Jasmine Guajardo / Loan Officer / NMLS #1916999

Jasmine Guajardo / Loan Officer / NMLS #1916999 Advocating for, and educating, the local community, to help residents become homeowners and to improve real estate value!

Your Musician Loan Officer
"Making Homeownership Music to Your Ears" 🎵

14+yrs🏡
First-Time Home Buyer expert🥇
New Construction expert🛠️
Real Estate Investment specialist 📈
Modular Home specialist🏭

Hard work deserves to be celebrated, and to push you towards the dream of homeownership. Wishing everyone a well-earned ...
09/07/2026

Hard work deserves to be celebrated, and to push you towards the dream of homeownership. Wishing everyone a well-earned long weekend — enjoy every minute of it. 🙌

Another closing day 🏡🔑 and one of those moments that reminds me exactly why I do what I do.Buying a home is so much more...
09/04/2026

Another closing day 🏡🔑 and one of those moments that reminds me exactly why I do what I do.

Buying a home is so much more than paperwork, numbers and an approval. People are trusting me with one of the biggest moments of their lives — and seeing a client get emotional over how much I helped them through the process, tells me I’m doing exactly what I’m meant to be doing. ❤️

Some closings are just extra special, and this was definitely one of them. It was such a pleasure getting to be part of ...
09/03/2026

Some closings are just extra special, and this was definitely one of them. It was such a pleasure getting to be part of this one from start to finish. 🏠✨

And a huge shoutout to Joshua Richter Real Estate for being an amazing agent to work alongside and helping make it all happen! 🙌

Congrats to my girl — officially a new HOMEOWNER!! 🥂🔑

Hard work deserves a real shot at homeownership — and there are programs out there designed to make it more accessible t...
09/01/2026

Hard work deserves a real shot at homeownership — and there are programs out there designed to make it more accessible than you might think. 🏠 Here are a few worth knowing about:

• MSHDA — offers down payment assistance and competitive rates specifically for Michigan buyers 🙌
• FHA Loans — low down payment with flexible credit guidelines
• VA Loans — zero down for eligible veterans and active duty service members 🎖️
• USDA Loans — zero down for buyers in eligible rural and suburban areas 🌾
• Conventional Loans — as little as 3% down for qualified buyers 💪

These programs exist for a reason — contact us today and let's find the path that works for your situation! 🔑

If you already own a home, refinancing could be worth a closer look. 🔍 Here's a quick breakdown of when it makes sense:✅...
08/27/2026

If you already own a home, refinancing could be worth a closer look. 🔍 Here's a quick breakdown of when it makes sense:

✅ Lower your monthly payment 💸
✅ Secure a lower interest rate 📉
✅ Shorten your loan term ⏳
✅ Switch from an ARM to a fixed-rate loan 🔒
✅ Tap into your home's equity (cash-out refinance) 💰

A good rule of thumb: if you can lower your rate meaningfully, it's worth the conversation. But the right timing also depends on how long you plan to stay and what fees are involved. 💡 We'll help you run the numbers. Contact us to explore your refinance options! 💬

Always a little extra special when I get to help family. 🏡❤️So grateful I got to be part of this closing day and help ma...
08/25/2026

Always a little extra special when I get to help family. 🏡❤️

So grateful I got to be part of this closing day and help make the journey to homeownership official! 🔑

There’s nothing better than seeing someone you love get the keys to their next chapter. 🥹🏠

Congratulations & welcome home! 🎉

Back-to-school season is an excellent reminder that planning ahead pays off — whether it's for school supplies or your f...
08/20/2026

Back-to-school season is an excellent reminder that planning ahead pays off — whether it's for school supplies or your financial future. 🎒 If homeownership is one of your goals, here are a few straightforward ways to start building toward it:

💰 Set a monthly savings target specifically for your down payment.
📉 Pay down high-interest debt to improve your DTI ratio.
📊 Check your credit report for errors (available for free at annualcreditreport.com).
🏠 Investigate down payment assistance programs in your area.
📞 Schedule a free consultation with a mortgage professional — yes, us!

You don't need to have everything figured out before reaching out. That's what we're here for — to help you understand your current situation and where you need to go. 🏠 Contact us today, and let's create a plan!

Another closing in the books — and you know I had to add a little music to the celebration! 🎶🏡🎤My amazing agents got car...
08/19/2026

Another closing in the books — and you know I had to add a little music to the celebration! 🎶🏡🎤

My amazing agents got car karaoke microphones as a little thank-you for helping make it all happen, and my buyer got a Welcome Home gift to celebrate those new keys! 🔑❤️

Buying a home is a BIG deal, and I love getting to celebrate the people on both sides of the closing table who make it possible.

Great agents. Happy buyers. Smooth closings. And apparently… a little karaoke. 😂🎤

If you've ever spent a summer weekend in the U.P. and thought "I could live here" — you're not alone. 🌲 But before you b...
08/13/2026

If you've ever spent a summer weekend in the U.P. and thought "I could live here" — you're not alone. 🌲 But before you buy that cabin or waterfront property, here's what to keep in mind:

• Larger down payment required — vacation and investment properties typically need more down 💰
• Rental income is handled differently — if you plan to rent seasonally, lenders account for that income in a specific way 🏡
• Seasonal costs add up — insurance, utilities, and maintenance look different on a property you're not living in year-round ❄️
• Rural financing has unique nuances — not every lender is experienced with cabins and UP properties. We are. 🏠

We love helping Michiganders make their up north dream a reality. Contact us to explore your options today! 🔑

Not all mortgages have fixed rates. An adjustable-rate mortgage, or ARM, operates differently — and it's worth understan...
08/06/2026

Not all mortgages have fixed rates. An adjustable-rate mortgage, or ARM, operates differently — and it's worth understanding. 📊 With an ARM, your interest rate is fixed for an initial period (commonly 5, 7, or 10 years), then adjusts periodically based on market conditions.

Pros: 👍
✅ Lower initial rate than a 30-year fixed.
✅ Can be an excellent fit if you plan to move or refinance before the adjustment period.

Cons: ⚠️
📉 Rate may rise after the fixed period.
📋 Less predictability over the long term.

ARMs aren't suitable for everyone — but for the right buyer, they can offer genuine savings. 💡 Let's discuss whether it makes sense for your situation. Contact us to explore all your mortgage options! 🏠

Address

29624 Harper Ave
St. Clair Shores, MI
48082

Telephone

+17346448939

Website

Alerts

Be the first to know and let us send you an email when Jasmine Guajardo / Loan Officer / NMLS #1916999 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jasmine Guajardo / Loan Officer / NMLS #1916999:

Shortcuts

Share

Category