Kayla Halek, Loan Officer, NMLS: 2076154

Kayla Halek, Loan Officer, NMLS: 2076154 I’m Kayla Halek, NMLS: 2076154, Loan Officer with PrimeLending, a national mortgage lender.

For licensing information, go to: www.nmlsconsumeraccess.org
PrimeLending NMLS #13649
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Equal Housing Lender

Outgrowing your current home doesn't automatically mean it's time to move.Before you start scrolling listings, ask yours...
09/04/2026

Outgrowing your current home doesn't automatically mean it's time to move.

Before you start scrolling listings, ask yourself:

- What would a renovation cost?

- What would a move cost?

- How would your monthly payment change?

- Are you solving a space problem or a lifestyle problem?

- Does your current home still meet your long-term needs?

Before assuming you need to move, make sure you've priced both options. I can give you a clearer picture of your options before deciding your next move.

09/03/2026

Think you need 20% down to buy a home? You may be closer than you think.

Some first-time buyers can purchase with as little as 0% down, and down payment assistance programs* may be available to help with upfront costs.

Don’t let the 20% myth keep you on the sidelines. Let’s look at your budget, your goals and the options available to you. Message me and let's run the numbers.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

09/02/2026

You don't have to be ready to tour homes to start the mortgage conversation.

I can help you estimate a comfortable price range, potential monthly payment and cash needed to close. Then you can decide whether buying now fits your plans or whether you need more time to prepare.

Show off your home's true owner in the comments.
08/26/2026

Show off your home's true owner in the comments.

All too often I see homebuyers rule themselves out of a mortgage before they even apply. Why? Because they think they ha...
08/16/2026

All too often I see homebuyers rule themselves out of a mortgage before they even apply. Why? Because they think they have to have a perfect credit score.

It's true, credit matters. But so does your income, existing debts, savings, and what kind of home loan you're looking for.

But, you don't even have to know all of that to get the ball rolling. I'm here to walk you through the process, so reach out and let's see what you could qualify for.*

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Feel like saving for your down payment has stalled your homebuying plan? Not so fast.You may be able to buy a home with ...
08/15/2026

Feel like saving for your down payment has stalled your homebuying plan? Not so fast.

You may be able to buy a home with less upfront cash with help from PrimeLending's Down Payment EDGE* program. Available with no income limits and offering no first-time homebuyer restrictions, this program could be just what you need to get into the door of your new home.

Reach out today and let's see if you qualify for Down Payment EDGE.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas or for all loan types. Please contact your PrimeLending loan officer for more details.

Planning to buy a home later this year? The best thing you can do right now is start preparing.A few simple steps, like ...
08/14/2026

Planning to buy a home later this year? The best thing you can do right now is start preparing.

A few simple steps, like checking your credit, building your savings and understanding your budget, can put you in a much stronger position when it's time to make a move.

You don't have to do it alone. Let's talk about where you are today and create a plan that helps you buy with confidence when the time is right.

Has saving for a down payment started to feel like a full-time hobby?You're not alone. One of the biggest surprises for ...
08/14/2026

Has saving for a down payment started to feel like a full-time hobby?

You're not alone. One of the biggest surprises for many homebuyers is learning they may not need to save as much as they thought.

Down payment assistance programs* (DPAs) could help cover part of the upfront cost, including the down payment and even closing costs, depending on the program.

That could mean buying sooner than you expected and keeping more of your savings available for moving expenses, furniture or the unexpected costs that come with a new home.

Before you assume homeownership is out of reach, contact me to see if you qualify for a DPA.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

08/13/2026

Buying a home comes with enough moving parts. You shouldn't have to chase down answers from a call center too.

I'm here locally to help you compare your options, understand your payment and stay informed from application through closing.

Let's talk about what you're planning.

For a lot of families, the dream isn't to buy just any house. It's about having a place that's truly yours.Walls you can...
08/13/2026

For a lot of families, the dream isn't to buy just any house. It's about having a place that's truly yours.

Walls you can paint, a kitchen everyone gathers in, and making payments toward something your family owns. The first step to making it all happen starts with finding out what's possible today.

Getting qualified* for a mortgage can show you what you could afford, your down payment options, and loan programs that fit your needs. I'm here to help guide you the entire way. DM me to see what you may qualify for.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Address

227 S Cedar Street Suite A
Summerville, SC
29483

Telephone

+18438797092

Website

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