Otto & Associates Insurance Agency

Otto & Associates Insurance Agency We are a full service insurance agency representing the people of Huber Heights and surrounding areas through partnership with quality insurance carriers

Otto & Associates Insurance Agency is a family owned insurance agency serving the people of Huber Heights, Delaware, Sunbury, and surrounding areas within the State of Ohio.

Thank you Big Walnut Sunbury Chamber of Commerce for a spectacular day at Rattlesnake Ridge Golf Club.
05/12/2026

Thank you Big Walnut Sunbury Chamber of Commerce for a spectacular day at Rattlesnake Ridge Golf Club.

08/07/2024

A big thanks to everyone for all of the warm birthday wishes! It really makes me realize just how many wonderful people have come into my life. I am truly grateful for all of you! If wealth is measured by the amount of friends and family that one has, then I am truly a rich man.

For all of you who don't know yet, I have decided that the next chapter of my life is starting with Keller Williams Home...
03/05/2024

For all of you who don't know yet, I have decided that the next chapter of my life is starting with Keller Williams Home Town Realty!

Those who know me, know that I have always enjoyed working with people to take care of their wants and needs and I'm always looking to stay busy. With a lot of work and a little luck, I plan to keep doing just that.

Please reach out to me if I can help you with your first or next home, or maybe just to see how I'm doing!

This is being hosted by my favorite Brother-in-Law (my only BIL).  Could provide some interesting information.  It is Fr...
04/26/2023

This is being hosted by my favorite Brother-in-Law (my only BIL). Could provide some interesting information. It is Free and Virtual On-line, but you will need to register (which is a good reminder for you to watch). (Paul Castner )

Are you ready to elevate your financial, wellness, and health to the next level? Then join us for our VIP Open House on May 6th at 12:30 pm EST, featuring the esteemed Dr. Frank Verri!

During this exclusive event, you'll have the chance to hear from individuals who are committed to living their best lives. Dr. Verri will share his insights and expertise on how to optimize your physical health and how it also interacts with your financial health, empowering you to take control of your future and thrive in all aspects of your life.

This is an event you won't want to miss! So, mark your calendar for May 6th and RSVP at https://go.ckhealthcareadvisors.co/sign-up now to secure your spot. We can't wait to see you there!

Since Spring is peeking around the corner, here are 10 road rules/reminders for driving with motorcycles.“Look twice, sa...
04/04/2023

Since Spring is peeking around the corner, here are 10 road rules/reminders for driving with motorcycles.

