DB Mortgage Group a division of Canopy Mortgage:NMLS 1359687/307312

05/07/2026

🙌🏾 To GOD be the Glory for all the things He has done! 🙏🏾
Many people don’t know this, but for the last 113 days I’ve been under intense medical treatment for Necrotizing Fasciitis — a deadly flesh-eating bacteria that can become fatal if left untreated. 🏥⚠️
What started as a simple trip to urgent care because of a rash turned into doctors discovering a 42cm mass growing in my abdomen that had to be removed immediately. Over the next 10 days, I underwent 3 surgeries to remove all of it. After that, the doctors made the decision to allow the wound to heal naturally to avoid reinfection.
For months, I was literally walking around with a 42cm incision sealed with plastic and connected to a wound vac machine. 😳
It is nothing short of a miracle. Had I waited any longer, the infection could have spread and I could have become septic or toxic. God truly covered me. 🙏🏾✨
And now… I’m beyond grateful to say that as of 3PM yesterday, all major treatments and hospital visits are COMPLETE! 🎉🙌🏾 Of course I still have follow-up appointments, but the hardest part is finally behind me.
First and foremost, THANK YOU JESUS! ❤️ I did not deserve His grace, nor could I ever earn it — He is simply amazing.
To my incredible wife 💜 — thank you for keeping me accountable with meal prep, exercise, and keeping me away from my beloved sugar cravings 🍩😂 that would’ve slowed my healing process.
To my mom “Swag” 💪🏾 and my other mom affectionately known as “St. Louis” 🏙️ — thank you for stepping in and helping carry the load. St. Louis even relocated from California to help with treatments and daily responsibilities until she had to return home. I’ll never forget that sacrifice.
To my medical care team 👨🏽⚕️👩🏽⚕️ — thank you for taking care of me through one of the toughest seasons of my life.
And to my fraternity brothers, family, and friends who called, checked in, prayed, and showed love — THANK YOU ❤️
One thing I learned through all of this:
Trust yourself and your loved ones. If something doesn’t feel right, don’t ignore it. Go get checked out. Early action can save your life. ⚠️
Now… it’s BACK TO WORK!!!! 💼🔥

05/04/2026

🍔✨ Monday Motivation! ✨🍟

Kicked off the week with a delicious meal of smash burgers and crispy fries during our mortgage meeting! Nothing fuels a productive brainstorming session like a tasty bite to eat. 😋

We dove deep into strategies on stacking grants and down payment assistance programs, all aimed at helping our clients achieve their homeownership dreams with minimal out-of-pocket expenses! 🏡💰

If you're ready to explore how you can minimize your costs and unlock the door to your new home, DM us today! Let's make your dreams a reality together! 💪💫

04/30/2026

Fellow realtors bonds bled today post-FOMC dud (rates unchanged, Powell neutral), with MBS -58bps and 10yr at 4.43% triggering lender reprices up ~.125 points. Durable Goods beat big (core 0.9% vs 0.4% exp), Housing Starts topped forecasts too strength markets hate for mortgage pricing. Equities dipped, sentiment sour. Heads up for clients: Tomorrow's GDP (2.0% cons miss good), Core PCE (0.3% key inflation watch), Personal Income/Spending, ECB. Friday ISM Manuf. These could swing rates 1/8+ either way advise locking short closes (7-60 days) to sidestep volatility; longer deals can float if tolerant. Position buyers now before potential creep higher. Tag a client who needs this happy to run scenarios!

04/28/2026

🚨 COMING SOON… BIG NEWS FOR FUTURE HOMEOWNERS 🚨
🎙️ The Equity Equation
Sponsored by DB Mortgage Group
Thinking about buying your first home but not sure where to start? This podcast is about to change the game.
🏡 We’re breaking down REAL strategies for first-time homebuyers, including:
💰 Down Payment Assistance (yes, even up to little or no money out of pocket)
🎁 Grants you didn’t know existed
🏠 House Hacking – live for low or even FREE
📊 How to actually qualify for loan programs (even if you’ve been told no before)
No fluff. No confusing jargon. Just real game, real strategy, and real pathways to getting your keys 🔑
🎧 Whether you're tired of renting or just want to understand your options… this is for YOU.
🔥 Get ready to stop guessing and start owning.
👉 Follow now so you don’t miss the first episode dropping soon!

04/27/2026

Not just talking about mortgages… we have actually USED them. ✍🏾🏡
This was a closing on an investment property where I signed the docs. This is what it looks like when you understand the game and play it the right way.
At DB Mortgage Group, we don’t just structure deals… we live them. That means better strategy, better guidance, and better results for our clients.
👉 If you want to work with a team that’s been active in the market, not just watching from the sidelines… let’s talk.

04/25/2026

04/24/2026

Date night turned into a whole event 😂🎬
The wife and I pulled up to the premiere of Michael feeling real Hollywood… but let’s be honest, we were really there for the music of Michael Jackson and the snacks 😅🍿
Between linking up with family, cracking jokes with friends, and debating who had the best MJ dance moves (I’m still undefeated, by the way 🕺🏾), it was one of those nights you don’t want to end.
Great vibes, great people, and a whole lot of nostalgia. Nights like this remind you—it’s not just about where you go, it’s who you’re with. ❤️
Now be honest… who hitting the moonwalk better: me or wifey? 👀😂

04/23/2026

Hey homeowners and future buyers bonds are bouncing back a bit today after yesterday's late dip, with mortgage rates holding steady near morning levels (10yr at 4.30%, MBS off 6bps). But don't get too comfortable: Iran's grabbing ships in the Strait of Hormuz is spiking oil fears and could push rates higher if tensions boil over, even with Trump's ceasefire extension buying a few days. No big econ news today except a 1pm Treasury auction strong bids help rates, weak ones hurt. Tomorrow's jobless claims could soften things if they're high (over 210K expected). Bottom line for you: If your closing is within 30 days, lock now to dodge headline-driven volatility. Past that? Cautious float, as a deal might bring better rates soon. DM me your scenario let's lock in your best rate before the next twist!

04/20/2026

3.5% FHA down: Who pays it for you?

Struggling with that 3.5% FHA down payment? What if I told you someone else can pay it—for free?


I'm Derrick Bridgett, an FHA loans specialist helping first-time homebuyers with down payment needs, with 20 years in mortgages.


Seller concessions up to 6% of the home price can cover your full 3.5% down—plus grants stack on top for first-timers.


Step one: Make an offer asking the seller for concessions—they're allowed with FHA and it drops your cash needed to zero. Step two: Layer in down payment assistance grants, available nationwide through state programs or paired with FHA loans—like the ones covering 100% for qualified first-time buyers. Curious how these work together without raising your rate? Here's the key...


DM me "FHA DOWN" and I'll show you if you qualify—let's get you in that house.