties become harder, or impossible to finance with conventional loans.

• Timeline: The Limited Review ends on August 3, 2026, with the reserve increase taking effect January 4, 2027.

✅ THE PROS: WHAT'S WORKING IN OUR FAVOR
• Insurance Relief: Allowing ACV roof coverage immediately ends a major bottleneck, potentially qualifying hundreds of buildings.

• Deductible Clarity: A capped $50,000 per-unit master policy deductible provides a clear standard for lenders, removing ambiguity.

• Waiver Expansion: Smaller buildings (5–10 units) may now bypass the full review under certain conditions, reducing friction.

These updates represent significant shifts in the real estate landscape. Contact me to learn how these changes might impact your next condo transaction!

03/22/2026

Sundays are for teamwork! 🤝 Making sure our clients are pre-approved and house-hunt ready before the sun goes down. It’s a lot easier to crunch numbers when you’ve got a view like this to keep you company.
Huge shoutout to my business partners hitting the pavement today. Let’s get these keys! 🔑

03/20/2026

🌻Spring isn’t just about cleaning out your home… it’s about opening new doors—literally. 🏡

Thinking about buying, refinancing, or just curious what’s possible in today’s market? This season might be your moment. Let's explore your options!

Visit www.closewithgregg.com, DM, or call
(954) 558-4175
NMLS #294478

03/17/2026

🍀Happy St. Patrick's Day!🍀

03/06/2026

STOP Paying Your Landlord’s Mortgage!

Let’s be real: Owning a home feels a little distant lately. With interest rates not being where they were 3 -4 years ago and even higher grocery bills, saving for a large down payment feels impossible.

But here’s the secret: You don’t need 20% down to get the keys. 🗝️We have access to First-Time Homebuyer programs designed to get you through the front door sooner than you think. We’re talking:

• Low-to-zero down payment options.
• Competitive rates that beat the "big box" lenders.
• Down payment assistance programs that help cover closing costs.

🤝 To My Realtor Partners:
Tired of seeing great clients stuck on the sidelines? Let’s get them pre-approved with programs that actually work in this market. I’m here to make your job easier and your closings faster.

👇 Let’s Chat!
Buyers: Comment "HOME" below or DM me to discuss options.
Realtors: DM me to discuss strategies for your homebuyers.

02/23/2026

💰 Getting a Tax Refund? Turn It Into a Home Key. 🏡🔑

Instead of spending your tax refund on something temporary… what if you used it to purchase a home and build long-term wealth?

Here’s why using your tax refund to purchase a home is a SMART move:

✨ 1. Boost Your Down Payment
Your refund can help cover part (or all) of your down payment, lowering the amount you need to save out of pocket.

✨ 2. Cover Closing Costs
Closing costs can catch buyers off guard. Your refund can help handle appraisal fees, title fees, lender costs, and more.

✨ 3. Lower Your Monthly Payment
Applying your refund toward your down payment could reduce your loan amount — which may mean a lower monthly payment.

✨ 4. Start Building Equity Now
Rent builds your landlord’s wealth. Owning builds YOURS.

✨ 5. Invest in Your Future
Real estate has historically been one of the strongest long-term wealth-building tools available.

If you’re getting a refund this year, let’s talk about how far it could actually take you toward homeownership. You might be closer than you think.

Message me “REFUND” and I’ll run the numbers for you. 📲

02/11/2026

Love this kind of win 🙌

Another happy client just saved $400 per month 💰 AND shaved 10 years off her mortgage just by reviewing her refinance options.

This was actually a past client who simply reached out to “see what’s possible.” That quick conversation turned into:
- Lower monthly payments
- Debt paid off
- Mortgage paid off a decade sooner

You never know what opportunities are hiding in your current loan 👀

Curious what your options look like?
Comment “OPTIONS” below or send me a DM. I’ll run the numbers and let you know if refinancing makes sense for you.

No pressure. Just smart strategy.

02/02/2026

Keys delivered. Deal closed. Happy homeowner secured. 🔑🏡

Even when challenges pop up, the right team makes all the difference. Big thanks to Paula Hubbard, my rockstar processor, and Joe Verville of Remax for helping make this closing smooth, timely, and stress-free.

To our newest homeowner—congratulations and thank you for trusting us with one of life’s biggest decisions. This is why experience matters.

If you’re wanting to buy a home and want someone in your corner every step of the way, send me a DM or comment below "Ready" and let's look at your options.

NMLS #294478