“Look twice, save a life” isn’t just a slogan—it’s solid advice. While safety should always be the main concern whenever you’re driving, when automobiles and motorcycles begin to share the road in warmer months, it’s a good idea to be extra vigilant.
Remember, motorcycles are vehicles with the same rights and privileges as any vehicle on the roadway. It’s important for motorists to understand the safety challenges faced by motorcyclists, such as size, visibility and motorcycle riding practices, to know how to best respond to them.
Whether you’re the one operating the automobile or the motorcycle, check out our 10 tips for sharing the road to make sure everyone makes it to their destination safely.
1. Share the road, not the lane.
Although it may look like there’s enough room in a single lane for both an automobile and a motorcycle, remember the motorcycle needs the room to maneuver safely. Give the motorcyclist some space and don’t share the lane.
2. Increase your following distance for flashing turn signals.
Self-cancelling turn signals didn’t become standard on motorcycles until the 1970s, and there are still a lot of motorcycles on the road today without them. When you see a flashing turn signal on a motorcycle, wait to be sure the motorcycle is going to turn before you attempt to pass it. If you notice that a motorcyclist has been driving with the turn signal on for a while, increase your following distance so that if it does turn, you’ll have enough time to react.
3. A minor annoyance to a motorist could be a major hazard to a motorcyclist.
Motorcyclists may change speed or adjust their position within a lane suddenly in reaction to road and traffic conditions, such as potholes, gravel, wet or slippery surfaces, pavement seams, railroad crossings and grooved pavement. {Also, do not blow your grass clippings into the road}
4. Remember that motorcycles react differently.
Did you know that in dry conditions motorcycles can stop more quickly than cars? Allow more following distance so you have enough time to react in case the motorcycle makes a sudden stop since rear-ending a motorcycle can be fatal to the rider.
5. Look in all directions during left turns.
Motorcycle crashes involving another motor vehicle continue to account for nearly half of all motorcyclist fatalities in the United States. Before you turn left, remember to look for oncoming traffic, especially motorcycles. Vehicle accidents involving the collision of a left-turning automobile and an oncoming motorcycle can be severe, as oftentimes the motorcycle T-bones the automobile while it’s in the left turn.
6. Treat intersections with special care.
Many accidents that involve both automobiles and motorcycles occur at intersections. Always follow the safety protocol for intersections every single time that you approach one: come to a complete halt, view and obey posted traffic signs and signals, look both ways for approaching traffic and proceed slowly.
7. Check your blind spots.
Motorcycles are small and may be difficult to see. With a smaller profile, it can also be difficult to judge the speed and distance of an oncoming motorcycle, particularly in blind spots. And, the shape and size of a motorcycle can blend into the images in your rear and side-view mirrors. Newer technology, including lane departure warning and blind spot detection systems, have helped with this issue but nothing beats the old fashioned over-the-shoulder glance.
8. Pass with care.
When a motorist passes a motorcyclist, the gust of wind that follows could cause the motorcycle to become unstable. Always use your turn signal before changing lanes or merging to allow the motorcyclist to anticipate traffic flow and find a safe lane position. When passing, make sure you are several car lengths ahead of the motorcycle before you return to your lane.
9. Keep weather in mind.
Inclement weather has more drastic effects on motorcyclists than it does on motorists, particularly rain, snow and wind. Windy conditions can make it difficult for motorcyclists to control their motorcycle on the road, and precipitation like rain or snow can reduce everyone’s visibility and make motorcycles more difficult to see.
10. Help riders stay safe at night.
You can help motorcyclists stay safe after dark by increasing your following distance, ensuring that your high-beams are turned off when you notice an approaching motorcycle and refraining from passing.
This article is for informational and suggestion purposes only. If insurance policy coverage descriptions in this article conflict with the language in the policy, the language in the policy applies. To learn more about auto or motorcycle insurance coverage, speak with your independent agent."
References:
- National Highway Traffic Safety Administration (NHTSA)
- United States Department of Transportation
- Insurance Institute for Highway Safety

Our newest Pawtner at Otto & Associates Insurance Agency. Sniffing out great insurance protection at howling fair rates....
01/12/2023

Our newest Pawtner at Otto & Associates Insurance Agency. Sniffing out great insurance protection at howling fair rates. And the service is reBarkable.
Xo

https://theottoagency.com/
12/21/2022

https://theottoagency.com/

We are a full service insurance agency representing the people of Huber Heights and surrounding areas through partnership with quality insurance carriers.

03/22/2022

When your home is your safe haven, be sure you know how to keep it safe and sound. Learn how to handle these 10 common home emergencies and when it’s time to call a professional for assistance.

01/04/2022

Why homeowners add water backup coverage.

10/22/2021

"THIS IS REALLY IMPORTANT ADVICE AND COULD POSSIBLY SAVE YOUR LIFE!!
If you are ever lost while hiking, get stranded with a broken down car, etc... and you notice your cell phone is either low on juice or has no signal, here is a tip that very well may save your life.
Change the voicemail on your phone to a message that gives your approximate location, the time, the date, your situation (lost, out of gas, car broken down, injured, etc...) and any special instructions such as you are staying with the car, you are walking toward a town, etc.... The best part of this is that even if your cell phone dies or stops working, voicemail still works, so anyone calling your phone looking for you will hear the message and know where to find you or where to send help.
(Copied from a friend)"

Address

6650 Kilbourne Road
Sunbury, OH
43074

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Telephone

+19376100088

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