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NewBeginnings Student Loan Advocacy & Financial Literacy

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NewBeginnings Student Loan Advocacy & Financial Literacy

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from NewBeginnings Student Loan Advocacy & Financial Literacy, 1312 North Monroe Street , Suite 109, Spokane, WA.

NewBeginnings is a successful student loan advocacy and financial literacy organization specializing in individualized repayment and forgiveness strategic planning, financial literacy, and creating critical, meaningful relationships with all borrowers.

06/13/2026

𝗣𝗔𝗥𝗘𝗡𝗧 𝗣𝗟𝗨𝗦 𝗟𝗢𝗔𝗡 𝗕𝗢𝗥𝗥𝗢𝗪𝗘𝗥𝗦: 𝗧𝗛𝗜𝗦 𝗢𝗙𝗙𝗘𝗥 𝗜𝗦 𝗙𝗢𝗥 𝗬𝗢𝗨.

With the June 30, 2026 Parent PLUS deadline approaching, now is the time to understand your options—not after the deadline has passed.

Throughout the month of June, we are offering 15% OFF our Individualized Student Loan Assessment for Parent PLUS loan borrowers.

This personalized assessment is designed to help you understand:

✓ Repayment options available to you

✓ Potential forgiveness opportunities

✓ Whether Direct Consolidation may be appropriate

✓ Next steps based on your unique situation

No two Parent PLUS loan borrowers are the same. That's why we believe education and individualized strategy matter.

Don't wait until June 30, 2026 to start asking questions.

Schedule your Initial Strategic Call to begin the discussion and take advantage of 15% OFF your Individualized Student Loan Assessment throughout the month of June.

📍 www.nbspo.com

06/12/2026

Parent PLUS borrowers — did you know this?

You DO NOT have to wait until your child graduates to directly consolidate your Parent PLUS loans.

Yes… even if they’re still in school.

Waiting could mean missing opportunities you didn’t even know existed.

The sooner you understand your options, the more control you may have over your financial future.

Don’t wait until it feels urgent.

Ask your questions on Wednesday nights at our Parent PLUS Loan Q & A:
https://www.nbspo.com/events--workshops

OR schedule a FREE Initial Strategic Call : www.nbspo.com

06/11/2026

𝗠𝗮𝗻𝘆 𝗣𝗮𝗿𝗲𝗻𝘁 𝗣𝗟𝗨𝗦 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿𝘀 𝗱𝗼𝗻'𝘁 𝗿𝗲𝗮𝗹𝗶𝘇𝗲 𝘁𝗵𝗮𝘁 𝘁𝗵𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗷𝘂𝘀𝘁 𝗮𝘀 𝗺𝘂𝗰𝗵 𝗮𝘀 𝘁𝗵𝗲 𝗱𝗲𝗮𝗱𝗹𝗶𝗻𝗲.

Parent PLUS loans are typically limited to fixed repayment plans. Without Direct Consolidation, borrowers will not be able to access Income-Driven Repayment (IDR) plans.

That's why this pathway is so important.

For many borrowers, Direct Consolidation is the step that opens the door to Income-Driven Repayment, potential PSLF eligibility, and long-term forgiveness opportunities.

The June 30, 2026 deadline isn't just about paperwork—it's about preserving future options.

Join us for our FREE Parent PLUS Loan Q & A Session : https://www.nbspo.com/events--workshops
OR
Schedule your FREE Initial Strategic Call : www.nbspo.com

06/10/2026

This feedback from one of our attendees after our very first session is exactly why these conversations matter.

Many Parent PLUS borrowers, and their families, are trying to make important financial decisions while navigating conflicting information, changing regulations, and an approaching June 30, 2026 deadline.

