Zac Zerbst Loan Officer NMLS #1431624

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Zac Zerbst Loan Officer NMLS #1431624 I'm Zac Zerbst, NMLS 1431624. Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. Equal Housing Lender.

PrimeLending NMLS ID: 13649 PrimeLending NMLS ID: 13649

I’m Zac Zerbst, NMLS: 1431624, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

For licensing information, go to: www.nmlsconsumeraccess.org

Your home equity could help fund what's next.As part of a home equity loan*, you will receive a lump sum of cash you can...
10/09/2026

Your home equity could help fund what's next.
As part of a home equity loan*, you will receive a lump sum of cash you can used however you want. You could put it toward all kinds of financial priorities, including home improvements, consolidating higher-interest debt or funding major life goals and expenses.

Tapping into your equity isn't right for every situation, so it's important to consider your needs, options and overall financial picture.

Wondering what your equity could do for you? Let's talk.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Can't find the right home? Maybe it hasn't been built yet. 🏡New construction can give you options you may not find in an...
10/07/2026

Can't find the right home? Maybe it hasn't been built yet. 🏡
New construction can give you options you may not find in an existing home, including:
🔨 The ability to choose certain finishes and features
🏠 Modern layouts designed for how people live today
⚡ Newer systems, appliances and energy-efficient features
🛠️ Fewer immediate repairs or renovations
✨ A home that feels like yours from day one
And with financing designed specifically for new construction, building may be more achievable than you think.
Thinking about building? Let's talk about your options.

Parents helping children buy a home doesn't always mean writing a big check.Many families are surprised to learn that eq...
10/01/2026

Parents helping children buy a home doesn't always mean writing a big check.
Many families are surprised to learn that equity they've built over the years may be used to help the next generation achieve homeownership.
Imagine turning years of appreciation into an opportunity for your child or grandchild.
✔ Potentially lower cash needed to close
✔ Use gifted equity toward eligible purchase costs
✔ Use existing home equity to help an eligible family member purchase the home
Let's explore whether a Gift of Equity strategy* could make sense for your situation.
Reach out for a complimentary consultation.
*Gift of Equity eligibility and uses vary by loan program and transaction. Subject to underwriting, program requirements, property eligibility, and required documentation. Not all borrowers or transactions will qualify. Consult your tax or financial advisor regarding potential tax or estate-planning implications.

Your rent check is working hard. It's just not building equity for you. 💰🏡Month after month, you're paying for a place t...
09/24/2026

Your rent check is working hard. It's just not building equity for you. 💰🏡

Month after month, you're paying for a place to live, but when you move, you leave without the potential equity that comes with owning a home.

If homeownership is one of your goals, you may be closer than you think. Let's look at your budget, buying power and financing options to see what could make sense for you.

Send me a message and let's run the numbers.

Kitchen trends are entering their personality era.OUT: stark whites, cool neutrals + playing it safe.IN: warm taupes, ri...
09/11/2026

Kitchen trends are entering their personality era.

OUT: stark whites, cool neutrals + playing it safe.
IN: warm taupes, rich browns, moody hues, muddied pastels + unexpected pops of color.

Homeowners are leaning into kitchens that feel warmer, more layered and a little less "perfect".

Saving these for the future remodel? Your home's next era might be closer than you think with a renovation loan.

Source: https://www.elledecor.com/design-decorate/trends/a70062151/kitchen-paint-color-trends-2026/

A day that changed our nation. A legacy we carry with us. 🇺🇸On Patriot Day, we remember the lives lost on September 11, ...
09/11/2026

A day that changed our nation. A legacy we carry with us. 🇺🇸
On Patriot Day, we remember the lives lost on September 11, 2001, honor the heroes who answered the call, and reflect on the courage and compassion shown in the face of unimaginable loss.
25 years later. We remember. We honor. We never forget.

Your salary tells part of the story-but it doesn't tell the whole story. 🏡When it comes to figuring out how much home ma...
09/10/2026

Your salary tells part of the story-but it doesn't tell the whole story. 🏡
When it comes to figuring out how much home may fit your budget, there's more to consider than the number on your paycheck. Things like your monthly debts, down payment, credit profile, interest rate, property taxes, insurance and loan program can all play a role.
That's why two people earning the exact same salary could have very different homebuying budgets.
Curious what your numbers could look like?
Let's talk and run through your options together. No guessing required.

Getting ready to apply for a mortgage?Ask yourself:✅ Have I checked my credit report recently? ✅ Am I keeping credit car...
09/10/2026

Getting ready to apply for a mortgage?
Ask yourself:
✅ Have I checked my credit report recently?
✅ Am I keeping credit card balances low?
✅ Are all my payments on time?
✅ Have I avoided opening new accounts?
Taking these steps before applying may help position you for a smoother home financing experience.

09/10/2026

I'm Still Your Loan Officer. Even When You're Not Buying a Home.
Just because we've already closed on your home doesn't mean my job is done.
As life changes, your home and mortgage can be part of some pretty important financial decisions.
Maybe you're wondering whether to renovate or move. Maybe you want to understand your equity, explore refinancing, buy another property or simply make sure your current mortgage still fits your goals.
Think of me as your go-to home financing resource - someone you can reach out to with questions, ideas or "what if?" scenarios long after closing day.
I was here when you got the keys. I'm here for whatever comes next, too.

Getting sacked by rent year after year? 🏈😵💫 Buying a home isn't the right play for everyone - but you might have more op...
09/08/2026

Getting sacked by rent year after year? 🏈😵💫 Buying a home isn't the right play for everyone - but you might have more options than you think. If homeownership is somewhere in your game plan, let's look at your options and see what makes sense for you. 🏡 Ready to talk strategy? Let's connect.

Address

227 S Cedar Street, Suite A
Summerville, SC
29483

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