Kern Insurance Services, LLC

03/04/2024

On February 8th, 2024 the FCC announced the unanimous adoption of a Declaratory Ruling that recognizes calls made with AI-generated voices are “artificial” under the Telephone Consumer Protection Act (TCPA). The ruling, which takes effect immediately, makes voice cloning technology used in common robocall scams targeting consumers illegal.

10/21/2023

We offer both Medicare Supplements and Medicare Advantage plans. Original Medicare works everywhere, but by itself there's no Out-of-pocket Max. Supplements are available to those who can qualify and afford them. We explain the good and bad with both options and can help you find the very best plan for your needs and situation. We spend hours certifying and studying each program we represent and have years of experience with the appeals process with both Original Medicare and Medicare Advantage programs. Our advice is always free. Let us know if you have questions about Medicare! We will never come to your house uninvited and we will be happy to make an appointment with you in our office. However, appointments are limited because the deadline is December 7th!

09/28/2022

CMS has already released the Medicare Premiums/cost share for 2023! Click here to see the GOOD NEWS!

On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. Medicare Part B Premium and Deductible

02/11/2021

Know anyone who missed the deadline to get Individual Health Insurance and doesnt have Medicare?

The coronavirus disease 2019 (COVID-19) national emergency has presented unprecedented challenges for the American public. Millions of Americans are facing uncertainty and millions of Americans are experiencing new health problems during the pandemic. Due to the exceptional circumstances and rapidly...

01/08/2021

covers the vaccine, so there will be no cost to you once it’s available to you. Learn more about the vaccine here: https://go.cms.gov/35j8hYj

05/26/2020

WASHINGTON — President Trump on Tuesday will announce a prescription plan drastically reducing the cost of insulin for American seniors who rely on Medicare. The deal struck with the nation& #…

07/25/2018

This is sad news for all of those Medicare Beneficiaries that are waiting for MORX to come back. It made it through the Senate but not the floor of the House. MORX would pay half of the co-pay for each drug for those who qualify for assistance. For a year, folks have to qualify for Medicaid in order to get the assistance program. We were really hoping this would be back by Aug 28th. Now, we will have to wait and see if we get it back next year. .......

SB 563, a bill that would have removed the requirement of dual eligibility for recipients of MORx Prescription Drug Assistance payments was passed by the Missouri Senate, but failed to be brought to the floor of the Missouri House for final approval by the House Rules-Oversight Committee.
The failure of the legislature to pass this important bill means that individuals who need prescription medicine assistance must continue to demonstrate eligibility under both Medicare and Medicaid guidelines. This restriction affects nearly 60,000 Missouri seniors and reduces the availability of important prescription medications to individuals who may be in most need.
This bill sought to reverse the dual eligibility law passed by last year’s legislature.

06/12/2018

Medicare Friends....no one should call you and ask questions about your Medicare number over the phone.

They say there's a problem with your new card and they just need your old card number. Don't do it.

02/15/2018

Hey Medicare Friends! Good news!
MO Rx is Awaiting Action in the House

Last week, the Missouri Senate passed Senate Bill 563, sponsored by Senator David Sater (R-Cassville) on to the House SB 563 would restore MO Rx services to the over 60,000 Missourians who lost prescription drug coverage due to cuts made by the General Assembly last session. MO Rx provides assistance with out-of-pocket costs for low-income enrollees in Medicare Part D.

The program would still need to be fully funded in the Missouri State Budget, but without passage of legislation similar to SB 563, restoration of services would be impossible.
Contact Your Representatives NOW and urge them to support restoration of MO Rx.