Money Concepts - Sunbury

09/02/2026

We've sat across the table from couples who have been married thirty years and are picturing two completely different retirements, and neither of them realized it until we asked.

It's not a red flag. It's just what happens when life gets busy and the big questions get skipped. A plan for two people should reflect what both of you actually want, not just an average of the two.

When's the last time you and your spouse described your ideal retirement out loud to each other?

📍 40 South Vernon Street, Sunbury, OH 43074
📞 (740) 480-8041
🌐 www.mcsunbury.com
📧 [email protected]

MC Sunbury provides clear, thoughtful financial planning for individuals, couples, and retirees in Sunbury, OH. Focused on clarity, confidence, and long-term guidance.

08/31/2026

If you meet certain conditions, you can set up and contribute to an IRA (traditional or Roth) for your spouse, even if he or she receives little or no taxable compensation for the year of the contribution. Such an IRA is commonly referred to as a spousal IRA. A spousal IRA is not, however, a special...

08/26/2026

Blended families ask questions first marriages usually don't have to: How do we protect kids from a previous marriage and still take care of each other?

What happens to the house? Whose name is on what?

These aren't easy conversations, and they're exactly the kind we specialize in as a couple ourselves.

Getting specific now, while everyone is at the table and things are calm, is a lot easier than leaving it for someone else to sort out later.

If this sounds like your family, let's talk.

📍 40 South Vernon Street, Sunbury, OH 43074
📞 (740) 480-8041
🌐 www.mcsunbury.com
📧 [email protected]

MC Sunbury provides clear, thoughtful financial planning for individuals, couples, and retirees in Sunbury, OH. Focused on clarity, confidence, and long-term guidance.

08/24/2026

The equity risk premium is worth unpacking for anyone unfamiliar with what it does — and does not— signal in markets.

08/20/2026

Legacy planning isn't just about what happens after you're gone.

It's about the decisions you make now, while you still can.

We help families think through:

• Who's protected and how
• What causes matter most to them
• How to pass wealth on in a way that actually reflects their values

It's one of the most meaningful conversations we have with clients. And it's never too early to start.

📍 40 South Vernon Street, Sunbury, OH 43074
📞 (740) 480-8041
🌐 https://mcsunbury.com/
📧 [email protected]

MC Sunbury provides clear, thoughtful financial planning for individuals, couples, and retirees in Sunbury, OH. Focused on clarity, confidence, and long-term guidance.

08/17/2026

The AMT is essentially a separate federal income tax system with its own tax rates.

08/13/2026

We just got back from Financial Planning Congress, and while most of the trip was learning and sessions, we made sure to carve out some time for us too.

We talk to a lot of couples about balance: how to be partners in life and partners in planning without losing either one. It's easier to have that conversation honestly when we're living it ourselves.

That's part of why couples tend to feel comfortable with us. We're not just advising on partnership, we're in one.

📍 40 South Vernon Street, Sunbury, OH 43074
📞 (740) 480-8041
🌐 www.mcsunbury.com
📧 [email protected]

08/10/2026

Women are inheriting trillions in the Great Wealth Transfer, yet four in ten have no giving plan. Learn how to give strategically and make your philanthropy count.

08/07/2026

It's one of the most common things we hear from couples. One person handles most of the details and the other isn't quite sure what the full picture looks like. It's not a bad thing, it's just really common.

Financial planning tends to work best when both partners feel informed, involved, and working toward goals they both actually want. That's a conversation we help couples have all the time.

If you've been meaning to get aligned, we're a good place to start.

📍 40 South Vernon Street, Sunbury, OH 43074
📞 (740) 480-8041
🌐 https://mcsunbury.com/
📧 [email protected]

MC Sunbury provides clear, thoughtful financial planning for individuals, couples, and retirees in Sunbury, OH. Focused on clarity, confidence, and long-term guidance.

08/06/2026

🌟 Board Member Spotlight 🌟

This week, we're proud to recognize Andy Panyik of Money Concepts - Sunbury, a dedicated member of the Sunbury Big Walnut Area Chamber of Commerce Board of Directors!

For decades, Andy has been helping individuals, families, and business owners navigate their financial future through personalized wealth management and retirement planning. Money Concepts Sunbury specializes in retirement planning, estate planning, Social Security strategies, succession planning, and comprehensive financial planning using their unique Pineapple FORMula™, designed to bring every piece of your financial life together.

Beyond financial planning, Andy and his team are deeply committed to our community. They regularly host educational workshops, support local organizations and events, and believe that strong relationships are the foundation of everything they do.

Thank you, Andy, for your leadership, your commitment to strengthening our Chamber, and for helping make the Sunbury area a wonderful place to live, work, and do business!

📍 40 S. Vernon Street, Sunbury, OH 43074
📞 (740) 480-8041