𝗦𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀 𝘄𝗵𝗮𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗻𝗲𝗲𝗱 𝗺𝗼𝘀𝘁 𝗶𝘀𝗻'𝘁 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝘄𝗲𝗯𝘀𝗶𝘁𝗲 𝗼𝗿 𝗼𝗻𝗹𝗶𝗻𝗲 𝗮𝗿𝘁𝗶𝗰𝗹𝗲—t𝗵𝗲𝘆 𝗻𝗲𝗲𝗱 𝘁𝗵𝗲 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝘁𝗼 𝗮𝘀𝗸 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗮𝗻𝘀𝘄𝗲𝗿𝘀 𝘁𝗵𝗲𝘆 𝗰𝗮𝗻 𝘁𝗿𝘂𝘀𝘁.

We are incredibly grateful for everyone who joined us and trusted us with their questions.

If you missed our first session, there is still time to join us TONIGHT at 6:00PM!

Register HERE: https://www.nbspo.com/events--workshops

06/09/2026

Parent PLUS borrowers, this is your reminder!

Our FREE Parent PLUS Loan Q&A Sessions are every Wednesday night at 6:00PM.

Bring your questions. Learn about repayment options, Direct Consolidation, PSLF opportunities, and the June 30, 2026 deadline.

The more you understand today, the better prepared you'll be for tomorrow.

Your questions. Your situation. Our guidance.

Register HERE: https://www.nbspo.com/events--workshops

06/08/2026

Every week, we have been speaking with Parent PLUS borrowers who tell us the same thing:

"I had no idea this deadline existed."

As we move closer to June 30, 2026, my concern grows for the families who may miss opportunities simply because they were never told about them.

The reality is that many Parent PLUS borrowers are still making payments they believe are their only option. Others may qualify for programs or repayment pathways they have never heard discussed.

The closer we get to this deadline, the more important it becomes to ask questions and understand your situation.

That is exactly why we are hosting FREE Parent PLUS Loan Q&A Sessions every Wednesday this month at 6:00 PM via Zoom.

If you have Parent PLUS loans, or know someone who does, I encourage you to join us. A single conversation today could make a significant difference in your financial future tomorrow.

Register Here: https://www.nbspo.com/events--workshops

06/05/2026

𝗔 𝗰𝗮𝗹𝗹 𝘁𝗵𝗮𝘁 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲𝗹𝘆 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝘁𝗵𝗶𝘀 𝗣𝗮𝗿𝗲𝗻𝘁 𝗣𝗟𝗨𝗦 𝗹𝗼𝗮𝗻 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿'𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝘂𝘁𝘂𝗿𝗲.

When she scheduled her Initial Strategic Call with NewBeginnings, she believed she was stuck.

She had:
• $191,165 in Parent PLUS loans
• A monthly payment of $1,025
• An Extended Graduated Repayment Plan with payments scheduled to increase every two years

What she didn't know was that she had been working for a qualifying school district and that her employment qualified her for Public Service Loan Forgiveness.

Like many Parent PLUS borrowers, she had no idea this opportunity even existed.

After completing an Individualized Student Loan Assessment, we identified a strategy that aligned with the June 30, 2026 Parent PLUS Direct Consolidation deadline.

After Direct Consolidation
• Moved into Income-Contingent Repayment (ICR) at $978.45 for one qualifying payment
• Then transitioned into Income-Based Repayment (IBR)
• New Monthly Payment: $227.49

That's a monthly reduction of $𝟳𝟵𝟳.𝟱𝟭.

But the biggest result wasn't the lower payment.

By strategically completing Direct Consolidation and implementing the proper repayment plan strategy, she is on the path for approximately $𝟭𝟳𝟱,𝟴𝟴𝟵 in Public Service Loan Forgiveness.

This is why we are spending so much time talking about repayment plans, PSLF eligibility, and the June 30, 2026 deadline.

Parent PLUS borrowers need a strategy, an advocate to help them understand this option exists for them.

One conversation, 𝗕𝗘𝗙𝗢𝗥𝗘 𝗝𝘂𝗻𝗲 𝟯𝟬𝘁𝗵, can completely change a financial future.

