Hope Votaw Krugh - USA Mortgage

09/07/2026

A long weekend is great. Coming back to a team you genuinely enjoy working with is even better. Happy Labor Day from all of us at the 🏠👏

09/03/2026

We're approaching the official start of the ! Thinking about buying a home this fall? Sellers who are hoping to move before winter may be more motivated to negotiate, creating opportunities for buyers to secure favorable terms. 🍂🏡

📞 +1 314-356-2896
📧 [email protected]
🔗 usamortgage.com/home-buying-in-september

09/02/2026

Think you're not ready to buy a home? You might be closer than you think.

We talk to prospective buyers every day who assume they need a bigger down payment, a higher credit score, or years more of saving before they can buy. The reality? Many are surprised to learn they're already in a better position than they realized.

Don't let a myth keep you from exploring your options. 🏡🔑

➡️ +1 314-356-2896
➡️ [email protected]

09/02/2026

"Choosing Hope as my lender was the best possible choice I could make. She's experienced, thorough, and non-judgemental. Hope took the time to get to know me, my financial history, and walked me through the best scenarios for my situation. Buying a home was so easy and I didn't have to stress because I knew Hope would do all the hard work for me." says Amy on Google

★★★★★ Choosing Hope as my lender was the best possible choice I could make. She's experienced, thorough, and non-judgemental. Hope took the time to get to know me, my financial history, and walked me through the best scenarios for my situation. Buying a home was so easy and I didn't have t...

09/01/2026

September is , and we're celebrating the people who make homeownership possible every day 🎉

From the first conversation to the closing table, our team is dedicated to helping families achieve their goals. We're proud to work alongside the best of the best at the .

08/29/2026

I bought my first house at 23 making $16.50/hour 💵

It was $150,000.

Three bedrooms. Two bathrooms. My interest rate was just under 5%.

Has STL’s median home price gone up a little? Sure. Have rates gone up a little? Up, down, up, down since then.
So have real estate taxes and insurance, modestly in the area I’d first purchased in.

And maybe the part I appreciate even more looking back now: I qualified for it using a base wage of $16.50 an hour. That’s something to consider as well when looking at what the market looked like over a decade ago.

I was earning commission at the time, but I hadn’t been receiving it long enough for it to count toward qualifying, so we had to make the numbers work using only my base pay less than $35,000 a year in qualifying income as a single woman in her Master’s program determined to find a safe way to “invest” and grow.

I didn’t use down payment assistance. I received a little help toward closing costs from the builder, saved my money, and I bought that house on my own.

That house hasn’t been my home for a very long time, but I will always have a soft spot for it because buying it changed so much for me.

It was also one of the experiences that eventually helped lead me from working primarily in banking into specializing in mortgages.
It also was a playing chip for all of my future homes, helped fund investments, vacations, and savings.
All while being a home, and a haven for me.

I remember what it felt like to be 23 and wondering whether buying a house was actually something I could do.

And now, 11 years later, I get to sit on the other side of that conversation and tell people:

You may be closer than you think.

You don’t have to be making six figures.
You don’t have to have a 20% down payment.
You don’t have to wait until some imaginary age when you’re finally “ready enough.”

Sometimes you just need someone to look at the whole picture with you and show you what’s possible.

And I’m that someone.
Homeownership is likely closer than you think.
Send the DM and let’s chat.

08/28/2026

🍂 Fall is one of the best-kept secrets in real estate.

With fewer buyers competing and motivated sellers ready to make a move, this season can create opportunities you won't find in the spring market. If homeownership is on your radar, now's the time to start planning.

🔸 [email protected]
🔸 usamortgage.com/the-fall-homebuying-advantage
🔸 https://www.usamortgage.com/mortgage-loan-originator/hope-marie-votaw-krugh/

08/28/2026

Ready to buy? Curious about what are available? Just want to know more about the ? Start at https://www.usamortgage.com/mortgage-loan-originator/hope-marie-votaw-krugh/ 📲🏠

08/26/2026

At USA Mortgage, our top priority is helping you achieve the goal of owning a home.

We understand that the journey toward can be daunting; our team of is dedicated to keeping you informed through every step of the process 🏠🤝

Message [email protected] or call +1 314-356-2896 to get in touch and get started today.

08/24/2026

Level up your ! 📈💸

Did you know that , regardless of their income bracket, tend to have a higher ? Are you prepared to take the next step? Let's embark on the journey to together!

📞 +1 314-356-2896
🔗 https://www.usamortgage.com/mortgage-loan-originator/hope-marie-votaw-krugh/