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Monday 7:30am - 3:30pm Tuesday 7:30am - 3:30pm Wednesday 7:30am - 3:30pm Thursday 7:30am - 3:30pm Friday 7:30am - 3pm

Universal Funding

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We provide fast financing, exceptional service, low rates, and the capital you need to manage your business.

We bridge the gap between invoicing and payment with immediate cash. We are a team of real people addressing real problems and providing real solutions.

10/27/2026

Those daily MCA payments add up fast. If you invoice other businesses, factoring could help you pay off your advance and stop the withdrawals. Learn how 👇
https://bit.ly/3UgMFZt

10/20/2026

Is your business running on enough working capital? Our new guide shows you how to calculate exactly what you need, with a real-world example.
https://bit.ly/4iwh5A0

10/12/2026

Quick math: annual credit sales divided by 365 equals the cash tied up every extra day customers take to pay. See how to shorten the wait.
https://bit.ly/3WlGFiu

Why B2B cash conversion cycles run long, what each day costs your business, how cycles differ by industry, and the B2B levers that free up cash fastest.

10/08/2026

Winning a big account shouldn't mean scrambling to make payroll. With invoice factoring, your customer keeps their terms and you get paid in as little as 24 hours.
https://bit.ly/4hpIces

Net 30, 60, or 90? Learn how B2B payment terms affect cash flow, how to pick the right terms, and how to offer longer terms without a cash crunch.

10/05/2026

Can you cover payroll 9 weeks from now? A 13-week cash flow forecast answers that question before it becomes a problem.
Our step-by-step guide shows you how to build one, and the Excel template is free to download.
https://bit.ly/4hDZ2WX

09/29/2026

A lot of business owners don't realize their unpaid invoices are basically cash sitting on the table. Now that the Fed has raised rates, traditional loans are only getting pricier, which makes turning those invoices into working capital an even smarter move.

Check out our blog on how accounts receivable factoring works and why it's becoming a go-to option for B2B companies right now.

Fed rate hike odds have pushed past 85%, signaling higher borrowing costs ahead. Learn why accounts receivable factoring is a smart, debt-free funding option for B2B companies.

09/28/2026

Net 30, Net 60, or Net 90? Longer terms can win bigger customers, but they can also drain your cash. Our new guide shows you how to choose wisely.
https://bit.ly/4hpIces

09/21/2026

Business funding shouldn't mean more debt or a long wait.
Invoice factoring turns your unpaid invoices into cash, often within a day or two, without the interest rate baggage of a traditional loan.
Read our full breakdown in our latest blog.
https://bit.ly/4ja1M0I

Wondering what business funding option works best when rates are high? Learn how to evaluate your options and why invoice factoring has become a top choice for companies that need cash flow without new debt.

09/14/2026

Heads up if you're a business owner thinking about a loan or line of credit. Fed rate hike odds just jumped past 85%. That usually means higher borrowing costs are coming, especially for anything with a variable rate.
The good news? Not every funding option is affected. Accounts receivable factoring lets you turn your unpaid invoices into cash fast, without taking on new debt or worrying about where rates go next.
Curious how it works? We wrote up the details in our latest blog.
https://bit.ly/4hpTyA9

09/08/2026

Bond yields are near multi-year highs right now, and that is making it harder for a lot of businesses to get approved for traditional bank loans.
The good news? Bank loans are not the only way to get working capital.
Invoice factoring lets you turn your unpaid invoices into cash in as little as 24 to 48 hours, without taking on new debt. We put together a full breakdown of what is happening in the bond market and why factoring might be worth a look.
https://bit.ly/4hfwqnV

Treasury yields are near multi-year highs and bank credit is tightening. Learn why invoice factoring is a faster, more flexible funding alternative to traditional loans right now.

Address

16201 East Indiana Avenue
Spokane Valley, WA
99216

Opening Hours

Monday	7:30am - 3:30pm
Tuesday	7:30am - 3:30pm
Wednesday	7:30am - 3:30pm
Thursday	7:30am - 3:30pm
Friday	7:30am - 3pm

Website

https://www.universalfunding.com/, https://www.universalfunding.com/accounts-receivables-financing/, https://www.univers

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