Let's have the conversation! Schedule your FREE Initial Strategic Call: www.nbspo.com

OR
Attend one of our FREE Parent PLUS loan Q & A sessions throughout June.
Register HERE: https://www.nbspo.com/events--workshops

06/04/2026

𝗢𝗻𝗲 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻. 𝗢𝗻𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆. 𝗢𝗻𝗲 𝗹𝗶𝗳𝗲-𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗿𝗲𝘀𝘂𝗹𝘁.

When this Parent PLUS borrower came to us, they were carrying a loan balance of $181,212 and making monthly payments of $𝟴𝟵𝟵 in an Extended Graduated Repayment Plan. Even more concerning, those payments were scheduled to increase every two years for the next 25 years and their total amount to be repaid was $𝟰𝟮𝟮,𝟲𝟰𝟳.𝟮𝟬!

Through our Individualized Student Loan Assessment, we reviewed their complete loan history, repayment structure, and the opportunities available before the June 30, 2026 Direct Consolidation deadline.

By strategically completing Direct Consolidation, we were able to position this borrower into Income-Contingent Repayment (ICR) at $567 for one month and then transition them into Income-Based Repayment (IBR) at just $127 per month.

𝗧𝗵𝗮𝘁'𝘀 𝗮 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗿𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻 𝗼𝗳 $𝟳𝟳𝟮.

The June 30, 2026 deadline is approaching quickly. For many Parent PLUS borrowers, this deadline will impact their opportunity for Income-Driven Repayment plans and Public Service Loan Forgiveness opportunities.

If you have Parent PLUS loans, now is the time to start the conversation.

Join us for our FREE Parent PLUS Loan Q&A Session TONIGHT via Zoom.

Register HERE: https://www.nbspo.com/events--workshops
OR
Schedule your FREE Initial Strategic Call : www.nbspo.com

06/03/2026

𝗠𝗮𝗻𝘆 𝗣𝗮𝗿𝗲𝗻𝘁 𝗣𝗟𝗨𝗦 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿𝘀 𝗱𝗼𝗻'𝘁 𝗿𝗲𝗮𝗹𝗶𝘇𝗲 𝘁𝗵𝗲 𝘀𝗶𝗴𝗻𝗶𝗳𝗶𝗰𝗮𝗻𝘁 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝘁𝗵𝗮𝘁 𝗶𝘀 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝘁𝗼 𝘁𝗵𝗲𝗺.

The reality is that, for some borrowers, there may be a pathway to additional repayment options — but timing matters.

Understanding the process is the first step:

Parent PLUS Loans ➡️ Direct Consolidation ➡️ ICR ➡️ One Payment ➡️ IBR

For borrowers pursuing lower monthly payments, Public Service Loan Forgiveness, or long-term forgiveness opportunities, understanding how these pieces work together is critical.

With the June 30, 2026 Direct Consolidation deadline approaching, now is the time to learn what options are available for your specific situation.

𝗢𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗣𝗮𝗿𝗲𝗻𝘁 𝗣𝗟𝗨𝗦 𝗟𝗼𝗮𝗻 𝗤&𝗔 𝗦𝗲𝘀𝘀𝗶𝗼𝗻 𝗶𝘀 𝗧𝗢𝗡𝗜𝗚𝗛𝗧.

This free Zoom session is designed to help borrowers understand:
• Direct Consolidation
• Income-Driven Repayment Plans
• PSLF Eligibility
• The June 30, 2026 Deadline
• Questions specific to your situation

Space is limited to allow time for individualized questions and discussion.

Visit https://www.nbspo.com/events--workshops to register!

Address

1312 North Monroe Street , Suite 109
Spokane, WA
99202

Opening Hours

Monday	7:30am - 7pm
Tuesday	7:30am - 7pm
Wednesday	7:30am - 7pm
Thursday	7:30am - 7pm
Friday	7:30am - 7pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Website

https://nbspo.com/linktree

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